Health insurance for Green card holders

Message Author
ampm-bookmark
delicious-small Add to delicious
yahoomyweb-small Add to YahooMyWeb
blinklist-small Add to BlinkList
PostPosted: Fri Dec 28, 2012 5:44 am   Post subject: Obama Health Care  

Is there any relief for greencard holder permanent resident (non-citizen) americans in eligibility for medicare part a & b..My parents have green card and they hav eto wait for 5 years to buy into the part A and pay penalties for any delay in joing part B Medicare. ny changes to these requirements under Obama Care..Can we buy insurance for them through exchanges and not have to go through Medicare sign ups..Any information will be helpful..Thanks


_________________
Register Now to have your Insurance queries solved.
Maximus
Guest







PostPosted: Sun Dec 30, 2012 6:25 am   Post subject:   

Quote:
My parents have green card and they hav eto wait for 5 years to buy into the part A and pay penalties for any delay in joing part B Medicare.


This information is WRONG. Any person -- citizen or resident alien (has a green card) -- who is at least age 64 and 9 months may apply for Medicare (coverage would begin at age 65). Persons who are not "fully insured" under Social Security (or Railroad Retirement) must pay a premium for Part A. All Medicare beneficiaries pay a premium for Part B.



There is no "5-year waiting period".



Health insurance through any operating CO-OPs or health care exchanges may be an option, but would probably be more costly than Medicare Parts A & B.


_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7331
Highets Points
Location: Pomona CA
60.59 Dollars($)

PostPosted: Tue Feb 18, 2014 6:14 pm   Post subject:   

I just checked the Medicare website and went through the eligibility questions. You need to be a resident for 5 years to be eligible .


_________________
Register Now to have your Insurance queries solved.
Nash
Guest







PostPosted: Wed Feb 26, 2014 3:00 pm   Post subject:   

Quote:
I just checked the Medicare website and went through the eligibility questions. You need to be a resident for 5 years to be eligible .
As of 2013 that is now true. At the time of the original response above in 2012, it was not true. This is one of the side-effects of how Congress dealt with the financing of Obamacare and Medicaid expansion. The same five-year rule also applies to Medicaid, with the exception of emergency medical treatment and pregnancy.


_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7331
Highets Points
Location: Pomona CA
60.59 Dollars($)

PostPosted: Sat Mar 22, 2014 4:13 am   Post subject: Medical Insurance for Lawful landed permanent senior parents  

I am a USA citizen and want to sponsor my retired Canadian parents(seniors in their 70s) who also get Canadian pensions.

They will not qualify for Medicare until they live in the USA for 5 years. Will they be able to buy their own Medical Insurance

in the Market Exchange?

The Patient Protection and Affordable Care Act only describes

4 types of plans up to the age of 64.

Your reply will be much appreciated.


_________________
Register Now to have your Insurance queries solved.
Ram
Guest







PostPosted: Sat Mar 22, 2014 5:19 pm   Post subject:   

There is no point to their applying for health insurance through the exchange -- they are not eligible for premium tax credits after age 64. They may purchase health insurance from any insurance company in your state off the exchange. Open enrollment ends on March 31.. Will their Canadian insurance cover expenses in the US?



_________________

CA-licensed Life & Disability Analyst. CA Insurance Lic #0596197. Also investigating insurance company abuses, and providing litigation support/expert witness services. Send me your questions, and I'll send you my answers.
MaxHerr
Forum Expert
Leave a quick message

MaxHerr
Forum Expert

Joined: 29 Nov 2009
Posts: 7331
Highets Points
Location: Pomona CA
60.59 Dollars($)

Quick Reply
Your Name
Subject
Message body
All times are GMT
 Previous  1, 2
Page 2 of 2


Get a Quote
Ask Community Experts

flash plugin

Quick Links

Must See

Community

Hot topics in forums

Latest in blogs

AmPmInsure on Facebook



Page loaded in 4.843 seconds.