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health-infertility

 
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PostPosted: Fri Oct 24, 2008 5:52 am   Post subject: health-infertility  

Is it possible to get infertility covered under health insurance?
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Purpleheaded08
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PostPosted: Fri Oct 24, 2008 7:28 am   Post subject:   

Hi,
That's quite a debatable issue I guess!
I don't think it would be easier for all insurance professionals or carriers to answer this one. Even the advocates and carriers would show different opinions regarding this topic. Some of them would just be too confused to convey their opinions. Purpleheaded08

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Rupert W Bradson
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PostPosted: Fri Oct 24, 2008 7:30 am   Post subject:   

Health coverage for infertility may be available even with the employer provided health coverage, but is often too expensive to carry. Hence, you may not find many insurance companies offering coverage for infertility treatments. However, some may exclude only specific treatments whereas the others may also exclude the diagnosis.

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Rupert
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Crossbreed
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PostPosted: Fri Oct 24, 2008 2:37 pm   Post subject:   

Hi all..
Many states have specific legislations about infertility coverage. In some of these states it is mandatory to provide a certain worth of infertility coverage along with the general health insurance plans. Some other states would make it a choice for the applicants to accept it or reject it while signing up. Still, there are many states who would not go for any such fixations. Crossbreed

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beatuplunchbox
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PostPosted: Thu Oct 30, 2008 4:34 am   Post subject:   

Some of the individual policies that I sell have additional riders that can be purchased so that it is covered (along with birth control). It just varies by the Insurance company and state DOI regulations.
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