Can you get an insurance

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PostPosted: Tue May 19, 2009 9:15 pm   Post subject: Can you get an insurance  

Can you get an insurance license with a felony conviction in mn or il?


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PostPosted: Wed May 20, 2009 2:18 am   Post subject:   

Maybe...



U.S. Civil Code sec. 18 (1033) prohibits anyone with a felony or a misdemeanor involving breach of trust, misappropriation of property and similar crimes involving dishonesty from getting or keeping an insurance license without the express, written approval of your state's insurance commissioner. Here ya go for the fancy stuff:



Quote:
§ 1033. Crimes by or affecting persons engaged in the business of insurance whose activities affect interstate commerce:

(e)

(1)

(A) Any individual who has been convicted of any criminal felony involving dishonesty or a breach of trust, or who has been convicted of an offense under this section, and who willfully engages in the business of insurance whose activities affect interstate commerce or participates in such business, shall be fined as provided in this title or imprisoned not more than 5 years, or both.

(B) Any individual who is engaged in the business of insurance whose activities affect interstate commerce and who willfully permits the participation described in subparagraph (A) shall be fined as provided in this title or imprisoned not more than 5 years, or both.

(2) A person described in paragraph (1)(A) may engage in the business of insurance or participate in such business if such person has the written consent of any insurance regulatory official authorized to regulate the insurer, which consent specifically refers to this subsection.




Anybody who hires you can also get whacked under the same set of laws, even if they didn't know of the crime.



Now, can you get a license? Again, maybe. Contact the insurance commission in the state you live and ask them about this. Trust me, they've heard it before. They'll probably ask you to fill out and send in a supplementary application which will ask you a bunch of questions, and then you have to get all sorts of other consent, but it's possible depending the nature and severity of what you did.



Hope this helps, and you're not at a dead end. Check it out and see what happens. The worst thing they can do is say no.



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PostPosted: Wed May 20, 2009 4:54 am   Post subject:   

I think it depends on the felony class. You might apply and just see what they say about it.

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PostPosted: Wed May 20, 2009 5:44 am   Post subject:   

Hi guest, Teacher is right; it would almost seal your fate if the felony involves embezzlement, theft or fraud. You would never get a license with these in your record.



However, if the felony isn’t involving money then you my stand a chance though a lot would depend upon the- nature of the misdemeanor, your record afterward and so forth.



Thanks,

Rupert

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PostPosted: Sat May 23, 2009 1:13 am   Post subject:   

Depends on what the felony was for...if it was for some type of fraud or embezzlement, forget it. If it was for something else, there's a chance and depends on the state where you live.



Minnesota Driver and Vehicle Services (DVS) outlines online its rules and penalties for Driving While Intoxicated (DWI), also known as Driving Under the Influence (DUI) of alcohol or other intoxicants.



Minnesota DVS warns drivers of the deadly and costly consequences of DWI. Drinking and driving endangers motorists and passengers, including children, and costs thousands in potential penalties, not to mention the loss of reputation in the community.



According to Minnesota DVS, alcohol-related collisions account for 240 deaths a year and about 33,000 of the state's drivers fail the 0.08 blood alcohol content (BAC) sobriety test every year.



Minnesota's legal limit is .08 BAC, but you can be arrested for less if law enforcement can prove that alcohol/drugs caused you to commit driving errors.



DWI comes with severe penalties in Minnesota, ranging from misdemeanor fines to felony convictions and jail time, in addition to lengthy license revocations. All DWI driver's license revocations in Minnesota require a $690 reinstatement fee. This is in addition to a DWI knowledge test, driver's license application and fees, and a chemical assessment.



If a Minnesota driver is arrested for four DWIs during a period of 10 years, or if a DWI driver has previously been convicted of a felony DWI involving serious injury or death, the driver may be charged with a felony.



A fourth DWI violation may result in a four-year loss of license and require rehabilitation for driver's license reinstatement.



Criminal penalties for felony DWI are as long as seven years in prison with five-year conditional release following, and a fine of $14,000.



For further reading, the official Minnesota DVS Web site offers a guide to DWI penalties as well as a brochure outlining Minnesota DWI and related statutes. If you have been charged with or convicted of DWI, you might also want to hire an attorney to represent you.

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PostPosted: Sat May 23, 2009 2:45 am   Post subject:   

Hanan...dude(ette?)...the OP was asking about an insurance license, not a driver's license. Great post you made, and very informative, but to quote Bob Eucker- "that one was just a bit outside."



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PostPosted: Sun May 24, 2009 1:41 pm   Post subject:   

hanan...try and read the questions a little closer ok?



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PostPosted: Mon Jun 29, 2009 1:25 pm   Post subject: Felony convictions/state licensure  

Most states review felony criminal history on a case by case basis. However for anyone else that sees this question, Michigan will not issue a producer insurance license to someone who has a felony.


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