Can I become licensed as

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PostPosted: Wed Sep 24, 2008 1:05 am   Post subject: Can I become licensed as  

Can I become licensed as a P&C adjuster online in the state of Florida?
Stacy
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PostPosted: Wed Sep 24, 2008 2:19 am   Post subject:   

You cannot take the test online (would be a little difficult to verify it was you taking the test and also that you were not simply looking up the answers).
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PostPosted: Wed Sep 24, 2008 3:04 am   Post subject: but...  

I am not interested in taking the test online I just want to know if the online class is generally accepted...I have work during the 4 day class so online is my only alternative but I don't want to waste my money. Thanks!
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PostPosted: Wed Sep 24, 2008 3:10 am   Post subject:   

That I do not know. When I took classes, I did so at the local community college. They were at night. Started around 6pm and ended around 10pm.

You can call the Dept of Financial Services and ask if the class you mentioned will allow you to sit for the test.
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PostPosted: Wed Sep 24, 2008 6:58 am   Post subject:   

There are several virtual classrooms available online to provide the requisite training in obtaining the insurance adjuster's license. The same is also available in the state of Florida. However, I'm not very certain about the success rate of these courses, but seem that they satisfy the requirement of the licensing exams.

You can check out with the following site for more information….

http://www.oltraining.com/fl_talcc/lhap-l.html
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PostPosted: Wed Sep 24, 2008 7:30 am   Post subject:   

The Florida licensing department requires all the applicants to take 40 hrs of pre licensing course to qualify in the licensing exam. And a properly designed online licensing course can help you in preparing for the exam through the course materials and mock tests.

An online course is required to cover all the topics necessary for the licensing purpose. The P&C licensing course should cover the followings,

Introduction to the basic of insurance: the knowledge of the terms and jargons typical of the insurance industry is necessary for the adjuster to know before entering into the profession.

Introduction to claims:
  • Handling the claims
  • The different aspects of a claim process.
  • The factors that may influence the claim.
  • Determining the worth of the damages.
  • Checking for frauds.


Insurance laws and ethics: the insurance adjuster is also required to know the prevalent insurance laws.
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PostPosted: Wed Sep 24, 2008 11:13 pm   Post subject: thanks  

Thanks for your help everybody.
I have what I need now but I am still a lil confused.
Whats the diff between a 3-20, 5-20 and a 6-20 license for adjusters?
How do I know which one I need?
Thanks!

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confused in florida
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PostPosted: Thu Sep 25, 2008 3:17 am   Post subject:   

Don't remember what a 320 licenses is. A 620 and 520 are both all lines adjusting licenses. A 520 is if your an independent (not working directly for an insurance company) and a 620 is if your working directly for an insurance company. The 620 and 520 can be changed at any time for a small fee.
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PostPosted: Thu Sep 25, 2008 5:52 am   Post subject:   

The 320 license is a licensing requirement for the public adjusters. The individual, who have aimed at becoming the public adjuster, is required to obtain the 320 license.
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PostPosted: Thu Sep 25, 2008 10:06 pm   Post subject: THANKS FOR ALL YOUR HELP  

I know this seems redundant but I need clarification on what a public adjuster is/does.
If I plan to work as an independent property claims adjuster-for insurance companies but self employed than it sounds like I just need a 620?
Thanks again for all your assistance!

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PostPosted: Fri Sep 26, 2008 5:51 am   Post subject:   

Public Adjusters represent the claimant party. They actually play the role of the mediator between the claimant and the insurance company trying to maximize the claimant's gain form the claim.

~jeremy
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PostPosted: Fri Sep 26, 2008 5:56 am   Post subject:   

Yeah, the two terms independent adjuster and public adjuster may sound synonymous to many but there is a fine line of difference between these two types of adjusters.

The independent adjuster may work for several insurance companies at the sametime, ie, they are not confined to any particular insurer (just like the independent insurance agents). They get hired by the insurance companies at the time of requirement.

Public Adjusters, on the other hand, are the representatives of the claimant. They approach to the claimant directly. The claimant may decide to hire the service of a public adjuster to negotiate the claim with the insurance company.
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PostPosted: Sun Sep 28, 2008 3:43 am   Post subject: Muchas Gracias!  

Okay now I am all clear thanks to all of your help.
Thanks again everyone!
Stacy

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PostPosted: Thu Apr 09, 2009 3:12 am   Post subject: web site for arizona licenses  

I noticed Jeorge put a web site for licenses training, but I checked it out
its seems to only apply to florida licenses, those anyone know of where can i go on line for arizona license.

thanks for your help

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mia
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PostPosted: Thu Apr 09, 2009 5:53 am   Post subject:   

Sure mia

Arizona too has online options for licensing course on insurance. If you are interested, you may try 2 of the following references.

http://www.testeachersonline.com/arizona-insurance-exam-training.html
http://www.abtrainingcenter.com/insurance_licensing.asp

Hope I could help Smile

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