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 Posted: Mon May 03, 2010 10:03 am Post subject: Home warranty insurance |
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I have home insurance but now some people are telling me about a home warranty insurance. Can you tell me more about it?
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Pilgrim30
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| Posted: Mon May 03, 2010 11:20 am Post subject: |
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Home warranty insurance covers stuff 'breaking' not from perils like your HO policy does...as an example..your ice box stops running because it's 100 years old..an HO policy will never cover this (unless it quits due to a peril like lightening ran in on it) a home warranty presumeably would.
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Lori
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| Posted: Tue May 04, 2010 6:32 am Post subject: |
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Some times, you'll find home warranty coverage from real estate agents. It could be a gift to you upon closing.
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anonymous00
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| Posted: Wed May 05, 2010 6:03 am Post subject: |
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| I guess it would depend on your state norms whether or not your home warranty should be paid by the seller. In some places, the buyer has to pay for the home warranty coverage. |
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steven
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| Posted: Fri May 07, 2010 10:16 am Post subject: |
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The home warranty coverage is not too expensive. Home warranty companies would also provide you with some benefits e.g. policies with discounted prices, additional coverage benefits for a fixed price etc.
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Billyjones
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| Posted: Sat May 08, 2010 7:31 am Post subject: |
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| Quote: | | Some times, you'll find home warranty coverage from real estate agents. |
Yes, you may get covered under a real estate agent. If you have your coverage through a real estate agent, it will help in the event your claim gets denied. You may always consult with him and file a complaint in the event your claim gets denied. |
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roddick
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| Posted: Wed May 12, 2010 8:54 am Post subject: |
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| Quote: | | It could be a gift to you upon closing. |
Not in California. No such thing as "free insurance" -- it's a misdemeanor crime. Probably true in many other states as well.
| Quote: | | If you have your coverage through a real estate agent, it will help in the event your claim gets denied. |
Never knew a real estate agent with that kind of power. Even we "regular" insurance agents generally don't have that ability, although some of us would not be afraid to try. But a real estate agent? I don't think so.
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MaxHerr
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| Posted: Wed May 19, 2010 1:59 am Post subject: home warranty co |
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| it is not insurance...it is a warranty company.....they are not that good.....if you put in a claim for your furnace or a/c......they ask you when was the last time it was maintained......they want document...copy of bill....you say i just bought the property..i..don't know......they will denie the claim.....LACK OF MAINTENCE.....google the name of the warranty company.....you will get a eye full...they will pay for small claims...on the appliances....but the furnace and a/c.....hot water heater.....only the element replacement.... |
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b61mack
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