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 Posted: Sun Nov 08, 2009 2:52 am Post subject: |
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| Not a big fan of this sort of thing. I would look for a critical illness insurance policy. It pays for cancer, heart attacks, strokes, and other serious illnesses. |
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BNTRS
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| Posted: Wed Dec 09, 2009 9:55 pm Post subject: get your premiums back |
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Aflac also offers a more expensive cancer policy that reimburses you all of your premiums if you don't get cancer. So you can look at it as a savings account in either case.
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trothmann
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| Posted: Wed Jan 27, 2010 7:51 pm Post subject: AFLAC |
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I bought a policy 20 years ago and I've had to use it 2009. They came through for me.
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jstagoodguy
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| Posted: Thu Feb 04, 2010 6:03 am Post subject: Alfac cancer policy |
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| Cancer treatment often takes many months before its completion and includes a whole lot of method which are very expensive. So, medical insurance could be vital. Alfac insurance's policy might vary from state to state. So go through the policy terms carefully. It generally covers the cost of primary treatment and also the subsequent complications. However, if cancer is pre-diagonised before the purchase of the insurance policy, Alfac insurance does not provide any coverage. |
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Veronica
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| Posted: Thu Feb 04, 2010 7:18 am Post subject: |
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Keep in mind that critical illness policies normally pay a lump sum upon the diagnosis of a critical illness and then the policy is cancelled and done with.
Specified Illness, or Dread Disease contracts are what companies like Aflac offers. They pay for diagnosis and ongoing treatments for the specified illness instead of a lump sum.
I've always favored critical illness if you have good medical expense coverage. You can use the lump sum benefit any way you want, and I've seen plenty of contracts that offer significant levels of coverage.
InsTeacher 
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InsTeacher
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| Posted: Thu Mar 18, 2010 10:03 pm Post subject: old policy? bad news |
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If you have a cancer policy that you have not "updated," don't be fooled into thinking that you have taken the steps you need for good coverage. My father, who has had a cancer policy with AFLAC for 35 years, has just been diagnosed with cancer. The TOTAL amount they are willing to offer as assistance will not pay even 50% of one month's copay for his meds! He'd have come out better to stuff that money in his sock drawer. What a shame and what a sham!
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anonymous in Georgia
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