by Steve76 » Fri Jul 04, 2008 09:05 am
Ok. Last year in November I was walking down some stairs in a building here in Phoenix. The handrail was loose and not knowing I grabbed it and it gave out and I fell. I had an ER visit and had some neck pain upper back pain and some left hip pain. Everything was just strain or sprain. Nothing too serious. The company had Farmers for their property insurance and they were actually very nice and the insurance adjuster was nice as well. We got everything worked out and I received my wages, medical bills and apprx. $3500 pain and suffering, which I thought was very fair. Now the STRANGE part. And I realize you do not know me from Adam but I am a very honest person. Last week just about the same thing happened at a different building. When I fell, I notified the office (property management) and they sent me an email stating they were sorry and that they'd had several calls about it but "just never got around to calling someone out to fix it!" This was a lot worse of a fall when it comes to the injuries. I had a bulging disc, nerve impingement and my right wrist sprained (I guess the wrist is not a big deal). Now the insurance sent me medical auth forms and they are going over everything. I told them, and as the medical records state, the first fall was left hip, high back, etc. and this is totally different. Much more painful, more treatment, etc.
I guess my question is am I screwed? I know it is coincidental but it is honest. From my conversation with the agent today he is not questioning the fall, but a pre-existing injury.
I kind of don't get that though. Am I in trouble here? The doc has told me I cannot work for a while. More than likely up to 6 weeks he states. Can't afford to not be able to recover that money, not to mention the doc fees, etc. I honestly did nothing wrong.
Thank you in advance for any opinions.
Steve
I guess my question is am I screwed? I know it is coincidental but it is honest. From my conversation with the agent today he is not questioning the fall, but a pre-existing injury.
I kind of don't get that though. Am I in trouble here? The doc has told me I cannot work for a while. More than likely up to 6 weeks he states. Can't afford to not be able to recover that money, not to mention the doc fees, etc. I honestly did nothing wrong.
Thank you in advance for any opinions.
Steve
Posted: Sat May 02, 2009 09:24 pm Post Subject:
STEVE, Sorry that you fell. I also had a slip and fall accident but in my case it was at a grocery store in Florida. I have an attorney and during interogoratories I had to give the store sttorney a list of any accident , injuries and doctors I had seen over the past 10 years. LOL try to remember that far back and thank goodness I had never been injuried (EVER) and only had like 4 other doctor visits that had nother remotely to do with my injured body parts. When we went to Depositions, their attorney only asked for clarification as to what the doctors were for. ex: Dr So & So was for removal of a mole, Dr So So & So was seen for a heel spur. LOL I think their attorney was some what disappointed because I never had any falls, no emergency visits, no broken bones etc. I wish I could describe the look on their attorney's face when she walked in to the Depo and her I was with a back brace and my arm in a cast from arm pit to fingers. She looked at me with hugh round eyes and said OH I see we have a new development. My attorney said Yes I guess we do. LOL
After my depo the store attorney told us the the store KNOWS they have a major problem with my case and they want it settled NOW. We go to settlement meeting in 6 to 8 weeks. I hope you have or get a good attorney. I would have been lost without mine. My attorney has already said that if the store does not want to settle with me he is ready to go right to court. I guess this means I have a very good case. I am now the ower of 3 bulging disks in my back, the back injury is causing my kknees to hurt going up and down stairs (we have stairs goinng up into house house. Dr says the knees hurt because I am trying to compensate to keep my back from hurting more. I have had surgery on my arm from a compressed nerve when I stuck my hand down to catch myself from hitting my head. I still have a numb hand and the dr does not know if it will get better. My stay numb. I am a total mess LOL. I have missed a grand total of 128 days from work and can now only work part time because of the sciatica. I do hope your injury heals better than mine and I strongly suggest you get a good attorney.
Posted: Sat May 02, 2009 11:16 pm Post Subject:
This is an old thread, but one thing needs corrected:
MIB maintains the health related records of over a billion Americans and provide the information in demand of the health and life insurance companies, in their underwriting process.
The MIB does not maintain health records. No details can be found in MIB records. An insurance company will only learn about generalities from the MIB.
Posted: Sat May 02, 2009 11:32 pm Post Subject:
What is MIB?
Posted: Sun May 03, 2009 01:24 am Post Subject:
Medical Information Bureau
Posted: Sun May 03, 2009 01:32 am Post Subject:
Thanks for the MIB info. Is that where attorneys get your medical records?
Posted: Sun May 03, 2009 02:14 am Post Subject:
The MIB does not have your medical records. This link will answer most of your MIB questions.
http://www.mib.com/html/consumer_guide.html
Posted: Sat Apr 02, 2011 12:52 pm Post Subject: BFpmvmgWnSWWsYxbKgQ
Preexisting injury 1.. Peachy :)
Posted: Fri Apr 22, 2011 12:31 pm Post Subject: KSbmYzJYGOSavGOZj
Preexisting injury 1.. Keen :)
Posted: Sat May 14, 2011 03:43 am Post Subject: vrsttorHvbcYciBiJbP
Preexisting injury.. Slap-up :)
Posted: Thu Jun 02, 2011 11:30 pm Post Subject: CRlJiwIUGjRJaZSSga
Preexisting injury 1.. Bang-up :)
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