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PostPosted: Wed Aug 03, 2011 8:38 pm   Post subject: waiting period  

i was wondering if there is a waiting period before you can use the insurance if you need surgery , when you get your insurance. so could you answer my ?

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PostPosted: Tue Aug 16, 2011 6:50 pm   Post subject: Health Insurance  

I was just reading some of the blogs on Cinergy. I don't know anything about Cinergy and how they pay there claims but I will tell you what I know about the tyoe of plans your looking at.

Your looking at supplemental insurance plans. These plans are not major medical plans, meaning if you have a heart attack or cancer it would cover very little.

I sell supplemental insurance and would be glad to send you some information.

These plans normaly have no deductables, low monthly premiums and no pre x. The difference between the two is major medical is going to be a very high deductable to be able to afford the monthly payment. So if your busy paying the deductable for a year, and the diductable start over the next year, and you don't use it, where is the savings.

Just a little way of looking at it differently.

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