GE short term disability

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PostPosted: Wed Nov 10, 2010 10:15 pm   Post subject: GE short term disability  

I have been with this company for 21 years and all the times that i have had surgeries which has been several, ge disability has paid benefits while out of work. This is the problem---since 1995 i have had 3 cervical fusions on my neck which has also caused arithritis top to bottom and i have lost alot of mobility. I have had both shoulder torn rotator culps fixed which has set up arithritis over the years, but i have managed to work even tho sometimes the pain was great.....This year i fell and have been diagnosed with 2 bulging disks in my lower back, i have pain in my tailbone and a pinched nerve in my left hip and some numbness down my left leg...i applied to the same disability and their started out paying me in June of this year, but when my surgeon said he didn't want to do surgery at this time, the benefits stopped..i am under the care of a pain doctor who says i can't return to work. Disability says they don't have enough to approve it . I filed an appeal, my doctor has talked to their doctors and has sent them xrays, mri results, ct scan, nerve induction results. They have all the proof they need, but yet this has been going on for several months. When i have talked to disability all they say is that they have 180 to make up their minds. I haven't had a pay check in 3 months, my savings is just about gone and still no word. What recource do i have
Heavyduty053
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PostPosted: Thu Nov 11, 2010 6:02 am   Post subject:   

You may not have any recourse if they are acting within the language of the insurance contract.

But that doesn't prevent you from filing a complaint with your state's Dept of Insurance alleging unfair claims practices.

It might speed things along to have the DOI in their face.

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PostPosted: Thu Nov 11, 2010 1:45 pm   Post subject:   

Individual long term disability insurance? Oh wait...nevermind that ship sailed.

The DOI is a possibility. Why didn't your Dr. want to operate? What was the stated reason for stopping benefits?
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PostPosted: Thu Nov 11, 2010 5:38 pm   Post subject: GE disability  

The reason my surgeon did not want to operate is because my spine has already had enough weakening by surgeries already. Arithritis is all up and down my spine and that coupled with everything else, it was better to put it off as long as possible, or until pain becaomes so great that it will have to be done.. My pain doctor has took me off work from now on because these systoms is not going to disappear, their only going to get worst.....and by the way, i didn't know a person has to have surgery nto qualify for benefits.
Heavyduty053
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PostPosted: Sun Nov 14, 2010 2:39 am   Post subject:   

They don't, generally.
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PostPosted: Tue Apr 17, 2012 3:50 pm   Post subject: Need to file a claim  

Please give me s phone number for your compat need claim form
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PostPosted: Tue Apr 17, 2012 5:42 pm   Post subject:   

This is not your insurance company's website. Please check your policy for the insurance company's contact information.
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MaxHerr
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MaxHerr
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