WFG or New York Life Co. or ...?

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PostPosted: Fri Jun 27, 2014 7:07 pm   Post subject:   

Quote:
WFG allows you the opportunity to really be im business on your own. It is not a multi level company.
YES IT IS. But that doesn't make it good or bad.



Quote:
You dont have to recruit you can just sell insurance
And if all you do is sell, you cannot be promoted. Which is why WFG is a MLM organization. Stop drinking the Kool Aid and see the bigger picture.



Quote:
You are really in business for yourself because there is no quota. I am really greatful for this company.
No quota . . . fine. But just wait and see how they treat you when you fail to recruit fresh meat into the baseshop. You're not in business for yourself, you are in business to grow your upline's business and income. Without a downline, you aren't worth much to yourself or your upline.



And you are giving up a considerable portion of the product commissions to others above you, instead of putting that money into your own account. Why would you do that? What did your upline do to earn your commissions? Did they close the sale for you? Did they do the paperwork for you? Or did you do 100% of the work? If you did 100% of the work, you should receive 100% of the commission.



So here's the truth:



If you believe you have all the sales skills you need, you DON'T need WFG. You should be an independent agent on your own. You will be paid 100% of the commissions on the policies you sell, not just a small portion, while the rest goes to your WFG upline.



Find a good FMO/IMO to work through and you will have access to even more insurance companies and products than WFG has to offer you.


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CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
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MaxHerr
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PostPosted: Wed Oct 01, 2014 9:44 pm   Post subject: ignorance is NOT bliss  

WFG is MLM? Lol So I guess real estate is also MLM, we do exactly the same thing they do. If you're a broker, you hire agents to work under you. As an agent, and you want to become a broker, then you have to hire some agents under you. Hmmmm hahaha! Well, I guess I'm fortunate because I work part time and I make 2-3k extra income a month just by helping others. And btw WFG is just a payroll company lol They don't deal with our clients. What you guys say about the company don't make any sense! It's obvious you guys are either haters because we beat your products (sorry captive agents, we have more options and better companies than you do ✌) or you're brain is not capable of looking at a bigger picture. Idk, get your facts right. Do some REAL homework then think why some trillion dollar companies will risk their name to be marketed by WFG agents. However, just continue to hate, we love you guys! They said, the first sign of success is when you become controversial Smile


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seriously? hahahaha!
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PostPosted: Wed Oct 01, 2014 10:15 pm   Post subject:   

Quote:
we do exactly the same thing they do.
The same thing as real estate agents? LOL. When was the last time you helped someone buy a home?



Or sold them a home they couldn't afford. In that regard, if you've sold someone a UL policy on the promise that the cash value would accumulate to the point that the policy would pay for itself, then, yes, perhaps you do what some real estate agents do. Those UL illustrations that show the millions of dollars of cash value are PIE IN THE SKY. If you don't know that, then you don't know your product, and that makes you dangerous.



Having said that, perhaps you don't know all the history behind WFG and its predecessor WMA, and the shady securities and loan businesses that helped put them out of business when WMA "associates" encouraged people to take out large second (and third) mortgages on their homes to provide funds for investments. That sure was "helping" customers, wasn't it?



As for your $2,000 extra per month, why don't you just show us the checks instead of talking about them?



Quote:
WFG is just a payroll company
I'm sure that's news to your upline. Not to mention the higher ups at Aegon.



Quote:
sorry captive agents, we have more options and better companies than you do
That does not make you "better" it only makes you "different". You do realize that you still have a responsibility to put the best product for your client on the table at the best price. But I'd like to know what percentage of your life insurance clients purchased term compared to some form of Universal Life -- 0% perhaps?



If so, you've failed in your public responsibility as a licensed agent. So much for success.



Representing 10-20-30 companies means you have a responsibility to look at as many as 100-200-300 different products to determine which two or three are truly in the best interests of your client. What percentage of your business is not written using WRL?



How many of the 10-20-30 companies you claim to represent have you actually written applications for? One only, or two? How does that make you any different than being a captive agent?


_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
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MaxHerr
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PostPosted: Sun Sep 02, 2018 2:28 am   Post subject:   

I have been a partner of WFG for 3 years now. I started as a simple PC Agent. OMG- Had I known the difference I seriously would NEVER have invested SO much of my OWN $$ to open my PC Agency as my production level(s) with WFG FAR out way the PC.. At the same time I see the benefits of now having both.



Today I am a VERY WELL rounded Insurance /Financial Services agent and own my agency that has been greatly successful DUE to **WFG. And just so that you know, you can make as MUCH $$ as you desire or as little as ZERO.. There is NO CAP on your income level and you do NOT have quota's... EVERY WHERE ELSE Does! Laslty you will NEVER find a true auto/home agency that runs by itself either, there are always "CSR's", which are customer service reps to answer phones, etc...



As mentioned a few times here ** You can be independent OR have your own agency. The point of *(RECRUITING) is so that your HARD work pays OFF . If most of you were true *(business minded) ppl you would know that you will NEVER find a McDonalds owner flipping burgers or turning fries. The point of "owning" a business is that it RUNS with or w/o you. If you are upset at WFG for promoting that system then get angry at ALL of the franchise and true business owners that have understood the power of delegation.

WITH WFG - working HARD for yourself as oppose to an "Corp" truly pays off!

Call me directly as I would LOVE to give you the insight of my career move with WFG... (Ruthy) 720-205-1837

- WinkSmile

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