health insurance coverage

by lovelyppl » Tue Apr 07, 2009 02:30 am

Hi, if someone changed her/his job location and moved out of country for longer time (say 1-2 years), in that case,Can existing health insurance coverage be moved/transfer to that specific country?

Total Comments: 10

Posted: Tue Apr 07, 2009 06:56 am Post Subject:

If the company ( Insurance Company ) is having presence/Tie up with any of the company in the new country where the person is re- located. Then it is possible to get the claim of health insurance.

thanks.
Buckisaa

Posted: Tue Apr 07, 2009 09:02 am Post Subject:

If someone changed her/his job location and moved out of country for longer time (say 1-2 years), in that case,Can existing health insurance coverage be moved/transfer to that specific country?



Usually not. Your existing health insurance will not cover you if you are traveling abroad for work. So that you do not have trouble visiting a doctor during your stay abroad, you can purchase an international insurance plan mostly offered by multinational insurance companies. However, many of the plans provide coverage for up to six months in another country. For 1 or 2 years time span, you need to specify.

Posted: Tue Apr 07, 2009 09:03 am Post Subject:

If you have Medicare you will not be covered outside United States of America. However, a supplemental plan will provide $5 coverage on your medical bills. This will suffice only if you have a very short stay. But for a long stay like 1 or 2 years I guess you need other coverage.

Posted: Tue Apr 07, 2009 12:19 pm Post Subject:

only international health insurance plan will work for u ..... but 1 2 years is a big time....i will suggest that u take a new policy for new country

Posted: Tue Apr 07, 2009 02:41 pm Post Subject:

Only international health insurance card will do for this... but there are so many multinational companies they have wide presence in different countries.

Suppose one has purchased health policy from lombard and moved to another country then the country partner of the lombard in another country will surely offer you a add on health coverage at some extra cost. One need to book it beforehand only while traveling.

There are some specific insurance policies for those who surf constantly from one country to another then they need to purchase this international health insurance service but it is really advisable for those frequent visitors and it makes a bigger toll on the pocket. :arrow: :arrow: :arrow: :arrow: :arrow:

Posted: Tue Apr 07, 2009 02:52 pm Post Subject:

Hi,

Can existing health insurance coverage be moved/transfer to that specific country?


Hope you've got the answer already..still would like to know the reason!
Is there any benefit that comes to your mind apart from not being able to utilize the unexpired coverage term of your existing policy?

Fatman

Posted: Fri Apr 10, 2009 02:27 pm Post Subject:

Okey..
I have got enough answers.Its always better to choose your insurance company which must have tie up with overseas partner.Medical treatment abroad can be expensive and one never knows when one would need it. So it's always better to choose right one and save money.

Posted: Sat Nov 07, 2009 03:08 pm Post Subject: getting intl. insurance

I write insurance for a variety of companies that do intl. insurance for travelers and expatriates I would be happy to fill you in on what I know. You can check out my website healthisinternational dot com or send me an email arno at healthisinternational dot com

Posted: Wed Nov 11, 2009 02:06 am Post Subject:

Arno, are you talking about travel insurance with a medical component or purely medical insurance with an international focus?

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