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 Posted: Fri Jun 27, 2008 9:58 am Post subject: |
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Hey, what are normally covered under a standard dental insurance plan?
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Sieth
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| Posted: Fri Jun 27, 2008 10:17 am Post subject: |
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That depends on the individual plan.
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Lori
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| Posted: Fri Jun 27, 2008 1:05 pm Post subject: |
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Hi...there are a lot of things to be covered by your plan such as the basic dental costs associated with cleaning, dental checks, treatment of tooth & gum. This would also help towards providing you with a future security. The costs covered could just be part or the entire cost associated till the recovery. Thanks,
Plasticmind
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Plasticmind
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| Posted: Mon Jun 30, 2008 11:04 am Post subject: |
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Hi seith, the other posters are absolutely right. Depending upon the type of the plan and the provider, the dental insurance plan covers a wide range of costs associated with oral health care.
It covers the costs of regular dental check-ups, filling the cavities, whitening the teeth, care of the gums, root canals and bridges and so forth. There are dental plans available which covers the costs associated with fitting and maintaining the braces.
With the rising cost of dental care, investment in a good dental plan may save a lot for you in the future, though with an individual plan you may face problem with your budget. Many insurers now a days offer dental plan and health plan as a package. This may help you to lower the cost on individual policies. Also you can check with your employer for health and dental combo pack. |
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roddick
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| Posted: Mon Jun 30, 2008 11:16 am Post subject: |
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Hi All, thanx for all the info 
Roddick, I can't go through the employer's plan, as I'm only a sophomore. Is there anything available that will fit into my situation?
It seems that individual plans will be quite expensive.
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seith again
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| Posted: Mon Jun 30, 2008 11:38 am Post subject: |
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Can't the students avail the health and dental care policy from their college authority?
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anonymous_12
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| Posted: Fri Nov 07, 2008 4:38 am Post subject: |
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My insurance through my husbands job covers a different % on each proceedure done and only up to 1000 a year. A root canal can take all of that. However I have found that with a lot of dental work a Dental Discount Plan called Ameriplan is even cheaper than insurance. You can get more info at mybenefitsplus.com/rrolson. Hope this helps.
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WAHM4myboys
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| Posted: Sat Nov 15, 2008 2:26 pm Post subject: dental |
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| I thought i would 'throw this out there' , for those in the military....Reserves and National Guard ( to be specific). Tri-Care Dental is wonderful!! I recently purchased it. It REALLY covers quite abit of denatl work. |
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sdchargersfan
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| Posted: Sun Nov 16, 2008 11:58 pm Post subject: |
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| I am with WAHm on this one. I didn't relize until recently that our dental only pays out $1500 a year. I haven't had to have a lot of dental work. My hubby who detests dentists has recently started to go and had enough work to keep a dentist in business for a few years LOL. Anyway we got half way to getting him that eprfect smile and now we have to wait until 2009 to finish. They are raisng the total amount of allowed care this coming year but that doesn't help us now. Thank goodness the new year is around the corner. |
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fireyone
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| Posted: Mon Nov 17, 2008 11:54 am Post subject: dental |
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| Ya know, FIREYONE. I was scared to death of dentists, at one time!! Never really felt 'comfortable' with any of them. This dentist, I go to now, is wonderful!! VERY understanding, doesn't judge me, etc. I think it's great. |
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sdchargersfan
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| Posted: Mon Nov 17, 2008 11:36 pm Post subject: |
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| Thats how my hubby was but I got sick of hearing him whine about a tooth ache ans told him the pity party was over unless he started making good use of his dental insurance. Basically I feel $1500 would cover most yearly debtal work as long as you keep your appointmensts and tackle problems as they accur instaed of waiting for them to build up. |
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fireyone
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| Posted: Tue Nov 18, 2008 1:45 am Post subject: dental |
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| Now.........I can FINALLY get all of this dental work done that I need. I feel 'pretty good' about all of this. I have a pretty 'high pain threshold', but...when it comes to a toothache..OOUUUCCCCHHH!! Holy COW!!! I had a tooth infection, in late October. Was REALLY having a problem with it. |
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sdchargersfan
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| Posted: Tue Nov 18, 2008 3:27 am Post subject: |
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| You never should put off a tooth infection whether you have insurance or not SD. A tooth infection can travel straight to the brain and kill you!!! I heard of a guy from around my area that ended up ion intensive care over an infected tooth. He ended up having to have the teeth taken out. The insurance company wasn't going to pay the bill since it had to do wiht dental except sonce it was life or death they did pay. Seriously...do not let one go too far. |
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fireyone
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| Posted: Wed Nov 19, 2008 4:55 am Post subject: dental |
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| Trust me.....even if I DIN'T have Dental Insurance, i would have gone SOMEWHERE!! Had to go to the Emergency Room, a few times, because I was in SOOO much pain. Doctor wrote out an Anti-botic and a pinkiller...enough for a few days, until I got to a dentist. Boy..I was hurting. FINALLY got it taken care of. |
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sdchargersfan
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