do i need a medical insurance?

by liaoyu03 » Sat Sep 08, 2007 07:29 pm

i have a ache in my right abdomen, maybe the place of liver or cholecyst. i think i will go to hospital for a check and choose a medical insurance, i'm only 28 olds.

Total Comments: 3

Posted: Tue Sep 11, 2007 03:15 pm Post Subject:

i think you should go to hospital for a check-up firstly. when you get the diagnosis result, you can decide if buying a medical insurance.

Posted: Wed Sep 12, 2007 12:38 pm Post Subject:

Oh dear you don't have insurance? Certainly you need to put your health first, but also (to add to your delima sorry), if you have a diagnosis, more than likely your application for coverage will ask for any 'pre-exsisting' conditons, and may not cover said conditions. Is there anyway you can buy a policy quickly? Like today and go to doc tomorrow? Also may be some state aid you may quailfy for?

I'm so sorry you're ill and hope it all turns out well.

Posted: Fri Sep 14, 2007 12:01 am Post Subject:

Do you have the oprion of getting insurance where you work? If you do, I would check into this. Also, there are some waiting periods with some employers, like being on a job for a certain time, etc.

If you wait until you have an establised problem, then you have a pre-existing condition, which will either not take you or cover you for those condiotions.

I have several pre-existing conditions, so it it near impossible to get insurance or be able to afford it, were it not for insurance through an employer..Karen

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