Is it possible for me to get covered with AIDS/HIV?
Total Comments: 7
Posted: Fri May 30, 2008 07:57 am Post Subject:
Yeah, there are some major factors that take a close call at deciding whether you'd be covered or not.
You'd need to know the following before you pick a coverage:
How to manage an easy recommendation from a specialist in your kinda disease.
Know the availability of permitted prescribed drugs towards treating your kinda disease.
Wish you all the luck!
TonyB
Posted: Fri May 30, 2008 08:03 am Post Subject:
Hi Plasticmind,
You would probably need to get a fair measure of the upper cap of claims amount (yearly/lifetime) allowed towards healthcare services opted by you. Also make sure if the new style of modern-tech treatments would be covered in case they are naturally required in your case. Wish you a long & health life ahead :) Raspberry_fruities
Posted: Fri May 30, 2008 09:13 am Post Subject:
hey..you have not mentioned which state you're from. I've heard of states where in the govt. mandates the carriers to offer health coverage to all the citizens.
Its understandable that the carriers are skeptical about offering coverages to such patients. But if you're a resident of that state then you're bound to get coverage from carriers who'd offer such state-run health insurance plans. It my be so that the premiums could seem a bit higher than they normally do but believe me such coverages are better for people who'd not get good coverage somewhere else.
thanks..~Bangon~
Posted: Fri May 30, 2008 11:46 am Post Subject:
Is it possible for me to get covered with AIDS/HIV?
''covered'' for what? health/life?
I'm sorry but this...
You'd need to know the following before you pick a coverage: How to manage an easy recommendation from a specialist in your kinda disease. Know the availability of permitted prescribed drugs towards treating your kinda disease
makes no sense to me...
nor does this...
You would probably need to get a fair measure of the upper cap of claims amount (yearly/lifetime) allowed towards healthcare services opted by you. Also make sure if the new style of modern-tech treatments would be covered in case they are naturally required in your case.
Posted: Fri May 30, 2008 12:53 pm Post Subject:
Yes, it may be possible for you to get covered for life insurance with AIDS/HIV, but it depends on the insurance company, and your current health.
Life Insurance may be available to you, but the life insurance carriers offering coverage have specific underwriting guidelines as to what HIV status meets their guidelines for approval.
There is an article you can read on HIV Life Insurance that reviews coverage for people with HIV. The article also provides links to support groups and further information.
I wish you and your family the best.
Posted: Tue Jun 03, 2008 11:14 pm Post Subject:
I myself would imagine it to be hard to get insurance. For the posters sake I do hope so. Good Luck
Posted: Sun Jun 08, 2008 05:35 pm Post Subject:
Most states have at least one guaranteed issue plan that is state mandated.
It might be expensive but at least you would be covered.
Posted: Fri May 30, 2008 07:57 am Post Subject:
Yeah, there are some major factors that take a close call at deciding whether you'd be covered or not.
You'd need to know the following before you pick a coverage:
How to manage an easy recommendation from a specialist in your kinda disease.
Know the availability of permitted prescribed drugs towards treating your kinda disease.
Wish you all the luck!
TonyB
Posted: Fri May 30, 2008 08:03 am Post Subject:
Hi Plasticmind,
You would probably need to get a fair measure of the upper cap of claims amount (yearly/lifetime) allowed towards healthcare services opted by you. Also make sure if the new style of modern-tech treatments would be covered in case they are naturally required in your case. Wish you a long & health life ahead :) Raspberry_fruities
Posted: Fri May 30, 2008 09:13 am Post Subject:
hey..you have not mentioned which state you're from. I've heard of states where in the govt. mandates the carriers to offer health coverage to all the citizens.
Its understandable that the carriers are skeptical about offering coverages to such patients. But if you're a resident of that state then you're bound to get coverage from carriers who'd offer such state-run health insurance plans. It my be so that the premiums could seem a bit higher than they normally do but believe me such coverages are better for people who'd not get good coverage somewhere else.
thanks..~Bangon~
Posted: Fri May 30, 2008 11:46 am Post Subject:
Is it possible for me to get covered with AIDS/HIV?
''covered'' for what? health/life?
I'm sorry but this...
You'd need to know the following before you pick a coverage: How to manage an easy recommendation from a specialist in your kinda disease. Know the availability of permitted prescribed drugs towards treating your kinda disease
makes no sense to me...nor does this...
You would probably need to get a fair measure of the upper cap of claims amount (yearly/lifetime) allowed towards healthcare services opted by you. Also make sure if the new style of modern-tech treatments would be covered in case they are naturally required in your case.
Posted: Fri May 30, 2008 12:53 pm Post Subject:
Yes, it may be possible for you to get covered for life insurance with AIDS/HIV, but it depends on the insurance company, and your current health.
Life Insurance may be available to you, but the life insurance carriers offering coverage have specific underwriting guidelines as to what HIV status meets their guidelines for approval.
There is an article you can read on HIV Life Insurance that reviews coverage for people with HIV. The article also provides links to support groups and further information.
I wish you and your family the best.
Posted: Tue Jun 03, 2008 11:14 pm Post Subject:
I myself would imagine it to be hard to get insurance. For the posters sake I do hope so. Good Luck
Posted: Sun Jun 08, 2008 05:35 pm Post Subject:
Most states have at least one guaranteed issue plan that is state mandated.
It might be expensive but at least you would be covered.
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