I'm betting that it's independent property adjusterswho are paid based on the amount of the claim, as this makes sense. The larger the loss, the more work required and the more expertise is needed. But I doubt independent liability/injury adjusters are paid by commission. As an independent, that is what I did... investigated liability and settled GL/auto PD and injuries. This was needed as many companies did not have a presence in Florida and Florida requires an adjuster to have a license to adjust claims. But I'd also negotiate and settle BI claims all the time. That is, the carrier would give me an upper limit and I'd try to settle. If I were paid a commission based on the amount of the settlement, me thinks I'd always settle for top dollar (and I'd have a bigger bank account right now).



(that is what I meant by "doubt"... as an adjuster we know there are two sides to every story )

My insurance company hired an independent adjuster company to come for my flooded bathroom and kitchen. She came out before the restoration company was finished tearing up the house and is now trying to say that the leak in the wall behind the toilet that caused the flood is a second claim. We haven't yet found out WHY the toilet overflooded and it is expected that something is wrong with the pipes in the wall. This is the SAME wall that the shower in the other bath is connected to, and this wall is or has been wet and is now molding. My house is torn up and nobody can begin repairs until this shower is taken out .. but the adjuster is saying that it needs to be a second claim. I am certain she is doing this to benefit her income even though my home is a mess and torn all apart while my bathroom continues to rot away.

Honest you should watch what you type before you get slapped with a slander suit.

Does a public adjuster get his money up front or does he get a percentage of each check paid by the insurance co

A public adjuster must negotiate a written agreement with the insured that describes his/her compensation. It is unusual for a pubic adjuster to charge a fee in advance because they cannot guarantee that they will succeed in handling a claims dispute. Instead, public adjusters generally ask for 10% of the amount of claims payment they obtain for the insured. Payment is the responsibility of the insured, who may ask the insurance company to pay that portion to the adjuster.

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