Assurity Ins

Submitted by Anonymous (not verified) on Tue, 01/27/2009 - 20:17

Hi, I am looking at a disability Ins. So far Assurity, seems the best for me. BUT I would like to know is the company reliable? Thanks

Posted: 28 Jan 2009 07:40 Post Subject:

Sara, I believe that it always pays to check out the background of the company before accepting the policy. The department of insurance can be of great help in this regard. It records the complaints filed against an insurer, which will give you an idea about the performance of the company.

However, just hang tight the experts will soon be around.

Posted: 29 Jan 2009 05:15 Post Subject:

Ok, thanks for that info, and I will keep coming back to see what others think.

Posted: 28 Apr 2009 05:40 Post Subject: complaint about lincoln /assurity

This company has taken money from my bank account for over a year after I filed a complaint with the Missouri attorney generals office and requested them to cancel my life ins. policy I have paid them for for over 11 years, I just found out they have been charging my account for this long without my knowledge and I had attempted to cancel it over a year ago,now they say I had to put It iIn writing of which I was never told about, all they are doing Is taking my money and scamming me telling me I had to write them after the attorney generals complaint I asked them to cancel it but they just keep on charging me, dont do business with them, bobn rippee st louis,mo.

Posted: 28 Apr 2009 07:09 Post Subject:

I'm so sorry you had trouble. From your post though, you've told on yourself a bit.
So you didn't bother looking or updating your checking account for a year?
All companies make mistakes, bar none, however, it is standard practice in the industry that you put in writing that you want to cancel a policy. If the company made a mistake, that could have been easily taken care of the very first month you seen it to continue to be drafted from your account. Since this was not the case, you're still going to have to put it in writing that you want to cancel it. Back to square one. Next time, keep up with your bills a bit better and you won't have this problem.

Now, Sara....
Assurity is a very reputable company and yes, their disability policy works well. You would do good to go with them.

Posted: 29 Apr 2009 09:07 Post Subject:

I'd agree with TRK, its customary to put things in writing when you want to cancel the plan. I'm disagreeing that you have faced this trouble, but haven't you noticed the deduction from you account over the period? Haven't you informed the bank to stop making payments to the insurance company? Its probably not a scam since they haven't received your cancellation request.

Now, its being a life insurance, why do you want to cancel it? What type of policy is it?

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