 Posted: Fri Jul 17, 2009 10:49 am Post subject: Breakdown due to normal wear and tear? |
|
|
| We have a householder's policy, which covers my refrigerator, among other things. It is 7 years old now and in a bad condition. If it breaks down now, will I be able to make a claim? Is compensation given if the reason for breakdown is normal wear and tear? Or, does this policy cover only accidental breakdown? |
|
Tulip
New member
Joined: 16 Jun 2009
Posts: 17
9.36 Dollars($)
|
| Posted: Fri Jul 17, 2009 11:56 am Post subject: |
|
|
| Quote: | | It is 7 years old now and in a bad condition. If it breaks down now, will I be able to make a claim? |
No, not unless it breaks due to a named peril in the policy, (ie fire, theft etc) | Quote: | | Is compensation given if the reason for breakdown is normal wear and tear? |
Absolutely not, in fact all policy specifically exclude this type of damage. | Quote: | | Or, does this policy cover only accidental breakdown? |
All losses must be 'sudden and accidental', most are 'named perils' meaning the damage had to be caused by one of the perils named in the policy.
_________________
"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
|
Lori
Moderator
Joined: 10 Sep 2007
Posts: 8173
Location: Missouri
287.90 Dollars($)
|
