Log home insurance

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PostPosted: Tue Jul 20, 2010 5:20 am   Post subject: Log home insurance  

I haven't come across any log home insurance. Can any of you suggest one for me!
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Blindwitness
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PostPosted: Wed Jul 21, 2010 12:30 pm   Post subject:   

I guess State Farm is a good option. You may also check the quote-offer from Allstate.
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PostPosted: Wed Jul 21, 2010 5:38 pm   Post subject:   

Finding insurance for a log home should be no different than for any other type of construction. Just may affect the cost. If that's a consideration, check out the "No Burn" product. I used it on my home two years ago when we remodeled and were down to the bare frame.

Contents may catch fire, but I do not fear the loss of my structure due to fire.

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PostPosted: Thu Jul 22, 2010 10:25 am   Post subject:   

Well, I guess it has some thing to do with the construction rates in your state. State Farm is cool if you can manage to pay a bit more towards the cost of your logs. Insuring your log home would be worth 20% more than it's standard equivalent.
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sil
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PostPosted: Fri Jul 23, 2010 10:13 am   Post subject:   

I have to pay a ball park figure worth $700-$750 a year for my premiums. It includes the coarse of construction as well as the structure.
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PostPosted: Fri Aug 20, 2010 10:02 am   Post subject: check with all and select the best  

Please make sure you have gone through all the plans and have sick with one. By this way you will get to know the information and will give you the enough knowledge about the in and out of it..

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PostPosted: Fri Aug 20, 2010 11:22 am   Post subject:   

Some insurance companies do cover homes that are under construction. This insurance is called a Builders Risk or Course of Construction policy.

Such a policy protects homeowners and builders from liability on a construction site from loss due to theft, vandalism and accidental loss, damage, or destruction. When your home is complete, the construction policy may convert to a regular homeowners policy or you can purchase a different policy.




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