My husband has probaly what most would consider a smaller gun collection.

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PostPosted: Sat Feb 16, 2008 12:30 am   Post subject:   

I have taken digital pictures of my higher price items and keep them in a file in my email, that way I can access them from anywhere. If you think about it, you could keep your inventory there too. that way if something did happen you could just email them to your insurance company. Just a thought.

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PostPosted: Sat Feb 16, 2008 5:50 am   Post subject:   

that would work and like you said they would not only be in the home so you would have access to them in case of this terrible event happening and your home being a total loss.

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PostPosted: Sun Feb 17, 2008 4:22 am   Post subject:   

wow What a great idea. That way you could have access to them anywhere there was a computer if all your home was damaged. You could even e-mail them to the insurance company. Definately something I will be doing in the near future. If you didn't want to go to that measure you could also save them on your cameras memory card and keep it in your vehicle. Just a thought.

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PostPosted: Mon Feb 18, 2008 3:01 pm   Post subject:   

That would be a good idea too as long as the card will hold up under conditions, heat can get pretty extreme in the summer and it can get pretty cold in the winter, would your card hold up under these conditions.



One other thing, if you are going to store it in your email, make sure that your network is secure so that you don't have anyone hacking in. I don't really have any thing of great value that I would want stored at the US Mint, I have a huge gun safe that I can't even open, LOL, husband does that. It is fireproof and it is not easily moved.



We bought the gun safe more for safety and security, keep the kid safe and keep the thieves out. So far, so good.

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PostPosted: Tue Feb 19, 2008 11:04 am   Post subject:   

I often times considered buying a safe. One top reason is for its fire safe features. My husband has probaly what most would consider a smaller gun collection. He has a few guns of his own but the most valuable guns are the ones passed down by his father. They are older and look mreally weird to me. Guess they aren't the normal high featured guns but they mean so much to him.

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PostPosted: Tue Feb 19, 2008 7:25 pm   Post subject:   

The big safes are nice, you can pile more than guns in them. We have everything in their, all the important paperwork in the house and etc.

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PostPosted: Wed Feb 20, 2008 1:56 am   Post subject:   

I have seen some big ones at the local walmart and other stores, how do you move them things around and how many people does it take to move them? I would think you would put it in one spot and leave it there right?

I never really thought about getting one, don't have that much valuable stuff laying around my house. What I do have isn't worth buying a safe for, would hate to lose it, but you get the picture, besides I would not have the room for it, my house is really small. Do you get any kind of break on your premium for having these fireproof safes? Are they covered? If they were in a fire and all the stuff on the inside was okay but the outside was messed up, I supposed the safe itself would be replaced right?

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PostPosted: Wed Feb 20, 2008 3:30 pm   Post subject:   

I'm not sure if you would get any kind of insurance break for a safe but you would think you could. They would have a lot less to replace if it held valuables. I know you get one for being near a fire station and if there is a hydrant near your home. When I moved and had to change my home owners I actually got a little higher rate because I moved to a place that didn't have either when I use to have both. I imagine it would be a pain to move but that part definately put a smile on my face. I never leave anything in one spot and I can picture my husbands face when I would ask him to move it to another location. He is a man of very few words but one look at his face will tell you what he's thinking, although he would do it anyway. I'm sitting here thinking what is as heavy as a safe that I could get him to move so that I can get even for that ticket he got last night. te he he

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PostPosted: Wed Feb 20, 2008 8:29 pm   Post subject:   

I would say so. They probably receive more claims as they generally aren't built to withstand the same amount of damage of an actual home. Can they even be insured if they aren't properly set?

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PostPosted: Thu Feb 21, 2008 2:00 pm   Post subject:   

They probaly have all kinds of guidelines on those things. I imagine you probaly would get replacement value on the safe since it is a content of the house.

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PostPosted: Sun Feb 24, 2008 1:39 pm   Post subject:   

They seem really heavy, I guess if you had a lot of valuables that it would be worth the investment. There are smaller ones also that would be more for me, I don't have a whole lot of valuables around.

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PostPosted: Sun Feb 24, 2008 4:49 pm   Post subject:   

Another thing that I like about the big safe is that it is in a back room, out or sight, out of mind.

We have a smaller one that we bolted in the wall, it holds just some little things that we would need access to quickly, even though it has a code, I use the keys to open it.

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PostPosted: Mon Feb 25, 2008 12:32 pm   Post subject:   

That is the kind I would like to have. I hate carrying around a thousand keys. Plus you could actually hide it somewhere that a theif couldn't find it. These days we all need to think about locking up our valuables. This area is getting really bad. The kids are all dropping out, doing drugs and looking for quick ways to get money. A lot of them never even heard of the word work. I honestly wonder what this world is gonna be like in the next 20 years. A bigger safe would be pretty good if you could hide it in a wall. I watch a lot of those crime shows and seen this idea. I always thought it was pretty awesome.

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PostPosted: Sat Mar 08, 2008 7:07 pm   Post subject:   

Quote:
Don't forget guys mobile and modular homes are totally different, a modular is looked at pretty much like a stick home.




Amen, sister.



Once a "modular home" is placed on a permanent foundation, it is very hard to tell that it is not a traditional "stick built" home.



The problem I have is that most people want to put a "modular home" on a hill in the country, 18 miles from the nearest responding fire department and the only source of water is the creek.



If you are determined to live in the country, you will pay the price.





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PostPosted: Sat Mar 08, 2008 11:59 pm   Post subject:   

I lived in the country but right off a main route and the fire dept. is a little farther away but not too very far. I imagine it will affect my price on homeowners but it is of little matter to me now that I have left a drug infested town in my past and feel safer in my new area.

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