Should you buy Aflac cancer policy?

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PostPosted: Sun Nov 08, 2009 2:52 am   Post subject:   

Not a big fan of this sort of thing. I would look for a critical illness insurance policy. It pays for cancer, heart attacks, strokes, and other serious illnesses.

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PostPosted: Wed Dec 09, 2009 9:55 pm   Post subject: get your premiums back  

Aflac also offers a more expensive cancer policy that reimburses you all of your premiums if you don't get cancer. So you can look at it as a savings account in either case.


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PostPosted: Wed Jan 27, 2010 7:51 pm   Post subject: AFLAC  

I bought a policy 20 years ago and I've had to use it 2009. They came through for me.


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PostPosted: Thu Feb 04, 2010 6:03 am   Post subject: Alfac cancer policy  

Cancer treatment often takes many months before its completion and includes a whole lot of method which are very expensive. So, medical insurance could be vital. Alfac insurance's policy might vary from state to state. So go through the policy terms carefully. It generally covers the cost of primary treatment and also the subsequent complications. However, if cancer is pre-diagonised before the purchase of the insurance policy, Alfac insurance does not provide any coverage.

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PostPosted: Thu Feb 04, 2010 7:18 am   Post subject:   

Keep in mind that critical illness policies normally pay a lump sum upon the diagnosis of a critical illness and then the policy is cancelled and done with.



Specified Illness, or Dread Disease contracts are what companies like Aflac offers. They pay for diagnosis and ongoing treatments for the specified illness instead of a lump sum.



I've always favored critical illness if you have good medical expense coverage. You can use the lump sum benefit any way you want, and I've seen plenty of contracts that offer significant levels of coverage.



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PostPosted: Thu Mar 18, 2010 10:03 pm   Post subject: old policy? bad news  

If you have a cancer policy that you have not "updated," don't be fooled into thinking that you have taken the steps you need for good coverage. My father, who has had a cancer policy with AFLAC for 35 years, has just been diagnosed with cancer. The TOTAL amount they are willing to offer as assistance will not pay even 50% of one month's copay for his meds! He'd have come out better to stuff that money in his sock drawer. What a shame and what a sham!


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PostPosted: Tue May 25, 2010 9:11 pm   Post subject:   

Just wanted to chime in. My mom was recently diagnosed with stage 1 breast cancer and she's doing just fine. She has to get chemo every month for 6 months. Someone at her work advised her to get the Aflac cancer policy beforehand. She can still work, she is on a health insurance plan, so the huge check in the mail that comes every month from Aflac puts us in a -very- good spot, whereas we would have been struggling quite a bit without it.



If it weren't for my mom's employer telling her to get this policy we would be in a world of hurt. But right now we're really relieved and life is great. Thanks to AFLAC! WOO!


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PostPosted: Wed Jun 16, 2010 7:26 pm   Post subject: AFLAC  

I have had the policy for 15 yrs. My husband was diagnosed with thyroid cancer 4 years ago. We have never had any hastle with getting the money that is stated in our policy...first time diagnoses, surgery, anesthesiolist, room, travel...we got a check for it all. I also send in the proof of pap or mammogram and my husbands PSA every year and we get money for those. No complaints from me.


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PostPosted: Mon Sep 13, 2010 3:56 pm   Post subject: cancer policy  

My name is marcelle ashley, born 12/15/1942. I am trying to find my cancer policy. Please, help me. When I got the policy, I lived at2509, Conread Street in Bossier city,La71111. I then moved to Saint Thomas in the Virgin Island in 2005. Moved back to Bossier City , 2008 Airline Dr. Suite 300-166 La71111. I know the payment for my policy is going to be due around now. Please help.


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PostPosted: Mon Sep 13, 2010 11:04 pm   Post subject:   

Do you know the name of the insurance company? We don't. If you do, contact them -- they all have toll-free telephone numbers.



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PostPosted: Sat Oct 02, 2010 1:31 am   Post subject: billing  

i have'nt recieved my last quarter bill


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PostPosted: Sun Oct 03, 2010 12:01 pm   Post subject:   

We are not your insurance company. What would you like us to do for you?



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PostPosted: Tue Nov 30, 2010 5:31 am   Post subject: payouts  

A friend of mine just had skin cancer and AFLAC sent him 1800 dollars and he may get more with travel and lodging expenses. I am submitting some claims myself i will see if they go good soon but i can say the reps are very helpful and really try to help you out.


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PostPosted: Wed Mar 09, 2011 5:11 am   Post subject: Aflac Cancer policy  

I have had an Aflac Cancer policy that we took out years ago. In 2007, I was diagnosed with breast cancer. I get screened every six months and take Tamoxifen, which I have to take for five years, I am three and a half years into to it. Does anyone know if Aflac pays for screenings or the prescription Tamoxifen. I hate reading fine print, LOL. Thanks


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PostPosted: Tue May 31, 2011 2:52 am   Post subject: Thyroid  

Does anyone know if Aflac Critical illness policy covers any part of having to have your thyroid totally removed.... not known if it is cancer yet ....


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