Infertility - Does health insurance cover it???

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PostPosted: Tue Dec 01, 2009 5:56 am   Post subject:   

Well, I live in MA with 'states that mandate to covered' and with regulation that every residents hv to hv health insurance. But with my current health plan, it still notice at ' do not cover'. So, which health plan do I should take since we enroll in health plan with commonwealth connector, and they determine by the family income?

I just don't get how lucky to live in a state that mandate to cover infertility treatments Sad

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PostPosted: Tue Dec 01, 2009 6:12 am   Post subject:   

Megan, the Massachusetts state explains everything. Massachusetts, as you know, is a state that requires you be insured. The Commonwealth Care plan that you refer to is your state's pool of coverage for those who meet income and other guidelines and requirements.



Now it depends on what plan you have. Can you give me the specific name of your plan? Here's a link that might help you:



https://www.mahealthconnector.org/portal/site/connector/



Let us know and we'll see what we can do.



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PostPosted: Thu Mar 25, 2010 4:06 am   Post subject: IVF treatment  

massachusette.......by law they have to include IVF in your ins. plan or not???


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PostPosted: Tue Jan 31, 2012 8:28 pm   Post subject: Any infertility tips?  

My husband and I have been trying for about 18 months now and we still have no baby. I don't want to do IVF or anything like that. I'd like to stay natural if I can.



Does anyone one know how you can increase your fertility or chances of conceiving?


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PostPosted: Wed Feb 01, 2012 3:24 pm   Post subject:   

This is not really an insurance question. Try consulting a gynecologist. And best of luck.

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PostPosted: Fri Feb 03, 2012 8:33 pm   Post subject:   

Hello there,



In most cases there are medical problems that cause infertility and I wish health coverage did cover the expense. Sometimes it is unknown/unexplained infertility. I have first hand experience with infertility. I wanted to bring the costs down since I'm self-pay for the IVF cycles, and I learned that I am not insurable!!! (for an individual plan) because of preexisting medical condition (infertility). Worse off - My DH AND, GET THIS, my unborn children are ALSO not insurable for the next 5 years!!!!!!!! My unborn children are not insurable (in an individual plan) because mommy can't conceive, What? (crazy!) The insurance sales person said I could get another type of insurance, but it might be $1000-2000/month! AND - they don't cover infertility!!



Regards,

Delfina



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PostPosted: Sun Feb 05, 2012 11:17 pm   Post subject:   

Infertility is not a preexisting condition that would prevent a person from being insured. What planet are you on?



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PostPosted: Mon Feb 06, 2012 12:21 pm   Post subject:   

Why in the world would health insurance cover infertility?

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