what positions are available to someone who has a life/healt

by strikenlite29 » Thu Oct 02, 2008 08:34 pm

I just got my license I've never really done anything in the insurance industry and I wondering where I should start.

Total Comments: 6

Posted: Fri Oct 03, 2008 06:37 am Post Subject:

You should start by finding yourself an employment with an insurance company.

An insurance agent can either choose to become independent agent or a captive one.

The independent agent may choose to work for several insurance companies and may run his own agency independently. The captive agents are the in-house employees of the insurance company and are allowed to sell the products of his employer.

However, if my opinion is sought then I'd suggest that you should try becoming a captive agent at the first and once you manage enough experience in this field, you can move to operate as an independent agent.

~Jeremy

Posted: Fri Oct 03, 2008 06:49 am Post Subject:

strikenlite29, welcome to the forums and congratulations on your success.

The profession of insurance agents is lucrative but requires hard work and dedication. Where there are loads of successful agents, there are many unsuccessful too. However, my objective is not to demoralize you.

I agree with the advice given to you by Jeremy, you need to get yourself associated with an insurance company. I'd rather suggest that you try to find out the prospect of becoming an agent from the performing agents in your area. Some big agencies may hire trainees at their offices. It can give your career a good start.

Also, start telling people that you have obtained the license for selling insurance policies. The friends, family and relatives may become your first line of customer. The business of insurance is all about building network.

Posted: Sun Oct 19, 2008 03:20 am Post Subject:

I disagree that you should start out by selling policies to all of your friends and family. My reasoning behind this is that as a new agent you dont yet have the product knowledge to know absolutely for sure that you are doing the right for your family and friends. If something comes up wrong your name becomes mud to the people you are close to. I have seen this happen many times.

Hone your sales and maketing skills using leads you buy or develop.

Find an agency that you are comfortable with, if you decide to go captive check out the agencies reputation out before you sign anything.

Posted: Sun Oct 19, 2008 03:43 am Post Subject:

All good advice. Just because you have a license doesn't mean you can just ...start. You have to be "hired" by someone to sell their (or many companies) product(s).

If you want to work commission only, most anybody would bring you on. Follow box's advice - check out the reputation of the company/agent before signing on. You want someone with integrity and who has respect among other agents - not to mention around town.

Posted: Mon Oct 27, 2008 09:25 pm Post Subject: Where to Start

You should find a company that trains and might provide leads. After you get your feet wet the industry will come naturally. Take on a couple products and see what you think. We have a product 100% over the phone if interested.

Posted: Sun Nov 02, 2008 05:31 am Post Subject:

Stay away from Primerica, American Income Life, and Americo. NY Life and Guardian have great training programs, Allianz, and Aviva have a better-than-average training program and superior products.

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