What is recoverable depreciation?

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PostPosted: Thu Sep 17, 2015 1:31 pm   Post subject: water damage  

Our insurance co gave us a check for $15,000, but allowed for $19,000 with recoverable depreciation. What is required to retrieve the remaining money?


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anonymous*
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PostPosted: Mon Oct 19, 2015 6:05 pm   Post subject: deprecetaion check  

example if I had a clain for 10000 less deductible 1000 = 9000

insurance issued check for 6000 held back 3000 now work is completed I showed invoice for 6000 is that acceptable or do I need work to total 9000?


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PostPosted: Tue Oct 20, 2015 2:04 am   Post subject: insurance house  

example if I had a clain for 10000 less deductible 1000 = 9000



insurance issued check for 6000 held back 3000 now work is completed I showed invoice for 6000 is that acceptable or do I need work to total 9000?


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PostPosted: Fri Jan 20, 2017 12:07 am   Post subject:   

Do I have to use money issued for a new roof to repair the roof?


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ahomeownerinneed
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PostPosted: Fri Jan 20, 2017 12:53 am   Post subject: Claim  

The insurance co.has already given us a check for our claim and we are happy with it. Why do they want receipts now? (replacement receipts for the recovery of the depreciation portion of your claim)


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Tman3998
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PostPosted: Fri Jan 27, 2017 11:17 pm   Post subject: recoverable depreciation  

I had a fire in my house that it also damaged the pavers, electrical and pool in the backyard. I repaired the pavers, electrical and pool and I paid out of pocket for the work. I have been waiting for money and my adjuster told me that I have depreciation but it is not recoverable. What does this mean. I am not going to get money for the work.


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delfino2734
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PostPosted: Sun Nov 12, 2017 10:38 pm   Post subject: Actual repairs cost less than insurance estimates  

Hi - I live in Maryland and had the roof damage due to hail. I filed the insurance claim. The adjuster approved the total roof replacement and provided the written estimates. I was issued the check based that estimate (minus recoverable depreciate and my deductible). After getting the estimates from different contractors, I got the total roof replaced at the price a lot less than the insurance check that I had received.

Can I keep the surplus money or I'm obligated to return it back to the insurance?

Do I need to submit the certificate of completion and the final invoice to the insurance?

Please guide. Any guidance will be greatly appreciated.


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MarylandHomeOwner
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PostPosted: Mon Nov 20, 2017 2:07 pm   Post subject: auto insurance  

Hello, I live with my family in Los Angeles, California. Soon I will be moving to Las Vegas and I do not have a driving license, but I want to get one.

If anyone knows, if my insurance will be cheaper if I get my driving license in Nevada? Also, which car insurance companies are better in Nevada.



Thank you, Iosif.


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Iosif77
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PostPosted: Mon Nov 20, 2017 2:09 pm   Post subject: auto insurance  

Hi . I live in Reno, Nevada and I am licensed insurance broker. In reality it does not matter where you get your driver’s license. However, if you are moving to another state you will need to get auto insurance from state. Your insurance rates will depend on many factors, including the state, city and sometimes a particular zip code. Some car insurance companies provide better coverage and are rated better than others.

If there are similar coverages, I usually suggest my clients to do their own research online and look for insurance rating sites like

cheapautoinsurance.com



Here, you can see what other people think of particular auto insurance companies.

Good luck!


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PostPosted: Tue Dec 26, 2017 11:06 am   Post subject: Post here if you have ordered meds online  

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