Senior Healthcare Consultants/RJR Insurance

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PostPosted: Sat Sep 11, 2010 5:08 am   Post subject: 9123  

9123, I'm pretty sure I am not supposed to put an email address on this blog site. If you will tell me a site that will, then I can give you my email or you give me yours and I'll just fire over an email to you with some of my thoughts on what you might consider (although I am not sure what state you're in), then you choose a couple I know and contact them, then I will follow up with my rec on you! I really don't like wearing out on posts. I don't have time to keep up. lol


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Bo Duke
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PostPosted: Sat Sep 11, 2010 6:24 am   Post subject: How to Succeed in an Insurance Sales Career  

I I find it funny that most of the bloggers who post on here are great critics, but it seems few can actually build and produce. It reminds me of a quote that “people either make solutions or excuses but rarely both.”



To be clear to all who read this and try and explain their own failures and shortcomings and attempt to direct the blame somewhere else – Insurance sales is a VERY tough industry, it is not for everyone. It’s not that difficult intellectually, and almost anyone can pass their state exam. However it takes a unique individual, who is willing to risk, and takes chances, and get up again and again. If you are serious about this industry find a successful agent and ask them for an HONEST answer if it was an easy road – anyone who is honest will tell you it’s a long hard road to success in this industry. Then ask them if it’s worth it and you’ll also get a yes.



Maybe the fault lies in many of the insurance companies because to get new recruits they promise the moon, and when people first start they think they’re winning the lottery – if they’d be more truthful and tell new recruits that this will be the hardest thing they’ve ever done in their lives . . . . of course maybe the fault also lies with the recruit not being honest with themselves either. Many come in flat broke, with a spouse that is unsupportive of a 100% commission industry. I see so many come in and try it for a few weeks and then blame the leads or the company or the training or whatever.



The truth is if you want to make the income of Doctors, Lawyers and CPA’s you’re going to need to go through the same amount of schooling they did – in insurance sales this is earned on the street seeing clients, and getting told” NO” over and over and over and over again. It doesn’t take weeks or months, it takes years. The cool part is you get to earn while you learn and each year your income will grow (mine did). Today I make a 6-figure income before I get out of bed, and my clients come to me, but it took 10+ years to get here.


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VoiceofExperience
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PostPosted: Tue Sep 14, 2010 6:46 pm   Post subject:   

Everything you have said is true. And others have made similar comments. My only question is why did you post this under "Insurance Frauds" instead of under "Insurance Agents" a couple of clicks lower on the menu?



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MaxHerr
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PostPosted: Thu Sep 16, 2010 8:10 pm   Post subject: Get over it  

Just because you don't agree with something doesn't make it a "scam".


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Seriously..
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PostPosted: Fri Sep 17, 2010 3:34 am   Post subject: Bottom 5% of the 20%  

I could not agree more! Stop being such wimps and take responsibility.


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Totally agree!
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PostPosted: Fri Sep 17, 2010 3:39 am   Post subject:   

Meant to say the bottom 20% of the bottom 20%.


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Totally agree!
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PostPosted: Fri Sep 17, 2010 3:45 am   Post subject:   

Corbit?


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Brent
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PostPosted: Sat Sep 18, 2010 3:04 pm   Post subject: Apex-Elite/SHC Marketing  

Just clarifying here-SHC Marketing and Apex-Elite are the exact same group of people. The name has changed but the game and the players have not. The only new addition is they have managed to find someone willing to act as the principal of the "new " company in hopes that no one is able to connect the dots and realize with whom they're dealing. Industry rumor was that SHC was having trouble paying their agents. The recent invention of this "new" company and many agent testimonials on this site tend to lend credence to that, doesn't it? Honest agents beware.


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Cowboy B
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PostPosted: Mon Sep 20, 2010 12:37 pm   Post subject: Help RE Bo Duke  

Can you please help me Bo Duke? Did you find a site so we can get your email address? I also need help choosing a company. I have been interviewed with companies like National Agents Alliance, Humana, and United Healthcare but I am looking for a place that will give me some top notch training and is a backed by solid products. So far it seems all I get is confused as to who I can trust out here?


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Sabine
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PostPosted: Mon Sep 20, 2010 10:21 pm   Post subject: Thanks  

I am in the midst of relocating and have been trying to find the right place to work out of MO. There is no shortage of companies and opprotunities but it does have me swimming in all of the information and options.



I just wanted to say thank to everyone for such great information. I have been trying to decide who to go to work for and have had a tough time deciding where to turn. Sites like this have helped tremendously in terms of cutting through the classic rhetoric each company wants to give you. It is hard to tell who is for real and who is not.



Just like my previous career field, there seem to be a lot of fly by night operations that do not follow through with what they are saying so any point in the right direction is saving me time and money - again, thank you to all who take the time to fill people in.



Please keep the information coming because it seems like it is hard to find the right fit the first time, I might be back on here sometime in the future for more helpful information.



Thank you....


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Soon to be in MO
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PostPosted: Thu Sep 23, 2010 1:08 am   Post subject: Very interesting - Name Changes  

On the shcsales.org website at the testimonAls somethjng very interesting has happened. Several key people have removed their FULL name to ABBREVATIONS - ex:



BAC - Brian A Corder - payroll

RAD - Robert A Douglas - VP

G_V - Glenn VIrga

JAB - Joe Brown

D_C - David Croom

SJK - Stephan King



Seems a little fishy to me - why not have full name like the rest of them.





About Us  |  Careers  |  Benefits  |  FAQ  |  Testimonials |  Success  |  Contact Us







Testimonials

Name: BAC

Age: 33

Marital Status: Married

Education: University of Texas at Austin - BBA Finance

Tenure with RJR: December 2001

Current Position: RJR Chief Financial Officer / Head Sales Compliance and Regulation Officer







This site is not intended for distribution to any client.







- Richard P. Dale, Jr.

- David L. Chambers

- BAC

- Nicole R. Millette

- Roque P. Perea

- R.A.D

- GJV

- JAB

- DCC

- Hal L. Freeman

- Richard D. Murray

- George A. Alexiades

- Robert J. McCardle, Jr.

- Alan T. Stephan

- Richard L. Van Dyke

- SJK

- Dayton R. Tatman

- Lou E. Golden

- Russell W. Bell

- Matthew A. Mirro

- Russell E. Maroney

- James A. Taylor

- Melanie M. Savage

- Stephanie M. McGanty

- Akan B. Davis

- Richard W. Barnett

- Jimmy C. Peddy

- Susan L. Rivers

Password Protected

Testimonals


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anonymous-/:;
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PostPosted: Thu Sep 23, 2010 10:56 am   Post subject: To "Voice of Experience"  

I am tired of the implication from "Voice of Experience" and those like him that complaints against Senior Healthcare Consultants' practices only come from disgruntled, inept former agents. That implication is factually false.



I was an successful, experienced agent before I was a manager for SHC and I paid a premium ($999 instead of $599) for SHC's base consultant training. I left Senior Healthcare Consultants not because I wasn't selling policies, but because I found SHC management trained their agents to materially misrepresent themselves to seniors in order to replace policies with SHC products. How? By scaring senior citizens into believing that all PFFS and PPO Medicare Advantage plans were being discontinued in 2010 when that was not so. When I suspected the truth and questioned SHC upper management about this, I got silence. I had to find the truth on my own.



This pattern of deception from Senior Healthcare Consultants, or whatever they're calling themselves these days, has earned them my everlasting contempt and disgust.



Back to the point: I left Senior Healthcare Consultants and had a job with an A+ rated company the next week, and yes, I am very successful with my new firm - far more than I was at SHC. If "Voice" would care to visit my desk, there's a few awards there that would like to have a word with him.



Save your self-serving platitudes, SHC. We don't need to be told how to run our business. But it's past time you fixed yours.



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PostPosted: Thu Sep 23, 2010 7:56 pm   Post subject: Apex-Elite and SHC  

No Surprise: The address you gave for Apex-Elite is actually the address of the law office of Ray and Wilson, hired attack dogs for Richard P. Dale Jr./RJR Insurance and Senior Healthcare Consultants. I've received love letters from Ray and Wilson before... Anyway, compare the following:



http://www.manta.com/c/mm31nq1/ray-wilson

http://www.apex-elite.com/contact.html



I don't know how that works. Maybe SHC has rented out one of the law firm's broom closets?



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PostPosted: Fri Sep 24, 2010 1:34 am   Post subject:   

Twitch . . .



Maybe you should share your experience (about the material misrepresentations) with your state Dept of Insurance. I'm sure they would be interested.



California is "death" on abuse of seniors, unfortunately they did not attach the death penalty to the punishment for the crimes. For some abusers, however, I don't think even the death penalty is good enough.



Roasting slowly over a bed of hot coals would be a good start.



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CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
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PostPosted: Fri Sep 24, 2010 2:00 am   Post subject:   

I wish I were as sure about that, Max. In my experience, most DoIs are a joke, and that is especially true in Texas. If it went to the state Attorney General there might be an outside shot at taking this organization to task, but I can't say I'm hopeful.



Maybe I should go directly to CMS?



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- Harry S Truman
Twitch
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