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 Posted: Sun Jul 05, 2009 8:53 pm Post subject: Who Has Cheaper Health Insurance |
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| Am Pm Members And Non Members.Who Do Think Offers The Best Health Insurance For Single Individuals Such As Myself.O As Well as Who Do Think Is Cheaper When It Comes To Health Insurance Such As Kaiser Permente,Blue Cross Blue Shield And So On.Please Leave Your Honest Opinion.I Appreciate It |
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Modelkrb
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Joined: 05 Jul 2009
Posts: 6
Location: Atlanta
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| Posted: Mon Jul 06, 2009 8:40 am Post subject: |
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Hi Modelkrb,
| Quote: | | Who Do Think Offers The Best Health Insurance For Single Individuals Such As Myself. |
Are you looking for policies with cheaper rates only? Or is it that you're looking for policies that offer cheap rates with a good settlement history?
Steven |
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steven
Senior member
Joined: 02 Feb 2006
Posts: 760
116.97 Dollars($)
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| Posted: Mon Jul 06, 2009 9:08 am Post subject: |
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| i am looking for your good health insurance with cheaper rates with a good history i guess you can say.i notice that alot of insurance is extremely high.thats why i am asking you all the experts was a good health insurance.is aetna good.umm cinergy um united health care i just want to know whats good and and who has cheaper rates.o what about kasier permante. |
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Modelkrb
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Joined: 05 Jul 2009
Posts: 6
Location: Atlanta
3.16 Dollars($)
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JTInsure
Full member
Joined: 30 Apr 2009
Posts: 69
Location: Ohio
17.36 Dollars($)
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| Posted: Tue Jul 07, 2009 12:23 am Post subject: |
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| im in the state of georgia |
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Modelkrb
New member
Joined: 05 Jul 2009
Posts: 6
Location: Atlanta
3.16 Dollars($)
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| Posted: Tue Jul 07, 2009 6:12 am Post subject: |
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Hi Modelkrb,
The decision for best policy would depend upon your requirements too.
What medical issues would you need the health policy to cover?
Also, would it be an individual policy or you want it to cover the family?
Cinergy offers very limited benefit health insurance and for that reason you may wish to find a policy with wider range of coverage. |
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jeorge
Senior member
Joined: 07 Oct 2005
Posts: 753
129.23 Dollars($)
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| Posted: Tue Jul 07, 2009 6:19 am Post subject: |
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Hi Modelkrb,
Last year I was in Chicago to see a friend who was being diagnosed with cancer. The area of attention was his 'throat' and I stood by him when the needle biopsy was done. Believe it or not, Aetna were prompt enough to pay for all the associated medical tests.
But as you know, whoever the service provider is, the premium rate would depend on a number of factors-
Do you have a pre-existing condition ?
Do you smoke too often?
Steven |
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steven
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Joined: 02 Feb 2006
Posts: 760
116.97 Dollars($)
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| Posted: Tue Jul 07, 2009 5:56 pm Post subject: |
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| the health insurance will be for myself.the only thing i have is high cholestoral i know i didnt spell that right.im just looking for something at a reasonable price.i need insurance |
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Modelkrb
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Joined: 05 Jul 2009
Posts: 6
Location: Atlanta
3.16 Dollars($)
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| Posted: Wed Jul 08, 2009 7:08 am Post subject: |
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Okay Model, high cholesterol would definitely make the health insurance costs soar for you. But, have you tried finding an insurer with disease management program?
Some insurers offer disease management program for people with high cholesterol and if you participate in those you may enjoy a graded premium rate, which might not match with the rate of a normal healthy person but would definitely be better than what you are asked to pay now.
I was wondering.... isn't group health insurance an option for you at your workplace? |
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jeorge
Senior member
Joined: 07 Oct 2005
Posts: 753
129.23 Dollars($)
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| Posted: Wed Jul 08, 2009 7:37 am Post subject: |
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Hi jeorge..
Is this disease management program meant for people with high cholesterol only? Do they offer it to people who're suffering from other diseases?
It could be really beneficial for all of us.
Steven |
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steven
Senior member
Joined: 02 Feb 2006
Posts: 760
116.97 Dollars($)
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| Posted: Thu Jul 09, 2009 1:24 am Post subject: |
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| please tell me more about the diese managament program.i have never heard of it.is it for people with cholestoral only.by the way sadly my job does not offer any kind of health insurance.i need insurance thats why i am trying to get it on my own.do you have any ideas who is cheaper or should i just be prepared to pay a high price |
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Modelkrb
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Joined: 05 Jul 2009
Posts: 6
Location: Atlanta
3.16 Dollars($)
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| Posted: Thu Aug 06, 2009 4:55 am Post subject: |
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In CA Kaiser has some of the better priced HMO plans. Right now Anthem's Smart Sense plans are real competitive PPOs.
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mkortz
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Location: Orange County
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| Posted: Mon Aug 17, 2009 7:02 pm Post subject: |
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| It's true that you need to be diligent in selecting affordable health insurance. If you are student, there are insurance plans just for students, if you are looking for short term insurance, there are policies available for that too. There are a multitude of health plans out there. Make sure you pick the right plan that is suited towards your special situation. |
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comphealth
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Joined: 17 Aug 2009
Posts: 2
1.36 Dollars($)
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| Posted: Wed Aug 19, 2009 1:27 am Post subject: |
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| for me aetna worked best. I had pulmonary embolism in my pregnancy and i had totake loveno shots for my entire preg. loveno shot for a moonth costs $4500. but i had to pay just 50 dollars/month. Aetna is the best option for me. |
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garry4
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Posts: 23
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