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 Posted: Wed May 26, 2010 10:22 am Post subject: Green Card holders health insurance |
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I'll be staying in the U.S. for a long-term project. Please see if any of you could inform me regarding health coverage for fresh immigrants as well as for Green Card holders.
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Balkans-territory
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| Posted: Thu May 27, 2010 6:36 am Post subject: |
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| There are many green card holders who'd visit US once a year. There are quite a few of them who'd shift between places. They could either go for a visitors insurance or may even apply for any immigrant plan. They'd just need to satisfy the criteria set for green card holders. |
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roddick
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| Posted: Fri May 28, 2010 6:17 am Post subject: |
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Supposing you're less than 65 years of age and possess a green card, you could be eligible for domestic programs. Under such circumstances, you may apply for Blue shields, Blue Cross etc.
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Juanita
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| Posted: Wed Jun 02, 2010 8:11 am Post subject: |
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A person with legal resident immigrant status is qualified to receive nearly all the same benefits that a natural or naturalized US citizen is. About the only "right" they do not have is that of the vote.
Anyone with a valid "green card" (they're actually pink these days) can have things like a retirement account, and medical insurance as an individual or as part of an employer-sponsored group.
Medicare is available to resident-aliens who have reached age 65. They will either be fully insured or not. If not fully insured, they pay a premium for Part A in addition the the premium for Part B.
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MaxHerr
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| Posted: Mon Jun 21, 2010 9:39 pm Post subject: |
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| Anthem Blue Cross will take them with no S.S. number. |
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insurancebydave
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| Posted: Mon Jun 21, 2010 10:38 pm Post subject: |
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| Quote: | | Anthem Blue Cross will take them with no S.S. number. |
In order to obtain a "Green Card", one must apply for a SSN.
Persons who are in the US to conduct business of any sort but who do not intend to apply for citizenship or permanent residency status must apply for a TIN (taxpayer ID number). This is essentially the same as a SSN in format, but does not entitle the bearer to apply for work in the US. It could allow a person to apply for health insurance.
A person with NO SSN or NO TIN will probably not find it possible to apply for health insurance in the individual insurance marketplace. This is courtesy of the USAPATRIOT Act, one of the purposes of which is to prevent money laundering.
Although health insurance does not lend itself to the same schemes as life insurance and annuities, it is still a requirement of an agent to "verify" the identity of the person with whom they are doing business. Although we as agents need to see a person's driver license as "proof of identity," the insurance companies all use SSN as primary tracking information for applications. Without it, one is unlikely to be able to get past the pre-underwriting application screening process.
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MaxHerr
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