by stig1950 » Sat Jun 27, 2009 03:33 pm
i have a landlords policy but i rented to someone who turned it into a canabis factory and wrecked the house, what does it come under because anything caused by tenants is not covered .how do i word it?thanks stig
Posted: Mon Jun 29, 2009 04:33 am Post Subject:
Hi Stig,
Without knowing the verbiage of your policy its hard to comment anything. What does the policy paper state?
Have you checked with the option of filing under the tenants policy instead?
I think cannabis is an illegal substance. Hadn't you had any idea what the tenants are doing in your property?
Does your policy document say anything about not covering the damages if the property is used for illegal activities?
~Jeremy
Posted: Mon Jun 29, 2009 07:21 am Post Subject: canabis
hi jeremy thanks for replying what is tenants policy?the police say they where a prof gang and have lone gone and i can see nothing about using for criminal activities
thanks dave
Posted: Mon Jun 29, 2009 10:01 am Post Subject:
While renting a property the tenant/renter is required to take out insurance to cover future losses, but the tenants being gangsters I don't think they have taken out any such coverage.
Posted: Tue Jun 30, 2009 06:42 am Post Subject:
i have a landlords policy but i rented to someone who turned it into a canabis factory and wrecked the house, what does it come under because anything caused by tenants is not covered .how do i word it?thanks stig
Are you questioning how you can word your loss to the insurance company to get it covered? The only case I could see is vandalism, in which case they are going to ask about rental history, how long has the unit been vacant, has the police been notified. They are then going to find that the people that caused the damage lived in the unit. I just don't see there being coverage for the damage.
Add your comment