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 Posted: Tue May 18, 2010 6:10 pm Post subject: im about to take my test for my life and health insurance. i |
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| just wanna know how hard is the test and how long for the results. |
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rbkhgrisham
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Joined: 18 May 2010
Posts: 1
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| Posted: Wed May 19, 2010 10:33 am Post subject: |
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| You'll often come across life insurance companies that won't need you to go for medical tests. Some others would simply ask you a couple of questions. I guess companies who need you to go through these tests or ask questions would be easier to crack when it comes to settlements. |
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ArindamSenIndies
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Joined: 14 Feb 2007
Posts: 364
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| Posted: Wed May 19, 2010 1:26 pm Post subject: test |
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| just relax.....and don't panic.....did you go to classes or did you use the internet......i used examfx....for my life/health......and again for my p&c.....i did have trouble with the p&c.....examfx......i just keep getting mid 60"s the practice tests....so i used americas professor....and that put me over the top........read the questions a couple of times.....if you are not sure mark it and go back....you have 2 1/2 hours....plenty of time...and go with your first thought....don't second guess yourself..results are right away....push the end button......hold your breath...pass..or fail.....and they break down... each section...and your...%...read the word...definitions....brfore you go in.....good luck.... |
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b61mack
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Joined: 03 Jan 2010
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| Posted: Wed May 19, 2010 9:22 pm Post subject: |
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Ari, I think the OP is going to take the tests to SELL l life and health insurance not buy it .  
Good luck rbkhgrisham !
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"Never, never be afraid to do what's right, especially if the well being of a person or animal is at stake. Society's punishments are small compared to the wounds we inflict on our soul when we look the other way." Martin Luther King Jr. |
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Lori
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Location: Missouri
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| Posted: Thu May 20, 2010 2:48 am Post subject: |
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b61mack, pretty good advice.  Please, however, try and minimize the ellipses (the "....." thingies) in your posts. It distracted the daylights outta me and I was trying to understand what you were saying!
To the OP: Each state's test is different in any number of different ways. They commonly cover much of the same ground, especially in life and health, but each state has it's own little weird attributes.
You didn't mention what state you're in. Let us know which one and I can tell you specifically what you're up against. As well, who provided your prelicense education and what method of instruction did you use? That will also tell me if your chances are good, bad or indifferent.
InsTeacher  |
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InsTeacher
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Location: Oregon, USA
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| Posted: Thu May 20, 2010 6:10 am Post subject: |
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If you're testing in California, the combined Life & Accident license exam is 150 questions, you have 3 hours to complete the exam, and it is scored within a matter of a minute or two after you click the button to score your exam. 70% or better = pass! (meaning you can miss up to 45 and not fail). % scores are only given if your total score is 69% or lower.
25% of the questions are General Insurance topics/concepts
32.5% are life insurance concepts
32.5% are accident & health insurance concepts
10% are senior health and LTCI concepts
(There are "code & ethics" questions contained in each of the four main categories.)
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CA-licensed P&C Broker-Agent and Life Agent. CA Insurance Lic #0596197. Now investigating insurance company abuses, and providing litigation support and expert witness services. Send me your questions, and I'll send you my answers. |
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MaxHerr
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