Insurance premium increased twice this year with BCBS of TX.

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PostPosted: Wed Jul 22, 2009 3:43 pm   Post subject: Insurance premium increased twice this year with BCBS of TX.  

How much more specifice can I be. Rates rising faster than our income. We have had the same plan for 7 years & never used it for hospitalization. We have a 5,000.00 deductable. We pay approx. 1800.00 every qtr. for premium.
elizabeth_gann
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PostPosted: Mon Aug 03, 2009 12:36 pm   Post subject:   

I highly recommend contacting a local broker who can review your current plan a provide additional options for you. It's always a good idea to review your current plan and pricing with what may be due. I don't know your specific situation, height, age, weight, etc. But you may be able to find a lower plan. Search Google Local.
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PostPosted: Mon Aug 03, 2009 12:39 pm   Post subject:   

I agree with the above statement. A local broker can definitely give you options to work with.

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PostPosted: Sun Aug 09, 2009 6:03 pm   Post subject:   

I think that rates for health insurance increase more in a recession than in other times.

I think that more hospital and medical bills go unpaid in hard times. But medical professionals still have to operate and provide care in emergency situations.

When people don't or can't pay for their care, the hospitals and doctors have to raise their rates for those who do pay. This raises insurance rates.

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PostPosted: Mon Aug 10, 2009 10:40 am   Post subject:   

Hi elizabeth

I fully agree with Alston. But if you are looking for a lower premium get in touch with an agent and let him help you with your insurance search. But make sure that all that you want covered is covered by the policy with a lower premium.

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