Should you buy Aflac cancer policy?

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PostPosted: Tue May 31, 2011 8:54 pm   Post subject:   

If the diagnosis is cancer, yes. If the answer is some other thyroid condition, perhaps . . . or not. You have to read the policy.



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PostPosted: Mon Jul 25, 2011 5:11 pm   Post subject: Skin cancer aflac policy  

Typically Skin Cancer is not covered in the aflac policy it is for internal cancer only. There are a lot of exlusions read your policy (its all in there) melanoma is the only skin cancer covered and it has to involve underllying tissue to receive the $2,000 Carcinoma In Situ payment.


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PostPosted: Wed Jul 27, 2011 11:31 am   Post subject:   

You have to read your contract to know what is or is not covered. Have you done that yet?



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PostPosted: Wed Nov 09, 2011 7:04 pm   Post subject: cancer insurance  

I don't remember if I canceled my policy or not. Can you give me feedback?


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eVELYN MARTIN
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PostPosted: Wed Nov 09, 2011 7:33 pm   Post subject:   

We are not the insurance company. Call AFLAC directly to inquire. 1-800-99-AFLAC (1-800-992-3522)



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PostPosted: Mon Dec 12, 2011 3:41 am   Post subject: i have the plan and cancer  

i had the plan, and got the addtnl 1st accurance rider. i get cancer and am glad i had it. it is a supplimental insurance which means it is in addition to your regular insurance. so far in the past 3 months they have paid over $9,000 to me personally. and they still have a couple thousand left to pay. this $ helped to fly my mom out to drive me to my daily treatments and help me around the house. i predict that after i pay all medical bills and expenses, i will have $8,500 left over. not bad for $25/month insurance


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PostPosted: Tue May 01, 2012 6:59 pm   Post subject: cancer policy  

Can you get a cancer policy if you were just diagnosed with colon cancer?[/b]


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gilberttorres739@yahoo.co
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PostPosted: Tue May 01, 2012 7:27 pm   Post subject:   

Quote:
if you were just diagnosed


The general rule concerning applying for insurance . . . if you wait until you need it to apply for it, you've waited at least one day too long.



The answer is NO, unless you lie on the application, and for that you may be prosecuted.


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PostPosted: Wed May 02, 2012 4:00 am   Post subject: AFLAC Cancer plan  

I would highly recommend it! I have seen the cancer plan pay and pay again. It has saved a friend of mine from financial disaster and has helped people I know with travel and lodging costs. It is an amazing product and it worth it. There isn't another plan like it!

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PostPosted: Wed May 02, 2012 12:59 pm   Post subject:   

Quote:
I would highly recommend it!


If you are talking about the general concept of having a cancer-only policy before one is diagnosed with the disease, that is a matter of personal preference.



The most recent question asked whether a person can obtain a cancer-only policy AFTER being diagnosed with the disease. The answer to that question, as previously stated, is NO.


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PostPosted: Wed May 02, 2012 6:36 pm   Post subject: AFLAC is amazing!  

Aflac in general is an amazing company. They have great products and they back everything in writing. I have the family cancer plan and the accident plan. My husband has short term disability through his job. I have a large family and the accident and cancer plans pay for themselves every year. With the wellness benefits and the fact that my kids (all 4 of them) are accident prone and in every sport known to man. Our accident plan this year has paid for itself for the next 3 years. We have had stitches, and broken bones, and a concussion and foreign object in the eye. The cancer plan is amazing as well. Yes, it may be a personal preference, but I would still recommend a cancer policy from AFLAC. Considering that 1 in 4 people will get some type of cancer, it just becomes a matter of time before you need the policy. Get it before it is too late!

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PostPosted: Mon May 28, 2012 5:05 am   Post subject: cancer, policy  

Please E mail the website or, how get toathe details in the policy. I already have an account and want to read detailed coverage and payments.

Thank you June jlls57@yahoo.com


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PostPosted: Mon Jun 04, 2012 12:00 pm   Post subject: cancer policy rules  

I had cancer but dont anymore. Can I still get a cancer policy?


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sheila
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PostPosted: Thu Sep 13, 2012 1:19 am   Post subject: AFLAC policies  

My dad had a cancer policy he had forgotten about. Diagnosed w/colon cancer years later. He remembered 5 years later he had the policy. Short version, we submitted basic paperwork. Got $7000 three weeks later. No hassles.



I had short term disability under both maiden and married names. Nobody caught it because the way our HR department codes things. Didn't know it until I broke my back jumping wake on jet ski. Both premiums were current. AFLAC paid on both policies without any fuss.



They even pointed out that I had a similar situation with my cancer policy and should cancel either individual or married, my choice and they refunded the premium from date of duplication. (Too bad it took my company more than a month to get the money to me, as it had been pre-tax, it had to go thru my company)



However, I am reviewing my policies right now because 27 hours or work per week may cut into my "insurance habit" Between insuring my spouse and myself we're spending over $200/mo for 5 AFLAC policies. Trying to figure out what I should cut.


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PostPosted: Thu Sep 13, 2012 5:29 pm   Post subject:   

No one here can give you an answer without detailed knowledge of your situation, which is probably best not discussed in an open forum. Click on my email link below and we can discuss your situation confidentially.



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MaxHerr
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