professional & premises liability insurance for esthetic

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PostPosted: Wed May 19, 2010 8:16 am   Post subject: professional & premises liability insurance for esthetic  

Do all estheticians need to maintain a professional & premises liability coverage? Will it cover for lawsuits?
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Ringofan
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PostPosted: Thu May 20, 2010 10:19 am   Post subject:   

There are certain things that you'd always like to protect e.g. your family, business, income, goodwill etc. Paying for liability insurance is always a fair deal!
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PostPosted: Fri May 21, 2010 4:46 am   Post subject:   

Guys, I believe professional liability insurance is the same as 'malpractice insurance'. It covers you from certain claims in terms of injuries caused by you as a result of any professional misconduct.
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PostPosted: Fri May 21, 2010 9:04 am   Post subject:   

Are you leasing your own shop or leasing space in someone else's salon?

You would probably want to look for a Business Owner's Policy ("BOP") which will provide the liability coverage you describe. It offers broader coverage than just "professional liability". Talk to a local agent.

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PostPosted: Sat May 22, 2010 5:12 am   Post subject:   

Will "BOP" cover me from lawsuits? I'm asking since I just wanna gather some knowledge before I speak with my agent.
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PostPosted: Wed May 26, 2010 4:53 pm   Post subject:   

Yes, if connected with something you do in the course of your business that results in damages to someone else ot their property.
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PostPosted: Mon Jun 28, 2010 7:25 pm   Post subject:   

thanks for share this. i also look for this and also dude thanks for share this..

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