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 Posted: Thu Jan 29, 2009 5:06 pm Post subject: License question |
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Is it better to get your license first before applying with an insurance company?. I came out of the mortgage industry and I got my license first before I applied anywhere.
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anonymous NC
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| Posted: Tue Feb 03, 2009 11:32 pm Post subject: ever considered this... |
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unemploymentangel(dot)com
* The average weekly state unemployment benefit is $299 – significantly less than most U.S. households' weekly expenses.
* 66% of loan delinquencies and foreclosures are caused by unemployment or disability Freddie Mac 2006
* 22% of families with dependent children admit they will have immediate trouble meeting everyday living expenses, and another 26% can cover expenses for only a few months if a primary wage earner dies. LIMRA Study 2007
* Over 70% of working Americans do not have enough savings to meet short-term emergencies National Investment Watch Survey, A.G. Edwards Inc. 2004
* 44% of U.S. families spend more than they earn Federal Reserve Board, Survey of Consumer Finances 2004 -
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anonymousss
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| Posted: Fri Oct 16, 2009 4:03 pm Post subject: naa |
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worked in manufacturing/production for 30 yrs until laid off, looking into going into sales for NAA. Anybody got any thoughts about them, good or bad? Thanks to all for your opinions!
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kerry from iowa
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| Posted: Mon Oct 19, 2009 5:49 am Post subject: |
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I'd like to know your reason for choosing NAA in the first place. Different carriers have different business goals to achieve and hence they design their policies accordingly.
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anonymous00
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| Posted: Wed Oct 21, 2009 10:33 pm Post subject: |
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See if they will let you have new agent contract first to take home and view!! This organization is all about billing their agents for used washed upped leads and starting you at a measly 55% contract.
They say they will help you start your "own agency"...read the contract, they can and do fire for no cause...no foundation from the start. Beware.
see indeed.com
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Wonderer
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| Posted: Tue Oct 27, 2009 11:36 pm Post subject: |
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I am planning on going independent and working for another brokerage company out of Ohio. They have a generous lead program with a 55% commission structure and they do sell mortgage protection insurance. But it's not NAA! I've talked with multiple agents in NAA and have talked with this brokerage company and I've noticed many differences between the companies; with the brokerage company being a more positive road in the training, multiple webinars, and the support they'll give you to become successful. Plus they'll give me the chance to recruit others to create a small agency.
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grabkoj
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| Posted: Wed Oct 28, 2009 2:16 pm Post subject: |
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What's the Ohio firm name??? 55% contract is soo low, are they charging for leads? Will they give you an up-front release? If you leave do you actually own "your agency" or do you lose it? Read the contract before signing and any concerns, post your questions here.
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Wonderer
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| Posted: Thu Oct 29, 2009 10:31 am Post subject: |
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Hi Wonderer..have you come across such instances wherein people have lost agencies while leaving?
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anonymous00
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| Posted: Thu Oct 29, 2009 2:32 pm Post subject: |
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anonymous00 yes I have. Many people sign contracts without knowing they're captive. NAA for instance, has clauses that state they can fire you without cause. Several agency managers have found out that they don't actually own "their business" if they leave they reassign all their agents to another "agency" in the NAA hierarchy.
Several agency managers are currently in litigation for having the audacity of leaving and allegedly contacting agents in their down line. The same agents they incurred expenses to recruit and train and mentor only to find they never really had an agency. See indeed.com, (NAAscam).
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Wonderer
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daisy7386
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Joined: 10 Nov 2009
Posts: 2
1.26 Dollars($)
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| Posted: Fri Jan 08, 2010 11:24 pm Post subject: Foresters/NAA/Lampy |
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Just like most people new to the business, I too have many questions with regards to selling insurance. Having read most of the statements by people who have expressed their feelings with this topic, I still am a little shy about joining NAA. I thought it interesting about the idea of working for a well known company such as MetLife, AIG or Farmers in my area before jumping into a firm such as NAA. The Lampy insurancy seems interesting and am looking into working with them. They hold monthly workshops in their home office in Dallas and was wondering what most would feel about going there for their free three day training session to learn a little more about the business before making any commitment.
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Gun Shy
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| Posted: Sat Jan 09, 2010 6:53 pm Post subject: |
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Shy: NAA is in the marketing business, not insurance. Their customers are the agents. Go to indeed.com/forums: NAA Scam. They are bleeding agents and top managers. Get hold of a contract and read it privately before signing anything, that is if the Lampe's will allow this. If you have questions on the contract language, post them....now they really won't let you take one home before signing it....Right Bill & Dianne?
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Wonderer
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| Posted: Thu Aug 26, 2010 9:09 pm Post subject: i was asked to get my license |
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And then join up with NAA and sell annuities. Are those quality products to sell and are they lucrative.
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kahne
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| Posted: Mon Sep 20, 2010 3:18 pm Post subject: NY Life & NAA |
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Lost my job and threw my resume out there on the net.
NY Life called me up and I went to two interviews and still had no idea what I was supposed to sell or market. I'm a sales professional and they seemed to really want my skills but the lack of knowledge of their products seemed to haunt me.
NAA Leads somehow got my resume as well but their MLM approach turns my stomatch. I would go with them but their leads seem to be junk and controlled by managers that reported to be cherry picked. The "agents" building teams are newbies and the one trying to pick me up as a sales pro has no skill nor talent towards selling. Also, they draw back from having face to face meetings except for lousy hotel/motel meetings.
Either way I'm going back to talk to NY Life. I'm scared to signup with them as their 75% approach is all about your personal contacts. I am new to the state and starting over and need new leads that are supplied by a solid company.
I am still going to take the test, either way insurance with the right company is an "easy sell".
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On the Fence
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| Posted: Thu Sep 23, 2010 3:57 pm Post subject: Danger, Danger! |
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Best move is get your license and look into large name recognition companies and learn the biz. Then later when you wanna branch out and go independent, stay away from IMO's (insurance mktg. orgs. like NAA) that boast of exclusive leads. and are run like Amway (i.e. travel and pay to go to conventions, buy their store products, overpay for used leads, etc.
They smile and are friendly and then when they get you hooked on recruiting, they will quite possibly find reasons to take your biz away that you grew. They've shown on too many occasions to be manipulative and willing to turn other families lives into disarray to line their own pockets.
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still anonymous
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