self-employed disability policies

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PostPosted: Thu Aug 06, 2009 5:31 am   Post subject:   

What type of benefit period do you typically recommend?

We were taught that all policies should go to age 65. But after experiencing a nasty illness myself, I can definitely see the value in the 2 year benefit policies.


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PostPosted: Fri Aug 07, 2009 4:39 pm   Post subject:   

To age 65 is what I usually do. However, this isn't always possible. The dollars involved or health issues may preclude this from being done. I have a fair amount of policies on the books that are for 5 years.

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