Boy isn't that the truth. Sometimes I feel like I am soo depressed over these rising prices on gas that are causing everything to go up. Being winter doesn't help, makes ya feel more glum. I guess just keep hoping for the best. You know what I don't get about the whole economic stimulus thing? If your child is 17 you do not get a credit for that child. I mean most kids are still in school past that age and you still have expenses on the child so why cut it at 17 instead of 18. Not trying to sound greedy here but every little bit definately helps this way.
It won't effect your stimulus rebate because she was still 16 in 2007 tax year. you will definately get the $300 credit for her. As for income tax for this coming year, that is where it changes.They changed that a few years ago acccording to my tax guy. Once a child reaches the age of 17 you can claim them but you do not get the child tax credit of $1,000 anymore. I know it is such crap. I couldn't get a child tax credit for my son this year or last. His birthday wasn't until Nov. 27, but since he turned 17 in that tax year and even though he was only 17 for 1 monmth in that year I couldn't get the credit.
I asked why they did that and I was told that alot of kids graduate by that age. Well its still crap cause they would go to school for most of there time being 17 and you still have to support them so why not get the credit? If you haven't got your taxes done yet or can call your tax person ask them about this. It won't effect you until next year at this time.Believe me I was stunned myself last year. That extra $1,000 credit sure would have helped.
I thought the stimulus gave 1,200 for a couple and 300 each dependant child right? I have 2 dependant children .Does that mean we get 1,800.00? My tax lady has nver mentioned any of this to us. She is only in the 10 th grade and will have 2 more years of school after this year. SO we can claim her as a dependant but not get a child tax credit? That is bull crap! All the ways to keep you behind .No wonder we are heading for a recession. As if the hign price of gas hasn't cause enough problems. financially. _________________ http://insuranceexperiences.ampminsure.org/
Posted: Wed Mar 05, 2008 1:53 am Post subject: taxes
I'm a single, mom. I think mine is $400.00, or so. The money, for my son, will be $300.00. Talking about insurance........Life Insurance premiums may not be TOO bad. But, Health Insurance...OMG!!....i don't care what kind you want to get, it's STILL very expensive.
Do they have any kind of health insurance plans where you are from? Here in PA they have a program called Blue Chips for kids, offered by the state. It is not welfare of any kind. It is for all kids without insurance and they base how much you pay by how much you make. The only thing you need to qualify is you can't have any other type of health insurance avilable to you through work. I know people who pay hundreds of dollars a month to cover their family members.
Posted: Wed Mar 05, 2008 3:05 pm Post subject: health
yes, 'Fireyone', they do have Blue Chip. But....when I looked into it, 'they' said there was a waiting list a MILE long. I din't think there was a waiting list, for this kind of Insurance. I inquired, about this, recently.
We have KChip I have that for our kids. You pay a small premium every moth and a small price for each prescription.Never heard of any waiting list though. _________________ http://insuranceexperiences.ampminsure.org/
Sounds like you have it all covered then. MY kids are covered through my husbands health insurance blue cross. It is pretty great coverage but those co-pays and 20% add up quickly. Last year alone we paid almost $2,000 in those costs. It sucked but hey et least there was coverage.
Posted: Thu Mar 06, 2008 4:01 am Post subject: health
I thank you for ya'lls advice and comments. I'll check into some other things, for my son. Now that I think about it, maybe it was the Chip Basic, for adults, that has a waiting list.
The adult basic has a really long waiting list. I know this cause my mom just went through this. I think she waited about a year. Recently she had some high blood pressure problems causing her nosebleeds and headaches. She went to the hospitol and they treated her then released her since she had no medical. The same day she had to go back and they finally kept her but couldn't run alot of tests cause of the medical expenses. It could of killed her. She just got approved a few days ago. There are also hospitol related programs that help pay the bills if you meet the income requirements.
I could have gotten help for my hospital bills but I didn't met the deadline to bring in the paper work. I mean whos thinking of thoses things when you are at a hospital. It would not cover the dr though.I fine it odd that people can actually tur you away and refuse to help a person because they don't have the mony for all that stuff. If each dr took one name from a hat each dayand saw them free ,that would take care of a lot of medical needs. _________________ http://insuranceexperiences.ampminsure.org/
Good point there but unfortunately most docs are only concerned about there bottom line also. My docs office offers a sliding scale on fees if you haven't any insurance. On your other medical bills you can pay $10 a month and they will let you be. The only thing that sucks there is whether it is a surgery or just a hospitol stay they don't send one bill they send about five seperate one. One for each doc, one for e.r.,one for med supplies and by the time you pay each of them $10 each you end up paying out an extra $50 a month. Just went through thbis when I had surgery last year.
Wow! Wish Ihad your doc. I made arrangement to pay 25 each to the hospital and doc bill. As it stands Ithe hospital quit sending me a bill and so i didn't send payment and they called and left a messege.I called back and they said they musty have called by listake becasue they had no record of me oweing them anything. Then the same day I got another hospital bill. I also got a letter saying for me to pay the doc bill immediately even after i had made arrangements to pay them monthly.Thing is I have to come up with the 50 to pay them now.Right now I don't have it.But I want to keep it out of collections. Maybe I am on th wrong board. You think? No docs here have a sliding scale,I wish. _________________ http://insuranceexperiences.ampminsure.org/
