How good is Cinergy .

by margaret » Fri Apr 17, 2009 04:38 pm

How good is Cinergy . Is it save to buy. I have MS. I need a inexpensive policy but who will cover. If I have a heart attact what would they cover?

Total Comments: 5

Posted: Sun Apr 26, 2009 03:43 pm Post Subject: health insurance price

how much want it cost me to be insured.

Posted: Mon Apr 27, 2009 06:04 am Post Subject:

Hey, if you are search of proper health insurance I'd suggest you to inquire about Cinergy health insurance first and then put your money into it.

Although Cinergy projects its policies as health insurance policies but what it mainly sells is a discount plan. And discount plans are not health insurance. You would get no coverage from discount plan but some discount in the bills. You would still be responsible for bearing the expenses.

Posted: Mon Apr 27, 2009 06:30 am Post Subject:

Okay, there are two different plans offered by Cinergy; Cinergy Signature plan and Cinergy Preferred Plan.

Cinergy Preferred plan is a health insurance plan, whereas the Signature plan is only a discount plan. Therefore, you should clarify the doubts about the plan you are offered.

Moreover, Cinergy health insurance plans are far less flexible than the traditional health insurance plans available in the market and are also expensive. So, you should check with the other options too before deciding about Cinergy.

Hope the information was useful.

Thanks,
Rupert

Posted: Wed Apr 29, 2009 01:33 am Post Subject:

What state are you in? Most states have programs for people in your situation. I do not recommend Cinergy but if you choose to move forward, be sure to read every word of the fine print.

Posted: Fri May 01, 2009 05:37 pm Post Subject:

Yes thats correct well put. One is a full medical insurance and one will just discount the bills. So yes please do your research before you put your money and purchase one.

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