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InsInvestigator
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InsInvestigator



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PostPosted: Thu Jan 03, 2008 5:37 pm   Post subject:   

DOI = Department of Insurance
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hummingbird
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PostPosted: Thu Jan 03, 2008 5:44 pm   Post subject:   

Where I come from it is the law to have at least liability. You can not even get your car relicensed with out showing proof of insurance .If you get stopped by the police you also have to show proof or be ticketed for not having it.So dropping it is NOT an option here.
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PostPosted: Thu Jan 03, 2008 6:32 pm   Post subject:   

DOI = Department of Insurance
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Lori
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PostPosted: Fri Jan 04, 2008 11:50 am   Post subject:   

Quote:
What is a DOI?
Ins. investigator had told you I will too, DEPT. OF INSURANCE...
Quote:
I agree with goodnatured. It makes insurance companies and banks and creditors in general look greedy and unfeeling.
I agree, but they ALL are in the business to make money and not a not for profit charity....
Quote:
Bad things happen to people with the best intentions and you can see that by the amount of forclusures
. I agree, there are also countless people that are just plain greedy and idiots themselves bringing 'hard times ' on themselves...as an example...guy next door to me was GIVEN his house (nice place too) by his grandmother...no lein, nothing...free...all he had to do was pay his taxes every year, and ulitlitys what a sweet deal! This idiot....got loan after loan after loan against this FREE AND CLEAR house, without a damn thing to show for it...seriously nothing...just blowing the money, until finally the banks foreclosed...because not only had he taken out a total of 100k against the place he then decided to stop making the payments! Dude (and his wife) have both got good jobs........do I feel sorry for him NOT!.......
Quote:
People like that don't care and they can't afford to care really if they helpo one person you have to help them all. I hate it.
I agree.....
Quote:
There has got to be another way for low income familys to get a break i agree.
I agree, I wish there was a way to individually evaluate each situation... I have no problem with giving help or aid to someone that is TRYING...it's the ones that set on their butts, fully capable of working, but WON'T and whine about thier situation/position in life, expecting me (tax payers) to foot their bill!........talk about irritating......
Quote:
Our electric alone is nearly 300.
Oh my gosh....hopefully your house if full electric and this is to run everything right? If that's the case, then when you break it down it's not any more than most....gas bill in the winter around my part of the country is about 150-250 per month and electric about 90.00 in the summer our electric runs at least 250 per month...I feel your pain, and with the gasoline prices being what they are it is a struggle for all...........
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hummingbird
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PostPosted: Fri Jan 04, 2008 12:32 pm   Post subject:   

Ok, I figured it out .It stands for department of Insurance. Can I find this on the internet by putting in my state and department of Insurance?I would like to find it and look at it.
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Mr. Liggett
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PostPosted: Fri Jan 04, 2008 1:38 pm   Post subject:   

Department of Insurance
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Mr. Steven Glenn Liggett
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Lori
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PostPosted: Fri Jan 04, 2008 2:19 pm   Post subject:   

Here's the link

http://doi.ppr.ky.gov/kentucky/

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hummingbird
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PostPosted: Sat Jan 05, 2008 12:41 am   Post subject:   

Never mind I figured out what that means. Thank you Lori for the insight into the Ky DOI. I will certainly look into it. I don't understand why the insurance companies don't tell us this stuff.
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PostPosted: Sat Jan 05, 2008 2:30 am   Post subject:   

Oh, that's an easy one; For the very same reason that the tobacco companies didn't bother to tell you that smoking was known to cause cancer.
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Lori
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PostPosted: Sat Jan 05, 2008 10:39 am   Post subject:   

Quote:
I don't understand why the insurance companies don't tell us this stuff.
On the choice no fault they had to because you HAD to have signed one way or the other.......
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avengerki
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PostPosted: Sat Jan 05, 2008 7:58 pm   Post subject:   

DOI is the Department of Insurance. Its kinda likea BBB for the insurance industry.
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PostPosted: Sat Jan 05, 2008 8:55 pm   Post subject:   

Quote:
DOI is the Department of Insurance. Its kinda likea BBB for the insurance industry.


Actually, the BBB is a consumer advocacy group and the DOI is a government regulatory agency.

I strongly doubt anyone from the BBB could come into a business, produce a warrant, seize documents, and make an arrest. DOI Investigators have the ability to do so.

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Lori
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PostPosted: Sun Jan 06, 2008 10:52 am   Post subject:   

Quote:
DOI Investigators have the ability to do so.
Want to see a bunch of insurance claims managers (and adjusters and even secretaries) 'pucher' watch them come in a pull files............oh my...........these guys have a lot of power!
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avengerki
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PostPosted: Sun Jan 06, 2008 5:14 pm   Post subject:   

Hey I said it was kinda like a BBB. You report grievances to the DOI and the BBB. Its just the DOI has way more clout then the BBB.
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PostPosted: Sun Jan 06, 2008 8:28 pm   Post subject:   

Hey Lori, I could tell you stories about some of the stuff I saw when I was working with the DOI in CA.

During an investigation of a broker with GSL, we discovered that he kept a pistol in his desk from time to time. When we went into his office with a warrant, he was told to get up and leave. When he moved for his desk drawer (to get his stuff, he claimed) he had 3 pistols drawn, cocked and pointed right at him. The look on his face was priceless.
He left without incident and we didn't find a weapon. His license was permanently revoked some time afterwards.

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