In home business

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PostPosted: Wed Jul 06, 2005 2:43 am   Post subject: In home business  

I am thinking of starting a small business in my home. Regarding the insurance policy I got confused what to do! Home owners policy will be enough to cover the business contents or should I go for separate business policy? Suggest.
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PostPosted: Wed Jul 06, 2005 3:15 am   Post subject: in home business  

Well I doubt whether there is any home owners coverage for business property and if so it may be limited and the coverage depends on the kind of business. Some companies provide coverage for the business at home. So It is better to consult with your agent and you must look for the details of coverage .
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PostPosted: Mon Jan 12, 2009 11:06 am   Post subject: Re:In home business  

My wife and I got tired of it, so we decided to do something about it .(take me straight to the reviews). The truth is that your money and your good will have been targeted. People like you and I are looking for a way to make some good money at home on the Internet, but there are literally thousands of websites out there that are ready to take advantage of us and steal our money. We can't emphasize this enough. We've seen it. We've been duped by it. Maybe you have too.
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PostPosted: Thu Jan 22, 2009 3:50 pm   Post subject:   

Quote:
I am thinking of starting a small business in my home. Regarding the insurance policy I got confused what to do! Home owners policy will be enough to cover the business contents or should I go for separate business policy? Suggest.


Here is the rule I ask all of my customers to go by - "If you separate your business for tax purposes, then you probably should separate your business for insurance purposes also."

Some home insurance policies provide limited property coverage for "incidental business". Still others have available endorsements to provide extended property coverage on your home business.

I have never seen a home insurance policy that provides "liability" coverage for a home business.

Liability coverage is important to any business.
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