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Posts by InsTeacher
Posting date Subject
Posted: Fri Aug 15 19:06:40 2008 Ummmmm....... Stocks are NOT bonds, and ..
Posted: Fri Aug 15 19:02:27 2008 A couple of things to clarify based on your ..
Posted: Fri Aug 8 20:50:26 2008 I am asked quite often to speak on the ideas of ..
Posted: Thu Jul 17 20:25:34 2008 So...it appears as if your insurer reported ..
Posted: Wed Jul 16 12:21:13 2008 Dazzlingdiamond said: I have seen people's ..
Posted: Thu Jul 10 20:21:19 2008 Most of the captive agent carriers, the biggest ..
Posted: Wed Jul 2 12:38:10 2008 Maybe I can help you here. Life insurance death ..
Posted: Wed Jul 2 12:26:25 2008 OK, first of all, what does this ..
Posted: Tue Jul 1 18:25:11 2008 Th OP said: women have driven less miles than ..
Posted: Fri Jun 27 1:14:06 2008 First of all, the simple fact that you've had the ..
Posted: Fri Jun 27 1:03:03 2008 I've been asked this question before, and the ..
Posted: Tue Jun 17 18:54:36 2008 The OP doesn't state exactly what KIND of loss ..
Posted: Thu Jun 5 16:59:32 2008 Lori Said: , I'm glad to say! When I asked ..
Posted: Wed Jun 4 18:45:31 2008 Most disability environments will pay based on ..
Posted: Wed Jun 4 18:37:04 2008 The OP stated that the The financial ..
Posted: Mon Jun 2 12:20:43 2008 Never thought that, Lori...no big deal ..
Posted: Mon Jun 2 12:18:24 2008 Took off to San Francisco and points ..
Posted: Fri May 30 13:54:02 2008 Per Lori: Agreed as well from my ..
Posted: Fri May 30 13:49:50 2008 Lori said: I actually got to take some ..
Posted: Fri May 30 13:47:24 2008 I am aware of the differences between ACV, ..
Posted: Wed May 28 20:00:05 2008 Also keep in mind that settlements on auto ..
Posted: Wed May 28 14:14:27 2008 I will never suggest that I know anything about ..
Posted: Wed May 28 14:11:44 2008 tcope said: Agreed- but the totals didn't ..
Posted: Wed May 28 12:51:02 2008 HEY!!!!! Not that I really care- but WHY WASN'T ..
Posted: Wed May 28 12:49:05 2008 Debts accrued by the parents would be the ..
Posted: Wed May 28 12:36:12 2008 anilkumar_neo asks: It is commonly called ..
Posted: Wed May 28 12:29:40 2008 Lamepatient said: Agreed again. If a ..
Posted: Tue May 27 13:28:33 2008 Thank you all for the birthday wishes, and ..
Posted: Mon May 12 18:52:36 2008 feworn said: OK...what exactly do you ..
Posted: Sun May 11 22:06:54 2008 non-tax qualified annuities aren't within this ..
Posted: Fri May 9 16:24:10 2008 OK, the only plans that accept ..
Posted: Fri May 9 15:18:56 2008 JBernstin asked: You cannot normally ..
Posted: Fri May 9 13:16:55 2008 Lori, I couldn't have said it better ..
Posted: Fri May 9 13:03:45 2008 First of all, and trust me on this, the ..
Posted: Fri May 9 12:55:22 2008 Loans out of 401(k) plans may or may not be a bad ..
Posted: Thu May 8 20:00:49 2008 Fishman is right on target: If the new ..
Posted: Thu May 8 14:48:08 2008 "Full" coverage is normally considered ..
Posted: Wed May 7 12:44:27 2008 OK...first of all- what happened to the OP Frank ..
Posted: Fri May 2 18:04:14 2008 Add Oregon to the LTC Partnership states. They ..
Posted: Fri May 2 18:02:30 2008 I have heard of the occassional carrier that will ..
Posted: Fri May 2 17:56:48 2008 Just so ya know, I am a huge proponent of ..
Posted: Fri May 2 17:48:49 2008 glenncori, if you are referring to what's called ..
Posted: Fri May 2 17:44:19 2008 InsTeacher ..
Posted: Fri May 2 17:39:42 2008 "Grace Period" is the period of time in ..
Posted: Wed Apr 30 20:04:33 2008 OK...you're right and I'm wrong Lori (oooooh, ..
Posted: Wed Apr 30 15:17:31 2008 COBRA has nothing whatsoever to do with income, ..
Posted: Mon Apr 28 19:44:48 2008 OK...been awhile since I've been here. ..
Posted: Thu Apr 17 13:43:46 2008 tcope wrote: insured Motorist Bodily Injury. ..
Posted: Mon Apr 14 14:29:55 2008 Oregon requires that all liability insurance ..
Posted: Mon Apr 14 0:43:24 2008 Lakemen---------------------------> nice ..
Posted: Mon Apr 14 0:41:13 2008 Wow, I cannot believe a state still exists that ..
Posted: Fri Apr 11 20:03:53 2008 Hi Seek, let's see if we can help you. Here's a ..
Posted: Fri Apr 11 19:45:37 2008 Nothing personal, but the site seems to be not ..
Posted: Fri Apr 11 19:38:25 2008 I love it when the OP poses a question, is ..
Posted: Fri Apr 11 12:22:48 2008 Lori said: Lori, I'd bet a buck that ..
Posted: Fri Apr 11 1:12:46 2008 OK...what kind of disability policy 80% of the ..
Posted: Fri Apr 11 1:04:26 2008 The OP asked: substantial occupation in the ..
Posted: Thu Mar 27 12:36:36 2008 Have there been any other claims or losses with ..
Posted: Tue Mar 25 18:50:31 2008 Anyone who has ever had teenagers knows that they ..
Posted: Tue Mar 25 16:21:20 2008 I am not aware of any carriers currently offering ..
Posted: Tue Mar 25 16:17:53 2008 Also available for certain persons under age 65 ..
Posted: Tue Mar 25 16:14:44 2008 It would help if you let us know what state you ..
Posted: Sat Mar 15 3:23:29 2008 Yeah, I know you can get that fixed, but it's a ..
Posted: Fri Mar 14 22:28:46 2008 OK tcope, fireyone and everyone else that has ..
Posted: Fri Mar 14 13:19:31 2008 Hi Bubbles, Welcome to the community. You ..
Posted: Fri Mar 14 12:43:08 2008 OK Community...time to help out the ol' ..
Posted: Thu Mar 6 14:47:25 2008 As well, don't forget the federal penalties that ..
Posted: Wed Mar 5 1:23:46 2008 HEY!!! That last one was MINE and since it SAID ..
Posted: Mon Mar 3 21:43:23 2008 Lori said: and you'll confirm what you've read ..
Posted: Mon Mar 3 21:26:35 2008 No medical life insurance is definitely out ..
Posted: Mon Mar 3 21:13:20 2008 A last option could be your agent, his level ..
Posted: Tue Feb 26 16:41:35 2008 Not one to add a url fuel to the fire, but I ..
Posted: Mon Feb 25 14:33:46 2008 hummingbird wrote: . If not, half the homes ..
Posted: Mon Feb 25 14:02:36 2008 InsInvestigator- you are certainly NO idiot, ..
Posted: Mon Feb 25 12:59:36 2008 Hey InsInvestigator...you picked an example that ..
Posted: Thu Feb 21 22:57:11 2008 tcope said: When you're right- you're ..
Posted: Thu Feb 21 1:21:46 2008 goodnatured said: the liability. This ..
Posted: Fri Feb 15 22:52:19 2008 The stories I could tell... * relationship ..
Posted: Fri Feb 15 13:33:54 2008 Good one, Maze...you're on fire! ..
Posted: Fri Feb 15 13:12:00 2008 Ok...I like the AmEx or Visa gift card ideas. ..
Posted: Fri Feb 15 1:54:25 2008 OK...I've read the entire thread, and feel that I ..
Posted: Fri Feb 15 1:34:11 2008 Hmmm...$50-$60 huh I kinda admit I like the cash ..
Posted: Fri Feb 15 1:25:34 2008 Just curious. I have dealt with companies that ..
Posted: Thu Feb 14 20:19:26 2008 Hello ucrlamm, Welcome to the forum, and I ..
Posted: Thu Feb 14 20:08:23 2008 Hi frank 123, Welcome to the forum...I'm sure ..
Posted: Wed Feb 13 17:10:39 2008 InsTeacher ..
Posted: Tue Feb 12 12:35:59 2008 Another potential to consider is the original ..
Posted: Mon Feb 11 14:20:14 2008 goodnatured said: It is almost impossible ..
Posted: Fri Feb 8 16:57:27 2008 While I understand where this thought may ..
Posted: Fri Feb 8 14:03:21 2008 InsTeacher ..
Posted: Fri Feb 8 13:21:53 2008 I'd make him sue me, too. On the other, if ..
Posted: Fri Feb 8 12:32:35 2008 What the heck does an act of God have to do ..
Posted: Fri Feb 8 12:28:01 2008 Carla, you said: What does comprehensive ..
Posted: Thu Feb 7 18:13:42 2008 BTW-- I'm glad you're still here... InsTeacher ..
Posted: Mon Feb 4 18:15:09 2008 Hey tcope, I have always read and enjoyed your ..
Posted: Mon Feb 4 13:10:17 2008 tcope, I disagree big-time with this: SE) ..
Posted: Thu Jan 31 23:09:31 2008 Remember that car insurance policies, even ..
Posted: Thu Jan 31 22:54:32 2008 that last message was mine...i SWEAR that I had ..
Posted: Thu Jan 31 19:03:00 2008 The typical surcharge for the first chargeable ..
Posted: Thu Jan 31 18:52:39 2008 Kelvin said: If they run your MVR, the ..
Posted: Thu Jan 31 18:44:26 2008 My feeling is that you are already past the ..
Posted: Tue Jan 29 22:48:00 2008 Hi! I think we need a bit more info to properly ..
Posted: Tue Jan 29 17:00:38 2008 Jean Jacques: What the heck is this A ..
Posted: Tue Jan 29 12:10:50 2008 The OP said: Unfortunately, you didn't ..
Posted: Wed Jan 23 22:24:17 2008 OK everyone, slow down. You're all right, except ..
Posted: Sun Jan 20 1:48:34 2008 The OP (niral) said: . This way, if you ..
Posted: Sat Jan 19 18:42:05 2008 Check the literature that came with the ..
Posted: Sat Jan 19 18:23:35 2008 Lori's right. The only time an insurer can ..
Posted: Thu Jan 17 13:22:19 2008 I stand by my comment. Look at the ..
Posted: Tue Jan 15 18:05:09 2008 First off, Aflac Insurance ..
Posted: Tue Jan 15 17:17:47 2008 The OP stated: They can cause HUGE ..
Posted: Tue Jan 15 17:03:39 2008 Do NOT post just to earn money. Have something ..
Posted: Tue Jan 15 16:58:38 2008 Insurance Maze said in his OP: everything ..
Posted: Tue Jan 15 16:33:37 2008 The customer absolutely misrepresented the risk ..
Posted: Tue Jan 15 12:49:46 2008 Just one point, Insurance Maze... In just ..
Posted: Mon Jan 14 12:45:48 2008 Just a note on the incontestable period. ..
Posted: Fri Jan 11 22:46:59 2008 Great question! Is individual coverage cheaper ..
Posted: Fri Jan 11 22:21:51 2008 Sorry folks, that last post was mine. I thought ..
Posted: Fri Jan 11 19:56:14 2008 Wait a sec...I think I just figured this ..
Posted: Fri Jan 11 19:53:02 2008 Here, are you referring to ..
Posted: Fri Jan 11 19:38:43 2008 Insurance Maze- that's a good question! And the ..
Posted: Fri Jan 11 12:33:20 2008 Lori said: Oh Lori...that's not necessary. ..
Posted: Thu Jan 10 13:32:24 2008 First off, I'd like to address Lori's point ..
Posted: Wed Jan 9 23:19:13 2008 the coverage. If you are selling the car, your ..
Posted: Wed Jan 9 17:34:35 2008 Here's the deal. Indiana, like most states, ..
Posted: Wed Jan 9 12:38:03 2008 Sorry...forgot to address something in Lori's ..
Posted: Wed Jan 9 12:31:44 2008 I would be more than happy to address Lori's ..
Posted: Tue Jan 8 19:51:12 2008 InsTeacher ..
Posted: Tue Jan 8 19:35:38 2008 Good questions to answer, and we'll be able ..
Posted: Fri Jan 4 21:27:53 2008 Hi Marisol, Sorry to hear of your problem. ..
Posted: Fri Jan 4 13:06:06 2008 Thanks for the props, Lori. Same back at ya. ..
Posted: Fri Jan 4 1:14:28 2008 OK, quick 1-2 here, it's late. Regarding the ..
Posted: Fri Jan 4 0:54:37 2008 Hi Fiona, I'm sorry to hear of your predicament. ..
Posted: Thu Jan 3 0:56:09 2008 InsInvestigator, again right on target. I ..
Posted: Thu Jan 3 0:38:37 2008 Interesting, but not unheard of in the least. ..
Posted: Thu Jan 3 0:13:09 2008 Wow...loaded question. First off, the ..
Posted: Wed Jan 2 23:59:45 2008 Good luck and let us know! InsTeacher ..
Posted: Wed Jan 2 15:37:29 2008 "Guest" replied as follows to the ..
Posted: Wed Jan 2 15:09:52 2008 OK...let's clear up some things. I have been ..
Posted: Thu Dec 20 0:56:35 2007 That's it. Now I'm mad. I read the whole ..
Posted: Thu Dec 20 0:27:14 2007 Hi.OP, good question. There's been some good ..
Posted: Wed Dec 19 0:07:36 2007 I have to say that this is possibly the most ..
Posted: Mon Dec 17 21:36:33 2007 Agreed...mostly. Just about every state ..
Posted: Tue Dec 4 19:46:18 2007 We need more info... For example, it ..
Posted: Tue Dec 4 19:26:01 2007 Please keep in mind that an insurer is always ..
Posted: Tue Dec 4 17:48:04 2007 have coverage under the friend's auto policy if ..
Posted: Tue Dec 4 17:14:44 2007 OK...let's get this right. From what I get out ..
Posted: Tue Dec 4 17:01:41 2007 The information contained in the posts regarding ..
Posted: Thu Nov 15 16:37:52 2007 set and make claim for the difference between ..
Posted: Mon Nov 12 16:28:36 2007 OK...let me see if I can lend some semblance of ..
Posted: Thu Nov 8 12:58:15 2007 Lucasto, Interesting thought on controversy, ..
Posted: Thu Nov 8 12:50:30 2007 Ok...two things... First of all, you said that ..
Posted: Thu Nov 8 12:34:06 2007 Hi Jared70, I'm sorry to hear of your ..
Posted: Wed Nov 7 12:13:02 2007 vehicle, assuming the car is being used with ..
Posted: Tue Nov 6 16:35:05 2007 Good question...and some good answers! I need to ..
Posted: Mon Nov 5 17:59:57 2007 Whew..... BTW--> Way to go Lori! That ..
Posted: Mon Nov 5 12:57:14 2007 Good question, and be careful of what you ..
Posted: Thu Nov 1 19:44:08 2007 OK, let's see if I can lend any fuel to this ..
Posted: Thu Nov 1 19:27:05 2007 Here's somewhere you can look for some info. ..
Posted: Thu Nov 1 15:22:17 2007 Just a couple of thoughts... insured) ..
Posted: Thu Nov 1 15:11:31 2007 Get the highest level of liability coverage that ..
Posted: Thu Nov 1 12:39:25 2007 . That's a recipe for a lawsuit! If you're ..
Posted: Thu Nov 1 12:20:36 2007 Lori, I see your point, but only to a point! ..
Posted: Wed Oct 31 20:23:15 2007 Agreed with all postings, except keep in mind ..
Posted: Tue Oct 30 20:13:46 2007 Hello there, and welcome to the ..
Posted: Tue Oct 30 20:03:27 2007 Hi! Thanks for your question. From what I ..
Posted: Tue Oct 30 19:55:23 2007 Folks, we are guessing at the type of insurance ..
Posted: Tue Oct 30 19:51:09 2007 Keep in mind that PIP (personal injury ..
Posted: Mon Oct 15 13:19:09 2007 Dear Wimpwgn, 2 at-fault accidents within an ..
Posted: Mon Oct 15 13:00:05 2007 As well, CLUE will have the history of the ..
Posted: Mon Oct 8 12:43:16 2007 , to be included on the policy and appropriately ..
Posted: Mon Oct 8 12:28:53 2007 Evan (and all of you), SORRY!!! Just moved, ..
Posted: Fri Oct 5 20:07:23 2007 All I can say, given that I have 25 years in the ..
Posted: Fri Oct 5 19:48:37 2007 Hi! Welcome to ampminsure.com! If you could ..
Posted: Fri Oct 5 19:38:35 2007 Welcome Glenda, First of all, I hope that ..
Posted: Fri Sep 21 21:51:51 2007 Hello all, Just a quick thing regarding gap ..
Posted: Fri Sep 21 21:43:42 2007 Hi! Lori- great info! As my son used to ..
Posted: Fri Sep 21 21:31:06 2007 Hi Lori, Yep...forgot to sign in and just ..
Posted: Wed Sep 19 18:56:46 2007 Tcope, You're right on target...kind of. When ..
Posted: Wed Sep 19 13:10:33 2007 Hi, Good question. In agreement with some ..
Posted: Wed Sep 19 12:41:54 2007 Hi Misty, I would like to be able to help you ..
Posted: Wed Sep 19 12:26:34 2007 Hello! Something to keep in mind when ..
Posted: Tue Sep 18 15:04:53 2007 Hi Tim, Great question, and a lot of answers! ..
Posted: Thu Sep 13 19:59:48 2007 Please let us know what type of insurance ..
Posted: Thu Sep 13 19:57:27 2007 Mrsworried, Unfortunate situation, and ..
Posted: Tue Sep 11 13:08:23 2007 Hi Ash, If I understand what you are referring ..
Posted: Tue Sep 11 12:48:23 2007 Hi, First of all, if you could provide us some ..
Posted: Fri Sep 7 18:13:22 2007 Mental illness is a real tough situation. Let me ..
Posted: Fri Sep 7 17:57:54 2007 Let's be clear of a couple of things regarding ..
Posted: Fri Sep 7 1:20:26 2007 Hi carclaims, First off- TCope, that was a ..
Posted: Tue Sep 4 23:45:31 2007 Hi K, Well...let's be honest here. It's ..
Posted: Tue Sep 4 23:35:11 2007 FYI- Credit scores and insurance scores are NOT ..
Posted: Tue Sep 4 16:47:15 2007 Hi rajeev, I am assuming that you are ..
Posted: Tue Sep 4 16:38:26 2007 Thank you all for your warm welcome and ..
Posted: Thu Aug 30 18:53:49 2007 Hi Ben, Just another thought. My questions as ..
Posted: Tue Aug 28 1:43:58 2007 Hi, Excellent info from Fatman, TCope and ..
Posted: Tue Aug 28 1:29:45 2007 Sorry Bama. I forgot the link...one of my kids ..
Posted: Tue Aug 28 1:28:28 2007 Hi, I assumed from your post that you live in ..
Posted: Wed Aug 22 23:07:41 2007 Hi, First of all, depending on which state you ..
Posted: Wed Aug 22 22:55:13 2007 Hi Ben, Just curious...why are you trying to ..
Posted: Wed Aug 22 13:19:19 2007 Wow, this post is getting just a bit ..
Posted: Tue Aug 21 14:42:06 2007 Most states have statutory requirements regarding ..
Posted: Tue Aug 21 14:35:16 2007 The answer to this question is completely ..
Posted: Tue Aug 21 14:30:31 2007 Good question! Uninsured motorist comes in two ..
Posted: Mon Aug 20 20:06:43 2007 Gary has some good points. However, there are a ..
Posted: Mon Aug 20 19:48:45 2007 You ask your questions about "when ..
Posted: Mon Aug 20 15:02:58 2007 Tax issues on key person disability and life ..
Posted: Mon Aug 20 14:55:03 2007 Hi Cherry, Could you please be a little more ..
Posted: Mon Aug 20 13:18:18 2007 Not exactly sure what you are getting at...$8 per ..
Posted: Mon Aug 20 13:12:28 2007 Hi Misty, Congratulations on the news! ..
Posted: Mon Aug 20 12:48:26 2007 OK, a kid with a learner's permit. This isn't a ..
Posted: Thu Aug 16 23:07:34 2007 Ooooh, those losses stink. By the way, I know ..
Posted: Wed Aug 15 22:31:19 2007 Good question...COBRA can be very confusing. ..
Posted: Wed Aug 15 22:02:30 2007 Hi... I haven't heard of many insurers, and ..
Posted: Wed Aug 15 15:40:28 2007 Unfortunately, yours is not an uncommon ..
Posted: Wed Aug 15 15:28:59 2007 I'm sorry to hear of your situation, and I can ..
Posted: Tue Aug 14 12:48:15 2007 Thank you for the warm welcome, and I will do ..
Posted: Mon Aug 13 20:12:52 2007 If you are currently licensed in Texas as a ..
Posted: Mon Aug 13 20:01:38 2007 While I understand your concerns, I would suggest ..
Posted: Mon Aug 13 19:55:28 2007 Great answers regarding the Accelerated Death ..
 
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