Farmers Insurance Good or Bad?

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PostPosted: Fri Jul 16, 2010 4:52 pm   Post subject:   

I've you can not only go broke but wind up owing money by taking there advances. There are stiff quotas that need to be met for life policies and then there is the fact that you are a captive agent that can't offer as amny lines as an independent.

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PostPosted: Fri Oct 07, 2011 5:24 pm   Post subject: How do I get the cross-sold life?  

"I could have easily sold many Life policies but that's not what they want in the beginning."



I am also in the reserve training program and I have sold my 40 P/C but can't get the four life that I need. My Natural Market was written in my last insurance job and I have a Do Not Compete clause in that contract. I have subscribed to exclusive life leads but I am lucky if I get 1/ day and I rarely get them on the phone let alone agree to an appointment. I have one of my 3 cross-sold life with 2 weeks left. They won't accept an application from a family member, under 21 yrs old and only 1 per household. In addition, 2 of the remaining 3 need to be level term and will either need oral fluid or a full physical.


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Chance -IL
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PostPosted: Sun Sep 02, 2012 4:24 pm   Post subject: approached by email from Farmers  

THANK YOU HANAHSOLO!! You have actually gave me the information i needed to make my decision. I must say, one of the directors emailed me after looking at my resume and thought i be a good candidate for the job. Of course, I only know what is on the comercial so looked online for some advice about what the company is like. I've made my decision to not work for Farmers unless im getting ready to die and cry from brokeness, which i haven't gotten to yet lol.



And as for the lady who claims everyone is cheap, bite yourself hard because we are in an economy of recession meaning everyone wants to be safe but don't have the big bucks to get the most out of insurance policies. Believe me, I've seen my parents go a little frustrated, and my boyfriend over these insurance companies. Unless you know what it feels like to be on the scene asking your insurance company to help you out and bring out the bull and say no, don't come here with the b.s. of saying how bad the customer is, people have budgets you know.



Thanks everyone for the advice, REAL advice. Bless you all.


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PostPosted: Mon Sep 03, 2012 2:58 am   Post subject:   

Quote:
we are in an economy of recession


If it weren't for Obama's "little" infusions of "stimulus" money, we would be in a full-blown depression.



Recession is 6-months of economic decline. Depression is 6-consecutive-quarters of economic decline. Government "spending" affects the economy -- positively or negatively. When we were within a few weeks of the sixth consecutive quarter of decline in 2009, voila! A $Trillion of new stimulus was pumped into the economy and, voila! Depression averted.



Talk to a real economist, and he/she will tell you what we are experiencing is a depression -- only no one in government will admit it.



And why should they? We haven't even had a budget in any of the four years of the Obama administration. How dreadful is that?



It's like a drunk who manages his money by carrying it around town in his socks.


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PostPosted: Mon Sep 03, 2012 8:02 am   Post subject: A Good aproach for farmers  

Farmer insurance is a Good aproach for farmers and for their crops, it acts as a guard to their farms and crops

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PostPosted: Thu Oct 11, 2012 2:18 am   Post subject: DONt know about farmers :  

"PRIMERICA 'is the way to go !! great company id say .


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PostPosted: Wed Oct 24, 2012 1:49 am   Post subject:   

Well I have an interview at Farmers on Monday, definitely seen a lot of bad information around about them, here's my question.



What would you suggest doing instead of working for Farmers? It seems like you need a considerable amount of upfront money to become an IA as well as the fact that you won't receive training. Do you suggest going with another agency?



I don't have a degree and I've been in sales for about 6 years selling all kinds of nonsense. I've always been very successful selling pretty much anything (for a while I sold RC cars for some reason). Unfortunately a lot of places don't pan out, and I've started to work for a few places where I had to quit within weeks because I found out the actual product was a scam, customers actually weren't getting what was explicitly promised.



Insurance sales sounds like a way to turn my string of jobs into a career. I've got all the right characteristics for sales and I enjoy it. But it seems like starting as a captive agent is really the only option for me (as someone with very little start up cash). Should I apply at different agencies or what?


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PostPosted: Wed Oct 24, 2012 1:53 am   Post subject:   

Oh I also think its worth mentioning that one of the reasons I initially thought Farmers would be a good choice is because I actually have Farmers myself. For me they have the best price for what I need (and believe me I shopped around), and they've always had quality service as far as I can tell.


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PostPosted: Wed Oct 24, 2012 3:18 pm   Post subject:   

When you discard all the other words of the post above, leaving only these:

Quote:
they have the best price for what I need (and believe me I shopped around), and they've always had quality service as far as I can tell.


you have a statement that applies to 80% or more of all policies and all insurance companies.


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PostPosted: Wed Feb 13, 2013 7:11 am   Post subject:   

Farmers are not so bad as most insurance agents thinks they only needs flexible and suitable time for paid premium because they are not financially strong.



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PostPosted: Wed Feb 13, 2013 2:26 pm   Post subject:   

Quote:
Farmers are not so bad as most insurance agents thinks they only needs flexible and suitable time for paid premium because they are not financially strong.


Wonderful, concise, unintelligible English grammar.


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PostPosted: Thu Feb 14, 2013 12:44 pm   Post subject:   

For more news about Farmers and the way it treats some of its agents, see this thread: http://www.ampminsure.org/start/about19640.html



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PostPosted: Fri Mar 08, 2013 11:23 am   Post subject:   

My personal experience has been very good. I've been working as a Farmers agent for 10 years. Every relationship is going to be what you make of it. Smile

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PostPosted: Fri Mar 08, 2013 3:31 pm   Post subject:   

Quote:
Every relationship is going to be what you make of it.
While there is an element of truth to that statement, the agents in Florida whose businesses are going to be lost did nothing other than write business for Farmers. The company killed them on its own terms. It had nothing to do with "relationships" -- both with agents and insureds -- and everything to do with profits.



As I've said a number of times elsewhere on these forums, insurance companies are in business to make money. Everyone knows that. They stay in business by paying claims. Most people don't understand that.



An insurance company that doesn't pay claims, won't be in business very long. Not only would the state shut them down, but people who have been taken advantage of will tell others.



In this case, however, the company has decided that it no longer wants to pay claims, so it has stopped doing business on its own. As perfect an example of "They stay in business by paying claims" as you can get.


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PostPosted: Sun Mar 31, 2013 6:07 am   Post subject: Being your own Boss that's a laugh  

How come the agents that are so happy did not give their names and office addresses?


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