Group health insurance - Can my employer drop it for all?

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PostPosted: Mon Mar 22, 2010 10:07 am   Post subject: Group health insurance - Can my employer drop it for all?  

Our employer might drop group insurance for all of us. Ever since the last 2 years it has been a part of my compensation. Arranging for separate health insurance for my family members could be pretty expensive!
Do we have any option which might compel our employer to keep us covered?

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GilianD
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PostPosted: Mon Mar 22, 2010 8:17 pm   Post subject:   

They can indeed drop it for all. The only compelling argument may be the employees paying a bigger percentage of the cost.
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Pirate91
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PostPosted: Wed Mar 24, 2010 3:59 am   Post subject:   

No worries, Barak Obama's health care plan will force your insurance company to offer it again, so happy days are soon to come again. This of course assumes that your company stays in business or doesn't lay you off due to down sizing so they can afford to continue to remain in business while offering what will likely be much more expensive health insurance once this reform is done.
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PostPosted: Fri Mar 26, 2010 1:16 pm   Post subject:   

There's no obligation on your employer to provide you with group coverage. I don't think there's any recourse.
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PostPosted: Sat Mar 27, 2010 6:37 am   Post subject:   

Well, I'm sure this compensation was not a part of your employment agreement. It was just a part of the benefits statement that was being offered to you for that time.
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PostPosted: Sat Mar 27, 2010 9:27 am   Post subject:   

Let's understand one thing very clearly - a company might add, modify or cancel benefits at any point of time. Insurance is just a benefit and not any form of compensation.
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anonymous00
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PostPosted: Sun Mar 28, 2010 12:47 am   Post subject:   

I beleive small businesses according to Obama Castro care will now get a tax incentive towards each employee they insure.
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