SSDI qualification

by Guest » Tue Dec 23, 2008 08:35 am
Guest

How do I qualify and apply for the social security disability insurance?

Total Comments: 16

Posted: Tue Dec 23, 2008 11:04 am Post Subject: insurance

Wanna say "Hello"......and Welcome. Well.............I'm not an 'expert' in this field, but, I WILL tell you some of the 'experiences' I've had helping SOMEONE else apply for SSDI. Ya see.........i work for the Elderly/Handicap. One of my 'clients' has MS ( she's in the 'last stages' of it). Obviously she can't work....not 'mentally' or physically able to. She had gottten a letter stating she was "denied SSDI". She had several documentations from Dr's, MHMR, etc. STILL..........it din't do any good. She's 'Appealing' the decision. She CAN get a Medical Card through 'our' local DPW. However.....she can't get SSDI? I'll tell ya!!! here's my point to you: ..just seems like those who desperately need some kind of medical need, aren't getting what they need. This is a 'Pet Peeve' of mine, I suppose.........since I've worked in the Health Field a long time. Where can you apply?.......THAT I'm not REALLY sure about. We DO have alot of 'smart cookies' on this forum (Insurance Experts) that will be by soon, to help you with this issue. Hope you get everything you deserve..hope things go well for you!!

Posted: Tue Dec 23, 2008 11:30 am Post Subject:

Well, its hard to tell whether or not you'll qualify for the SSDI without knowing much about your status. According to the definition of disability decided by the congress if you are unable to participate in any gainful activity you may qualify for the SSDI benefits. However, that's not all, there are additional qualifying criteria that one needs to meet for the benefits.

~Jeremy

Posted: Tue Dec 23, 2008 11:56 am Post Subject:

Piggymont,
You could go to the web page set up for Social security. www.socialsecurity.gov. They give some pretty detailed information there and you may be able to see if you may be able to qualify. You could also file an application on line if you need to. My advice would be to go visit the web site and read up on any information they have there. This can help you make the decision on whether to try to qualify or not.

Posted: Tue Dec 23, 2008 12:32 pm Post Subject:

Hi!

Was your job by chance covered under social security?
If it was then it could be easier for you to obtain SSDI. If you're not aware of it, you could just check if you'd been contributing to the Social security fund out of your payroll taxes.

Fatman

Posted: Tue Dec 23, 2008 05:29 pm Post Subject:

PiggyMont,

You'll need to contact an attorney who specializes in Social Security claims.

Most ALL SS claims are summarily DENIED.

A Social Security attorney would know if your condition falls within their definition of disability.

Posted: Tue Dec 23, 2008 10:41 pm Post Subject: insurance

I'm gonna 'add' to my post ( the one from above). The woman with MS,..really?..how can 'they' 'deny' a claim for SSDI?? Just by LOOKING at her, you can see that she is Disabled. I care or her, because she can't care for herself. However.......I guess all that 'they' see is paper, NOT the 'real' person.

Posted: Wed Dec 24, 2008 06:46 am Post Subject:

I'd agree with Gary and the others, qualifying for the SSDI may not be easy.

I guess all that 'they' see is paper, NOT the 'real' person.



Surely, that's one thing and apart from this if the office decides that the individual is capable of doing other jobs matching his/her age work ex and education, the claim is likely to get denied.

Posted: Wed Dec 24, 2008 09:41 am Post Subject: insurance

I'm kinda curious, though. How CAN 'they' do this when SSDI really don't know the 'applicant's' history (work ability, etc.)? I hope I'm explaining myself 'ok' here.

Posted: Wed Dec 24, 2008 11:07 am Post Subject:

Social security has laid down a stringent process that you'd need to trudge through before you may qualify.

This process includes certain checks -


  • Under circumstances that you're earning worth $860 or more you'd not be entitled to receive such benefits.
  • When your working potential has been considerably affected through your disability.
  • When your cause of application falls within the listed conditions as defined under the Social security norms.
  • When your cause is not enlisted and the Social Security administration gives its ruling as to whether its actually affecting your working potential or not.
  • When the Social Security administration is sure that you have no other options to earn your livelihood.

Posted: Fri Dec 26, 2008 11:35 am Post Subject: insurance

As some of you know, I work with the Elderly and Handicap. i wondering if I can get some 'feedback' n this one. There is a 'Client' I take care of. he is a Diabetic and has had a leg amputated, BECAUSE of his Diabetis. He DOES get SSDI, however.......he thinks he deserves more money than what he's getting. There is ALOT that he needs (Medically speaking) and he's been 'denied' for alot of things, so far. Here's the 'problem' I havewith his " I'm suffering, look at me" attitude. He REALLY believes that we "owe" him something. Yes.......he IS disabled and his 'condition is getting worse everyday. BUT.................the reason WHY his condtion is getting worse, is because he is a VERY heavy drinker, doesn't take care of himself, etc. He's even asked his Dr to write up some kind of documentation to "lie" about his condition ( that he IS taking WONDERFUL care of himself, etc.) when his Dr KNOWS what's 'going on with him'. I see it, too, and it makes me angry. Not that I don't like taking care of him....just that I 'see' he's REALLY taking his situation for granted and I know there are SOOO many more people, 'out there', that prbably need the money MORE than he does. He uses his 'income' for liquor, etc. Gosh.........it's a frustrating situation to handle sometimes. I just want to 'put him in his place' sometimes..ya know?

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