Is it necessary to maintain a personal medical log for my health insurance?
RedOxen
Total Comments: 9
Posted: Thu Nov 20, 2008 05:26 am Post Subject:
Yes..irrespective of your insurance plan...you be maintaining your own medical log. Your medical log should cover areas such as-
* Your interactions with the physicians
* A list of all the surgeries and different medical tests conducted on you
* A list of the drugs you have been prescribed with.
I'm sure, these data would come to a great help to you for future references!
Purpleheaded08
Posted: Thu Nov 20, 2008 05:33 am Post Subject:
Dear,
You should always maintain a medical-log since it is one of the best ways to know your health status at any given point of time. Whenever you'd need, you'd come across the different proportions and nature of drugs that had been prescribed to you. This would come in handy under circumstances when your doctor offers a wrong estimation during your insurance billing.
See, in case of such mistakes committed unintentionally it would be real hard for you to press the fact if you don't have a proper documentation of all test and medication. Crossbreed
Posted: Thu Nov 20, 2008 05:41 am Post Subject:
See, in case of such mistakes committed unintentionally it would be real hard for you to press the fact if you don't have a proper documentation of all test and medication.
Yes, thats quite a hard fact for all of us.
This is more so when we don't really have a proper database for our physicians wherein they would be able to achieve all details pertaining to our specific cases.
It would be truly hard for us to pursue our cases under circumstances when we are fighting a legal case against insurance fraud. Always remember that once your insurance carrier decides against you...its not always easy to move against their decision..more so when you don't have the necessary records. Caromel_merquez
Posted: Thu Nov 20, 2008 05:58 am Post Subject:
Why only take it that way!
Your medical log would always project some of your health risks and constantly urge you to think about recovering. You'd never be able to forget the drugs prescribed to you and the daily health procedures that have been conducted. I'm sure that would help you to go for regular checks from time to time as well as reduce your future health risks.
ArindamSenIndies
Posted: Thu Nov 20, 2008 06:05 am Post Subject:
Hey, I don't think it would consumer a lot of time...if you're thinking of maintaining your own medical log. It would not be too much complicated to be scared of initially if you're gonna start recording things which are of utmost importance for your present health conditions.
Once general outline is created, it would be easier for you to compare it with the associated insurance documents and fill up rest of the information from time to time. Evan
Posted: Thu Nov 20, 2008 06:43 am Post Subject:
Hi there..
It is always better to maintain this medical log within a large folder along with the other insurance documents, bills etc. It would probably look like-
Date/Time/Place/Physician:
Cause of Visit:
Medical tests suggested:
Referrals/medications suggested:
Feedbacks/diagnosis/following visit:
Hope this would give a you a fair idea!
Pompido_alverado
Posted: Sat Nov 22, 2008 03:32 am Post Subject: Health Insurance
hallo everyone ...:lol:
just info about health Insurance especially Hows of Keeping a Medical Log There are three main reasons to keep a personal diary of your medical history and procedures:
1. Currently there is no database where a physician can obtain all your medical records.
2. If you need to challenge your insurance company's decisions, you will have a handy record of all procedures performed.
3. Keeping a medical log is a way to personally take charge of your healthcare which will help you better understand your own health and remind you of prescription drugs prescribed and procedures performed.
Starting your own personal medical log will take just a few minutes. You will first want to start with an outline of the things you will need to keep track of.
This is more so when we don't really have a proper database for our physicians wherein they would be able to achieve all details pertaining to our specific cases.
In the U.S., there is a medical database- MIB. It used to stand for the Medical Information Bureau, but now they just call themselves MIB. It's not a database that physicians and other medical providers report to, it's used by life and health insurers to, in one respect, guard against fraud in applications for insurance and claims within the contestability period.
Since most people have their medical bills paid for by insurance companies and state/federal agencies, much of a person's medical information is contained within the MIB. It's certainly not perfect in that it does not contain all medical information, and like any consumer database, it contains errors. But, it's something that insurers can use in the fight against fraud.
Since MIB is a consumer database, it's subject to the Fair Credit Reporting Act. A consumer can learn what's contained in their MIB file by clicking at the link below. They will send the report to a designated physician, and you will have to provide some private information, but you can learn what's there.
If you know who treated you and/or where, you can get copies of all of your medical records under the HIPAA laws and rules. You cannot be denied access to your own medical records except in certain circumstances, which are rare. You can also get copies of your children's medical records, except (again) in certain circumstances an depending on the age of the child.
People need to know and exercise their rights, and HIPAA puts a lot of power back into the hands of the consumer. Many people feel that it's a burden more than a blessing. I'm no "HIPAA Honk" but, all things considered, when you look at what we normally get out of the feds, this ain't bad at all...
InsTeacher 8)
Posted: Sat Nov 29, 2008 12:12 am Post Subject: i
Doesn't anyone think of using their drs medical records? They are there if you ever need them.
Posted: Thu Nov 20, 2008 05:26 am Post Subject:
Yes..irrespective of your insurance plan...you be maintaining your own medical log. Your medical log should cover areas such as-
* Your interactions with the physicians
* A list of all the surgeries and different medical tests conducted on you
* A list of the drugs you have been prescribed with.
I'm sure, these data would come to a great help to you for future references!
Purpleheaded08
Posted: Thu Nov 20, 2008 05:33 am Post Subject:
Dear,
You should always maintain a medical-log since it is one of the best ways to know your health status at any given point of time. Whenever you'd need, you'd come across the different proportions and nature of drugs that had been prescribed to you. This would come in handy under circumstances when your doctor offers a wrong estimation during your insurance billing.
See, in case of such mistakes committed unintentionally it would be real hard for you to press the fact if you don't have a proper documentation of all test and medication. Crossbreed
Posted: Thu Nov 20, 2008 05:41 am Post Subject:
See, in case of such mistakes committed unintentionally it would be real hard for you to press the fact if you don't have a proper documentation of all test and medication.
Yes, thats quite a hard fact for all of us.
This is more so when we don't really have a proper database for our physicians wherein they would be able to achieve all details pertaining to our specific cases.
It would be truly hard for us to pursue our cases under circumstances when we are fighting a legal case against insurance fraud. Always remember that once your insurance carrier decides against you...its not always easy to move against their decision..more so when you don't have the necessary records. Caromel_merquez
Posted: Thu Nov 20, 2008 05:58 am Post Subject:
Why only take it that way!
Your medical log would always project some of your health risks and constantly urge you to think about recovering. You'd never be able to forget the drugs prescribed to you and the daily health procedures that have been conducted. I'm sure that would help you to go for regular checks from time to time as well as reduce your future health risks.
ArindamSenIndies
Posted: Thu Nov 20, 2008 06:05 am Post Subject:
Hey, I don't think it would consumer a lot of time...if you're thinking of maintaining your own medical log. It would not be too much complicated to be scared of initially if you're gonna start recording things which are of utmost importance for your present health conditions.
Once general outline is created, it would be easier for you to compare it with the associated insurance documents and fill up rest of the information from time to time. Evan
Posted: Thu Nov 20, 2008 06:43 am Post Subject:
Hi there..
It is always better to maintain this medical log within a large folder along with the other insurance documents, bills etc. It would probably look like-
Your Medical Stats (Update on a daily basis)
Blood Group:
Weight:
Cholesterol & vital blood data:
Recent medications suggested:
On-going treatments:
Physician Visits
Date/Time/Place/Physician:
Cause of Visit:
Medical tests suggested:
Referrals/medications suggested:
Feedbacks/diagnosis/following visit:
Hope this would give a you a fair idea!
Pompido_alverado
Posted: Sat Nov 22, 2008 03:32 am Post Subject: Health Insurance
hallo everyone ...:lol:
just info about health Insurance especially Hows of Keeping a Medical Log There are three main reasons to keep a personal diary of your medical history and procedures:
1. Currently there is no database where a physician can obtain all your medical records.
2. If you need to challenge your insurance company's decisions, you will have a handy record of all procedures performed.
3. Keeping a medical log is a way to personally take charge of your healthcare which will help you better understand your own health and remind you of prescription drugs prescribed and procedures performed.
Starting your own personal medical log will take just a few minutes. You will first want to start with an outline of the things you will need to keep track of.
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anneahira.com/artikel-kesehatan/asuransi-kesehatan.htm
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Posted: Wed Nov 26, 2008 04:01 am Post Subject:
This is more so when we don't really have a proper database for our physicians wherein they would be able to achieve all details pertaining to our specific cases.
In the U.S., there is a medical database- MIB. It used to stand for the Medical Information Bureau, but now they just call themselves MIB. It's not a database that physicians and other medical providers report to, it's used by life and health insurers to, in one respect, guard against fraud in applications for insurance and claims within the contestability period.
Since most people have their medical bills paid for by insurance companies and state/federal agencies, much of a person's medical information is contained within the MIB. It's certainly not perfect in that it does not contain all medical information, and like any consumer database, it contains errors. But, it's something that insurers can use in the fight against fraud.
Since MIB is a consumer database, it's subject to the Fair Credit Reporting Act. A consumer can learn what's contained in their MIB file by clicking at the link below. They will send the report to a designated physician, and you will have to provide some private information, but you can learn what's there.
Click here: http://www.mib.com/html/request_your_record.html
If you know who treated you and/or where, you can get copies of all of your medical records under the HIPAA laws and rules. You cannot be denied access to your own medical records except in certain circumstances, which are rare. You can also get copies of your children's medical records, except (again) in certain circumstances an depending on the age of the child.
People need to know and exercise their rights, and HIPAA puts a lot of power back into the hands of the consumer. Many people feel that it's a burden more than a blessing. I'm no "HIPAA Honk" but, all things considered, when you look at what we normally get out of the feds, this ain't bad at all...
InsTeacher 8)
Posted: Sat Nov 29, 2008 12:12 am Post Subject: i
Doesn't anyone think of using their drs medical records? They are there if you ever need them.
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