Allstate Consumer Reviews Invited

by Guest » Thu Jun 19, 2008 05:07 am
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ALLSTATE CONSUMER EXPERIENCES

Allstate has a vivid & systematic claims process that may be easily explained to the consumers or prospective clients. A clear vision & careful study of the developments & needs associated with the global insurance industry have helped Allstate to nourish its claims process from time to time.



ALLSTATE CLAIMS PROCESS


Allstate analyzes & values all claims upon their respective causes & handles them accordingly. Their dynamic claims procedures could be summarized as follows:



Analyzing Facts


  • Collect facts from the associated parties.
  • Ascertain the causes & extent of coverage.



Identify the party in charge


  • Study the claimant report & related documents.
  • Conduct an investigation & eliminate any discrepancies.



Ascertain the damages


  • Examine the damages
  • Draw an estimate
  • Consider the repair-methods



Finalize claims process

Fill up all documents associated with the claims process.


Claims processing time

The claims processing time would vary from one claim to another depending on the extent of the damage, the parties concerned & other associated factors.

Allstate reserves its time to review all facts concerning a particular claim thereby assuring a proper investigation. This process turns out to be a beneficial one for the claimant since Allstate saves more time for claims that demand more study & caution.


Disaster Management

Critical procedures like handling disasters would be determined by a large number of factors. Carriers would always maintain their own disaster management team in order to handle the numerous claims arising out of a catastrophe. The number of unattended claimants would still be on the rise due to a slackened settlement process under such circumstances.

The difference of one claim from another would demand more time for settlement under specific circumstances. Once a claim is taken up by an adjuster it is easier for a claimant to know its status at any point of time. If the claimant proves to be helpful through his presentation of facts & useful information, then it becomes easier for an adjuster to handle the claim within the deadline.




CLAIM FILING DATA



Car Insurance Claims


The following information might prove helpful towards settling your claims-


  • Date of the accident
  • Place of the accident
  • A description of the damage or loss
  • Bodily injuries
  • Other parties in connection
  • The alterations in your vehicle following the accident
  • Whether public authority have been informed



Property Claims


The following information might come to use while settling your claim-


  • A description of the property
  • A description of the damages
  • Safety measures at your home
  • Bodily injuries
  • The need of immediate repairs
  • Whether any public authority has been informed or not



Disaster Claims


Allstate has a vivid & systematic claims process that may be easily explained to the consumers or prospective clients. A clear vision & careful study of the developments & needs associated with the global insurance industry has helped Allstate to nourish its claims process from time to time.




ALLSTATE CLAIMS PROCESS

Allstate analyzes & values all claims upon their respective causes & handles them accordingly. Their dynamic claims procedures could be summarized as follows:



Analyzing Facts


  • Collect facts from the associated parties.
  • Ascertain the causes & extent of coverage.




Identify the party in charge


  • Study the claimant report & related documents.
  • Conduct an investigation & eliminate any discrepancies.




Ascertain the damages


  • Examine the damages
  • Draw an estimate
  • Consider the repair-methods




Finalize claims process

Fill up all documents associated with the claims process.



Claims processing time

The claims processing time would vary from one claim to another depending on the extent of the damage, the parties concerned & other associated factors.

Allstate reserves its time to review all facts concerning a particular claim thereby assuring a proper investigation. This process turns out to be a beneficial one for the claimant since Allstate saves more time for claims that demand more study & caution.



Disaster Management

Critical procedures like handling disasters would be determined by a large number of factors. Carriers would always maintain their own disaster management team in order to handle the numerous claims arising out of a catastrophe. The number of unattended claimants would still be on the rise due to a slackened settlement process under such circumstances.

The difference of one claim from another would demand more time for settlement under specific circumstances. Once a claim is taken up by an adjuster it is easier for a claimant to know its status at any point of time. If the claimant proves to be helpful through his presentation of facts & useful information, then it becomes easier for an adjuster to handle the claim within the deadline.



Claim Filing Data



Car Insurance Claims


The following information might prove helpful towards settling your claims-


  • Date of the accident
  • Place of the accident
  • A description of the damage or loss
  • Bodily injuries
  • Other parties in connection
  • The alterations in your vehicle following the accident
  • Whether public authority have been informed




Property Claims


The following information might come to use while settling your claim-


  • Get your policy number along with your full name
  • Apply for your claim without any delay
  • Convey your contact information
  • Obtain a fax number to convey your documents & other details
  • Allow the adjuster to investigate independently
  • Give your adjuster an easy access to all the documents, photographs or videos associated with the damages.





ALLSTATE CLAIMS CENTER


Allstate Claims Center ensures a smooth sail through your claims procedure ever since you report a claim till a successful settlement is achieved.

Being an Allstate customer you are entitled to have the following benefits-


  • 24x7 access to Allstate's claim reporting cell online or through 1-800-ALLSTATE.
  • Support of regional agents which kick-starts your claims process.
  • Insurance experts ensure a smooth settlement experience for you.
  • More than 600 auto insurance claim centers across the US.
  • Guarantee to repair your damages.
  • Quick reimbursement to stabilize your finances.



Allstate's pleasant settlement experiences would never let you feel the need for another carrier. It is still advisable that you carry out an extensive research of facts before you opt for Allstate as your insurer.

Total Comments: 8

Posted: Thu Jun 19, 2008 10:50 am Post Subject: My allstate exp.

Hi Guys,

I have been with Allstate for the last score of years & reported my first claim (in connection with a hail storm damage) some time back. The worth of my claim was about $2075.00. On receipt of the premium bill, I found a letter attached to it which reflected some $500 worth of deductible had been accumulated.

It has been a lill more than 4 yrs since then that I dint bother to go through that letter, & the result is mysterious- the deductible has mounted to $2000.00. The reason they say, has been their expenses towards meeting several other claims! Greg_ok

Posted: Thu Jun 19, 2008 11:26 am Post Subject:

hey..I stood under-insured with my home, when Allstate covered me upto $50,000 excluding my dwellings. It was natural for me to try & raise my coverage options towards protecting my home including the dwellings. I had a talk with their inspector (who seemed unhappy with the chimney) & removed my chimney. It was soon to be followed by a letter stating the existence of chipped paints somewhere else in my place. So I guess, this is the 'best of customer service' & the 'easiest way of enjoying benefits' that they are so proud of..ShaneW02

Posted: Thu Jun 19, 2008 11:49 am Post Subject:

gr8 post I'd sincerely believe..lemme share how it was against my wish that I took a left turn & Allstate found an opportunity to play my rates by about 40%.
This was the result of my maintaining coverage with them for over 30 years within which I've never had any other ticket or penalty. I had no other option but to switch it on with the ins. commissioner.
tx, Crossbreed07

Posted: Thu Jun 19, 2008 03:27 pm Post Subject:

A few words... Colossus and Mckinsey Report.

Allstate uses an injury estimating program called Colossus that dictates how much an adjuster can pay on a injury claim. It's claimed to be used as a tool but every insurance company reviews settlement amounts and "comments" on adjusters who settle for more then Colossus reports. The BI problem with the program is that it's only as good as the information put into it. It takes an expert to be able to enter all the correct information into the program (and if they are that good... they don't need the program). Also, this inaccurate information gets reported back to the company as to taint further settlements.

Mckinsey report... basically told Allstate that they could save money by following this program and not considering the actual injury. Allstate was a "little' reluctant to turn over this documentation, so much so that the Florida stopped allowing them to sell new policies in the state until they did so.

Not sure where this information fits into that outline.

Posted: Fri Jun 20, 2008 12:52 pm Post Subject:

Not sure where this information fits into that outline.

I'm sure it fits in just perfectly! :wink:

Posted: Mon Jul 14, 2008 11:53 am Post Subject: Automobile accident claim filing deadline

What is the deadline to file a claim for a fender bender? No police report taken at responsible persons request.

Posted: Mon Jul 14, 2008 01:03 pm Post Subject:

you need to file it asap...all policys say, ''you will PROMPTLY report ALL accidents''....call the carrier today

Posted: Mon Apr 02, 2012 12:18 am Post Subject: hHMAbsBwbtbUncsUfB

The minimum iqruered by law in North Carolina is 30/60/25. This means $ 30,000 per passenger up to a maximum liability to the insurance company of $ 60,000 in medical and $ 25,000 in liability damage, such as damage to other cars and property.For this minimum amount of insurance, it would be about $ 150-200 per month. Teenage males are one of the highest risk categories.If you are a good student, you should qualify for a good student discount, that can save you about 10%. Other ways to save are to maintain a clean driving record as well as excellent credit. Car insurance companies run your credit prior to offering a policy.As you age a bit, your car insurance rates should decline as you move to a lower risk category, just by getting older, so you should get new quotes every year.

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