Cancel Aflac policy: What does an Aflac associate say?

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PostPosted: Thu Nov 04, 2010 2:47 pm   Post subject:   

"Hallo to you, too." Glad to know you are as "amused" as we are. Rolling Eyes



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PostPosted: Fri Nov 05, 2010 6:23 am   Post subject: do you have to be employed to use the aflac STD  

i have had my policy well over 10yrs on a new job for 1 month and now my m.d. has me out on disability- needless to say job not happy neither am i. if they fire me will my aflac still pay? i pay for this policy out of pocket from a job from 10 yrs ago.


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dramamama 45
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PostPosted: Fri Nov 12, 2010 10:15 am   Post subject:   

Quote:
i have had my policy well over 10yrs on a new job for 1 month and now my m.d. has me out on disability- needless to say job not happy neither am i. if they fire me will my aflac still pay? i pay for this policy out of pocket from a job from 10 yrs ago.




Your AFLAC policy is not dependent on your employment situation. You can file a claim for anything covered by the policy.


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PostPosted: Sun May 08, 2011 9:44 pm   Post subject: AFLAC  

I have had AFLAC coverage for 20 years. I have never had a problem filing any claim! They are very prompt in sending the checks!


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Beverly
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PostPosted: Mon May 30, 2011 4:15 am   Post subject: insurance  

"Hello" bck to you and welcome!! I'm sure you'lllearn alot from the Insurance Forum. Lotsa great people on here. Smile

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PostPosted: Mon May 30, 2011 4:19 am   Post subject: insurance  

About 10 years ago, my hubby (at the time) had an accident at work and broke his arm and sprained his ankle. We had Aflac (amoung another insurance) at the time. We ent copies of documentation,x-rays,etc..and, still Aflac said it "wasn't enough information." They never did help us. We cancelled our insurance with them. Not a good experience with them at all.....they were very rude,etc,..with us. Sad

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PostPosted: Wed Jun 15, 2011 9:40 pm   Post subject:   

If you do decide to drop your plan, contact your Aflac rep and have him/her assist you. Pre-tax plans should only be quit during open enrollment to keep your employer in IRS compliance.


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DF Aflac
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PostPosted: Wed Jun 22, 2011 9:57 pm   Post subject: Aflac Policy  

Looks like neither InsuranceMaze nor InsTeacher know what they are talking about.



Quote:

"'Open Enrollment' has NOTHING to do with canceling coverage in any way, shape or form. Open enrollment deals primarily with (Section 125 plan or not) an employee's ability to get into employer group and after-market plans (such as Aflac) without having to worry about health or other qualifying concerns. It has nothing to do with getting OUT of a plan."



Enrollment time can have everything to do with it if the premiums are being pre-taxed. IRS regulations, not Aflac's, require changes to be made at enrollment time. A difference we have here in Minnesota, is that Disability and Life policies can we added or cancelled at any time with the permission of the employer.

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PostPosted: Thu Jun 23, 2011 9:30 am   Post subject:   

Very correct Merlini!



Quote:
Enrollment time can have everything to do with it if the premiums are being pre-taxed. IRS regulations, not Aflac's, require changes to be made at enrollment time.




Still, this is about enrollment, not cancellation. Voluntary benefits (such as AFLAC's) may generally be terminated with notice to AFLAC, regardless of open enrollment periods.[/quote]


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PostPosted: Thu Aug 11, 2011 4:50 pm   Post subject: form to cancel insurance  

I just need the form. I pay for policy on son and grandson and aflac will not send form to my address and my son asked them to do this. We live in different county and he is on road all the time. I do not need for anyone to tell me what the poilicy does.


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alex965
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PostPosted: Sun Mar 30, 2014 4:11 am   Post subject: Can my husband cash out his 2 policy's accidental and short   

Is there a cash value when terminating or canceling a policy


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Candi
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PostPosted: Sat Apr 05, 2014 6:47 pm   Post subject: Cash out  

Can I cash in any of my policies? I have int. care,accident & hasp indemnity.y


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Rogg
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PostPosted: Wed Apr 09, 2014 1:14 pm   Post subject:   

Hi,

I'm Aflac Phyllis, an Aflac worldwide headquarters employee here to help. Please email us at aflacservice@aflac.com so we can assist you.


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Aflac Phyllis
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PostPosted: Sun Apr 12, 2015 11:40 pm   Post subject: Aflac short-term disability  

Is the short-term disability payments I received taxable? While the premium is a payroll deduction, my company does not pay any of it


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DToby
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PostPosted: Tue Apr 28, 2015 2:07 am   Post subject:   

No, not taxable.



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CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
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MaxHerr
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Joined: 29 Nov 2009
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