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 Posted: Sat Oct 06, 2007 3:11 am Post subject: what are the most innovative |
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| what are the most innovative product in the insurance industry now? |
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trananh86
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Joined: 06 Oct 2007
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| Posted: Sat Oct 06, 2007 7:59 am Post subject: too big for one innovation! |
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Hey trananh86!
This insurance industry is too big for one innovation to rule....actually innovations are a consistent effort....n are happening constantly over here!
Believe me it has different areas to explore like- life, health, home & many more....so you need to specify in order to get updated with the specific innovations concerning a respective area..am I right ?
Thanks, CasandraVanHuesen |
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CasandraVanHuesen
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| Posted: Sat Oct 06, 2007 8:19 am Post subject: hi all.. |
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Well, I've once come across one of the innovative products in the form of an illness guard. I have a disability program which protects me from all from of listed diseases as well. but while applying for my wife's disability I jus came across an innovative program called a critical illness program. This one would pay me the entire policy value if she gets diagnosed with a desease thats mentioned. The premium is also better structured. Now, since she doesn't work anymore...so whats the need for a disabiltiy program...rather we can try up this innovative pack. Thats it! CLoeFunman
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CLoeFunman
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| Posted: Sat Oct 06, 2007 10:49 am Post subject: another one |
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Hi CloeFunman,
Your critical illness program reminds me of a coverage called the condominium insurance which rose to popularity out of those benefits offered by the home insurance which are directed to safeguard your valued assets or contents individually & in a better way!
Regards, Collin J |
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CollinJ77
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| Posted: Mon Oct 08, 2007 2:39 am Post subject: |
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I too would give critical illness insurance my vote. I sleep better at night knowing I won't have any financial worries if I ever get one of the illnesses I'm covered for. Last thing you need if you get very sick is having to worry about finances.
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MichaelS
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| Posted: Mon Oct 15, 2007 5:21 am Post subject: |
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Here's one for innovation...I just got through working a case in Texas that involved 164,000 teachers and some despicable life insurance agents from the College Life/Americo organiztion. Who but the most innovative, dastardly, chicken-scratching, thieving go-nads on the face of this earth would rip off those people who go to great lengths to educate our children? In the end, their innovation cost them a little over $23 million. I'm currently working on very similar cases in other states. I love my job.
http://www.bizjournals.com/sanantonio/stories/2002/03/18/story7.html
link deactivated as per forum norms - Evan |
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InsInvestigator
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Location: Central California
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| Posted: Tue Oct 16, 2007 7:11 pm Post subject: Innovative Insurance Program |
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| Have you ever heard of "Wedding Insurance"? Well, this type of insurance protection is new on the scene. It's actually a very good idea. After all weddings do get postponed due to illness, bad weather, etc. So what happens to all the plans that have been made? What if the bride or the groom just change their minds? |
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InsuranceMaze
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