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 Posted: Tue Feb 10, 2009 10:30 am Post subject: |
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| Quote: | | Buying any type of insurance online, whether it be life, health, auto, or home, to me is not a good idea. |
I'd echo Maze here, whether or not the online purchases would reduce insurance agents' pay-out, from the consumers point of view, I personally wouldn't support the idea of buying insurance online. You should always have the agent explaining the coverage benefits to you. I'd feel confident that way.
Regards,
Juanita |
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Juanita
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| Posted: Tue Feb 10, 2009 12:04 pm Post subject: |
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I couldn't agree more Jaunita...there is no substitue for a knowledgable agent...hard to prove that to the computer age masses though...until it's too late.. 
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Lori
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| Posted: Wed Feb 11, 2009 8:37 pm Post subject: |
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WOW all this from one question. so I guess if you wanted to become an P&C agent it might not be a good idea.Like most companies they want to make more even if it cuts out the people that got them there.
NOW not to start a problem but do you think this will start to happen with life and health to. |
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TLE
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| Posted: Wed Feb 11, 2009 10:55 pm Post subject: |
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Oh, life and health were the first. There are many sites where a person can purchase life insurance online.
If you are thinking about becoming a P&C agent, don't let the ability to purchase insurance online stop you.
It's just one more competitor and we have a lot of them.
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InsuranceMaze
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| Posted: Thu Feb 12, 2009 12:25 am Post subject: |
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TLE wrote:
| Quote: | | WOW all this from one question. |
Yes TLE!
Thread wars are kind of like a California brush fire that ignites by spontaneous combustion.
But you have to admit it was a good topic and I think we beat that dead horse into an unrecognizable pile of wordsmith soup!
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GarySpicuzza
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| Posted: Thu Feb 12, 2009 12:54 am Post subject: |
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now look whos talking
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igmonuts
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| Posted: Thu Feb 12, 2009 1:17 am Post subject: |
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now look whos talking
Would you like to be a guest, Guest?
Click linky above, but have ear muffs close by! 
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GarySpicuzza
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| Posted: Thu Feb 12, 2009 2:02 am Post subject: |
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Yes I am thinking of getting into P&C and life and health, also just wanted to know if I can make it but it seems hard if the insurance companies don't give you a chance, if they under cut you with the price. another dream crushed by big company.
YOU THINK WITH THE BONUSES THE CEO GIVES THEMSELVES THE PRICE WOULD BE HIGHER ON THERE END. |
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TLE
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| Posted: Thu Feb 12, 2009 7:55 am Post subject: |
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I'd say that both will co-exist, the agents as well as online purchase & it'd be upon the buyer to choose one over the other. Someone like me, who's not so computer friendly, would still reply upon the agent's babbling about the policy benefits, may be a smart guy would choose the machine over the man.
However, TLE, as Maze has said don't let the sites stop you from becoming what you want. |
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simon
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| Posted: Thu Feb 12, 2009 5:53 pm Post subject: |
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| I won't but just want to make sure I can make a living at it or years down the road you get pushed out. |
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TLE
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| Posted: Sun Feb 15, 2009 6:14 pm Post subject: |
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I think online sales will increase somewhat but people will still want to have a live person to talk to. My approach is to have an online presence where people can visit my site and apply online if they wish but still have a LOCAL agent to call on when needed. Strong customer service will beat a website anytime.
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mip
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| Posted: Sun Feb 22, 2009 2:37 am Post subject: |
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| I can tell you from personal experience that as an agent I am finding that I am competing against the internet and call centers from within my own company. This is very frustrating at times. On a weekly basis I am finding my $$$ being stolen from accounts I start, and that I have to fill out forms etc to get the commissions back. Ridiculous. Sometimes I wonder if I should just go out on my own......cheers! |
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MissKG
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| Posted: Sun Feb 22, 2009 11:45 am Post subject: |
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yesterday one of my client called me and told me that some MLM companies have come in to the insurance, they are also selling the insurance.He was asking me ' is it OK to purchase policy from them as it also gives chance to earn extra money.?'
I clearly told me it is OK to earn money but will you give service to those people who have purchased the policy in your group.?
Flatly he was not having any answer as in most of the cases people either do not have knowledge of the different procedures, different pro's and co's of one policy over other.So it becomes just a connection between shop owner and customer.
Certainly insurance is not that cheap so that people will buy anything, they need quality and only qualified professionals can only deliver that.
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amit
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| Posted: Wed Apr 08, 2009 2:00 am Post subject: Online sales |
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The airlines, cruise lines and vacation vendors , have done this to travel agents. I know I was a travel agent, they started sending offers to clients that I booked with them in the past, to book direct with them for a discount. Anything to cut out the commissions.
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jersan
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| Posted: Wed Apr 08, 2009 4:53 am Post subject: |
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Its all about adapting to change. I have been working to rapidly expand my online presence and there are still many ways to circumvent the big companies both online and offline.
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beatuplunchbox
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