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 Posted: Tue Sep 09, 2008 12:47 pm Post subject: knowledge based on health/ilness of |
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| knowledge based on health/ilness of individual/group |
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jovil
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| Posted: Tue Sep 09, 2008 1:16 pm Post subject: |
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huh?  only thing I got from that is that you mis-spelled "illness" is there a question there?
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Lori
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| Posted: Wed Sep 10, 2008 4:21 am Post subject: |
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Hey, you really have to elucidate the query for better responses.
Individual health plans cover the medical expenses of an individual. Normally, it is priced higher than the group health plans and has more stringent qualifying criteria.
Group health plans, on the other hand, are cheaper, but may offer limited coverage, whereas, the individual health plan can be customized to suit the customer's needs.
Hope it'll give you some idea.
~Jeremy |
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JeremyHolter
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| Posted: Wed Sep 10, 2008 4:55 am Post subject: |
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Friends, I think the OP is looking for a group or individual health insurance plan. Well, for that you are required to contact an insurance agent, who deals with life and health policies.
You can also check out with your employer for the employer's offered group health plan. It is easier to qualify for the group health plan, since the provider is abstained from practicing discrimination based on the health status of an individual. However, you may still have to wait for a certain period of time before receiving the coverage.
There are also good individual health plans available in the market, which can be obtained through the health insurance companies. |
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jeorge
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| Posted: Thu Sep 11, 2008 3:55 am Post subject: |
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In Connecticut individual health insurance plans are always better for our clients who can pass the underwriting screening.
We only recommend group plans for clients who cannot pass the health underwriting or who have employees who are not in their immediate family.
Individual or private medical insurance plans also have the advantage of being portable. You can keep your individual plan even if your business fails. This isn't true in regards to employer-sponsored group health insurance.
If you continue to pay your premiums and don't move outside of the policy's geographic servicing area, you can keep your individual health insurance until you reach Medicare eligibilty.
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Alston
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