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I was on a job

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Posted: Tue Nov 04, 2008 2:02 pm   Post subject: I was on a job   I was on a job sit and got bitten by a dog that had a million dolliare insurances on it . So instead of me going to court the insurances company gave me settlement not to go to court . Which i was fine with but instead of paying me they said the people who own the dog file bankruptcy so now they do not have to pay me i was just wondering if that was true This happen in Mississipi . I was wondering if somebody could give me so advise on what to do about this	AnthonyHolliday New member Joined: 04 Nov 2008 Posts: 1 1.45 Dollars($)
Posted: Tue Nov 04, 2008 2:18 pm   Post subject:    Not only does that make no sense, I really doubt it happened like that. The solvancy of the insured makes no difference what so ever and I fail to see how any insurance company would say that it does.	tcope Forum Expert Joined: 22 Nov 2006 Posts: 5066 Location: Salt Lake City, UT 272.53 Dollars($)
Posted: Tue Nov 04, 2008 7:15 pm   Post subject: Help   So what do you think i should do then _________________ Register Now to have your Insurance queries solved.	steven holliday Guest
Posted: Tue Nov 04, 2008 11:25 pm   Post subject:    1) Confirm that a denial is being made and why. 1b) Until its in writing, its not a denial 2) If they are denying the claim as their insured is insolvant (which will not be the case), speak to a supervisor and manager and find out how they can deny their insured coverage for this reason. 3) If they are going to deny the claim, file a complaint with your state's Dept of Insurance 4) Seek legal representation.	tcope Forum Expert Joined: 22 Nov 2006 Posts: 5066 Location: Salt Lake City, UT 272.53 Dollars($)
Posted: Wed Nov 05, 2008 5:56 am   Post subject:    Does bankruptcy affect a claim process? I guess not, therefore, you should receive the compensation, if it's a rightful claim. If the other party's insurer isn't complying with the rules of paying a claim, you're required to file a complaint against it with the state insurance department.	simon Senior member Joined: 28 Sep 2005 Posts: 550 93.55 Dollars($)
Posted: Wed Nov 05, 2008 6:20 am   Post subject:    No one is required to file a complaint.	tcope Forum Expert Joined: 22 Nov 2006 Posts: 5066 Location: Salt Lake City, UT 272.53 Dollars($)
Posted: Mon Nov 10, 2008 4:03 pm   Post subject:    Why not?	jimmrobb New member Joined: 10 Nov 2008 Posts: 1 1.20 Dollars($)
Posted: Mon Nov 10, 2008 5:05 pm   Post subject:    Quote: Why not? Because filing complaints with the state DOI, is ALWAYS optional...no one REQUIRES a complaint be filed _________________ "Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr.	Lori Moderator Joined: 10 Sep 2007 Posts: 8173 Location: Missouri 287.90 Dollars($)
Posted: Tue Nov 11, 2008 2:32 am   Post subject:    I can't see waht bankruptsy has to do with anything. How can it? I am sure that person did not file bankrupsy against his insurance company. If it was a denial how come they made the offer to settle to begin with. Guess I am confused.	fireyone Senior member Joined: 07 Jan 2008 Posts: 1993 2.31 Dollars($)

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