I have been collecting unemployment

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PostPosted: Fri Nov 04, 2011 6:55 pm   Post subject: file for ssdi while drawing unemployment  

I have been unemployed for over a year. I also suffer from diabetes,autheritis,degenerated disk and bone spurs in my neck and back. I also suffer migrane sympyom headaches that cause partial vision loss and dizzines when symptoms hapen. I was advised by an orthopedic doctor during an examination that i should not be lifting anything heavy. I want to sign up for ssdi benifits, but I fear that it would disqualify me from drawing unemployment. Is this true?


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J. from NC
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PostPosted: Sat Nov 05, 2011 6:47 am   Post subject:   

As has been posted many times in other places, disability and unemployment benefits do not mix!



To be eligible to receive unemployment insurance benefits, you must be ABLE TO WORK and ACTIVELY SEEKING WORK. To be disabled under Social Security's rules means you are UNABLE TO PERFORM ANY SUBSTANTIAL GAINFUL ACTIVITY.



So, to answer your question, yes, being disabled will terminate your unemployment benefits.



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PostPosted: Thu May 10, 2012 8:30 am   Post subject: CA SSDI is deducting ui  

My California SSDI worker is taking my unemployment and disability pay out of my retro SSDI. The retro should be about $17k, but my earnings from UI is about $25k. What will happen? I also have 6 years of retirment pension ($50k value when I turn 50years old. I have over 25 years of paying into FICA. Thank you for any help or siggestions.


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PostPosted: Thu May 10, 2012 4:06 pm   Post subject:   

There are certain tests of income that Social Security uses to determine what can offset SSDI payments. Unfortunately, because it takes so long to wade through the maze of SSDI appeals until a determination of eligibility is granted, all those other benefit dollars which would have reduced the SSDI payments on a timely basis can be used as an offset immediately and fully.



You could argue before an Administrative Law Judge that the offset should be deducted over time, but that is not usually a persuasive argument. After all, you had the use of that money in that time. You are getting the balance you are owed. You will have no reductions going forward if you are no longer receiving those other monies.



Quote:
I also have 6 years of retirment pension ($50k value when I turn 50years old. I have over 25 years of paying into FICA.


None of that is important. Retirement earnings, even if paid before age 65 will not interfere with SSDI payments because they are based on prior work, and not considered present income.



Your SSDI payments alone will repay every penny you paid into the SS system in about 36 months (including the number of months your lump sum accounts for). After that, the next 24-30 months will equate to all the money your employers have paid in. After that, including after age 65 when you will no longer be "disabled", but will be retired instead, you will be receiving a benefit funded by other people's money. Not that that's wrong, but it is the reason there is a looming $188 TRILLION unfunded liability for the entire Social Security and Medicare systems by about 2080.



Thank goodness, I'll be long dead by then, and my son probably will be also, but my granddaughters will be 80 and 77 -- and probably too young to collect a retirement benefit by then.


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PostPosted: Sat Aug 25, 2012 10:58 pm   Post subject: unemployment  

i have been recieving unemployment since 03-12-2012 and my last check was to be recieve on 08-24-2012,and i reported to unemployment thta i am diable and that i have been approve for ssdi but wont recieve my first ssdi check until10-24-2012 andunemployment want honor me my last check Sad


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PostPosted: Sat Aug 25, 2012 11:21 pm   Post subject:   

What is your question?



If you are disabled, you cannot collect unemployment insurance benefits. Apparently the unemployment insurance folks know that you are now disabled.



Your first SSDI check will be direct deposited into your checking or savings account in October or November. Social Security payments -- retirement, survivors, and disability -- are paid on the first day of the month. If your eligibility for SSDI payments begins in October, your first payment should be deposited on October 1. If the last month of your waiting period is October, your first payment will be deposited on November 1. No future payments are made (or must be returned) beginning on the first day of the month following a person's death.



In other words, the last payment a Social Security beneficiary received prior to his or her death is the last payment they were entitled to keep. All other payments after that tme must be returned.



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PostPosted: Sun Oct 07, 2012 10:17 pm   Post subject: recieving unemployment benefits while waiting social securit  

I applied for social security Oct. 11, 2011. I started recieving unemployment, May 2011. I have a court date for disability Nov. 15,2012. I recieve my last unemployment check, Oct. 9, 2012. That's before I go to court. Will that affect my disability claim. My doctor, stated I was unable to to work.


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PostPosted: Sun Oct 07, 2012 10:52 pm   Post subject:   

Quote:
My doctor, stated I was unable to to work.


By itself, this will not qualify you for SSDI benefits. You must be determined unable to perform any substantial gainful actvitiy.



Your application for SSDI establishes when your benefit will start (even retroactively to five full months from the date of your disability or the date of your original SSDI claim, which ever is later. Normally, retroactive benefits will not be paid beyond the date of your first claim.



If you qualify and are paid SSDI benefits for any period of time between May 2011 and Oct 2012, the amount of UI benefits you received in that same time period should be repaid to the state -- you cannot be unemployed and disabled at the same time and collect benefits for both.


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PostPosted: Fri Oct 19, 2012 4:02 pm   Post subject: ssdi and ui  

i am collecting UI if I am awarded Ssdi and receive a retroactive check do I have to pay UI back


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PostPosted: Fri Oct 19, 2012 5:28 pm   Post subject:   

Probably. Each state sets its own rules.



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PostPosted: Fri Nov 16, 2012 7:59 pm   Post subject: ssi benefits while collecting ui benefits in wisconsin  

i was approved for ssi benefits and ui benefits on the same day, i collected about 16 weeks of ui benefits( at $225 per week) and just recently was informed that i was not supposed to be collecting both at the same time, social security has sent me correspondence regarding this and i also expect to hear from unemployment in the near future, my question is, what kind of penalties can i expect to be imposed, if any ?


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PostPosted: Sat Nov 17, 2012 1:29 am   Post subject:   

It depends on whether you made any misrepresentations to the social security administration or to unemployment compensation. If so, you could conceivably face criminal insurance fraud charges. To mitigate any potential criminal liability, it is advisable that you self-notify unemployment office about the double benefits and make arrangements to re-pay one of those institutions. Unemployment might be even willing to overlook all or some of the overpayment; many states unemployment offices have such forgiveness provisions. You might wish to consult with an attorney.



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PostPosted: Sat Nov 17, 2012 12:11 pm   Post subject:   

The state benefits are subordinate to the federal benefits (even though both are paid for with federal dollars). Repaying the state for any excess benefit received should clear the matter.



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PostPosted: Mon Dec 31, 2012 7:15 am   Post subject: retroactive social security disability payment and unemploym  

I lost my job due to a bipolar episode and applied for temporary state disability. After 6 months my doctor told me that I should go back to work and refused to sign my disabled certification form. So I had to apply for work and I have received unemployment benefits for the last 18 months. I looked for worked even suffering from manic depression because it is the law. I went to several interviews and applied for hundreds of jobs but didn't get any job offers. On January 1, 2013, II will received my last unemployment check and after that I will not have any income.



I hired a lawyer and applied for ssdi. I was denied 3 times but finally had a hearing with a judge. I was straight with him and told him the truth but he award me the ssdi benefits anyway. I havent received my award letter or my first check and I don't know when I will. It should be sometime in January and I am praying to God that it will be by the 9th of January, four months after my hearing.



My question is, when I receive my retroactive one time check of ssdi, will the money I received from unemployment be deducted from that retroactive check? Also, will the temporary state disability 6 months be duducted too? If that is the case, I wont even have money to pay my lawyer the $6,000 fee.



I am really stressed out about this and I would appreciate some answer. I tried looking in the Social Security Internet site and could not find any answers to my questions.


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PostPosted: Mon Dec 31, 2012 12:13 pm   Post subject:   

Quote:
when I receive my retroactive one time check of ssdi, will the money I received from unemployment be deducted from that retroactive check? Also, will the temporary state disability 6 months be duducted too?


No, the only money that might be deducted from your retroactive payment is your attorney's fee.



You should be asking your attorney these questions -- why else would he be earning the $6,000 maximum fee?



All Social Security payments are made on the first day of the month, and are ONLY made by direct deposit to a checking or savings account.


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