Do Agents Ever Order Their Own Underwriting Or Risk Surveys?

I am curious, having done such work before for larger national firms, which often get contracted by carriers to perform field inspections on insured properties en masse.

Full disclosure...I am both a licensed home inspector in my home state of Louisiana as well as a licensed adjuster in multiple states, with over 10 years' experience. I am well aware that in many cases, completely unqualified individuals are being paid paltry fees to do this type field work and actually make recommendations that result in significant and unnecessary cost(s) to policyholders.

Regards,
BC