Signatures in a life application

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PostPosted: Fri Dec 18, 2009 2:22 am   Post subject: insurance  

That is in the state of California...not here. My brother-in-law ALSO changed a Law in California, as well. It sure helps when he (bother-in-law) workes for the Atty Generals Office of Ca (in San Diego). ..LOL i don't know the Laws in Ca..I no longer live there.

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PostPosted: Fri Dec 18, 2009 11:52 am   Post subject:   

I'm not arguing with you. I was just asking the question. I have no reason to doubt that in your state, the Wal-Mart employees may have given permission for the insurance.



However, if the application was signed in another state, the insurance laws of your state wouldn't matter, so it is possible that insurance was purchased on your husband without his knowledge.


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fjalro
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PostPosted: Sat Dec 19, 2009 10:32 am   Post subject: insurance  

NOPE...the application was signed HERE...in the state of PA. Hope I don't have to repeat that TOO many times to you.

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PostPosted: Sat Dec 19, 2009 12:13 pm   Post subject:   

You are missing what I'm saying. I understand that your husband signed an application in Pennsylvania.



What neither of us knows is whether another application was signed in another state that your husband didn't know about it and only had to be signed by the applicant, Wal-Mart.



Don't argue about this because you and your ex have no way of knowing if this took place or not.


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PostPosted: Sun Dec 20, 2009 3:34 pm   Post subject:   

Quote:
so it is possible that insurance was purchased on your husband without his knowledge.

Again..NO it was NOT bought without his knowledge. He was told this.
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PostPosted: Sun Dec 20, 2009 3:50 pm   Post subject:   

Let me try this again. I understand that a policy was purchased with his knowledge.



What I'm telling you is that you would have no way of knowing if one was also purchased without his knowledge.



I'm not trying to say that this happened. I'm simply pointing out that you wouldn't know.


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PostPosted: Mon Dec 21, 2009 1:01 am   Post subject: insurance  

As I said in another post, I REALLY need to be more cautious on WHO I talk to now...don't I?

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PostPosted: Mon Dec 21, 2009 10:14 pm   Post subject:   

Yes. You need to be careful. You might want to start by only talking to people who give you correct information.


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PostPosted: Mon Dec 21, 2009 11:24 pm   Post subject:   

fjalro is correct, to a degree. If everything were done legally, there would be a paper trail depending on the size of the policy. Obviously the taxes that would come due on the premiums paid could be much better concealed when the company (employer) paid it itself.



Still though, the insured (employee) could be left essentially in the dark.



Keep in mind that in many states the law will dictate different possible scenarios.



Both of you appear to be looking for a sort of technical gotcha here.

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PostPosted: Mon Dec 21, 2009 11:33 pm   Post subject: insurance  

Quote:
You need to be careful. You might want to start by only talking to people who give you correct information.

OF COURSE I'm talking to people that give me correct info. Don't need to worry about me.
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PostPosted: Mon Dec 21, 2009 11:58 pm   Post subject:   

Sorry, SDcharger, but you are the one person who needs people to worry about her. You have proven yourself to be stubborn when presented with information that goes against your incorrect beliefs.


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PostPosted: Tue Dec 22, 2009 11:46 am   Post subject: insurance  

Anyway..........I've gotten alot of great, USEFUL information from MAX (on this Forum) and my Insurance REP. REALLY starting to get some things together, for myself (Insurance wise, I mean) and feeling a bit more secure about providing for my son, etc.

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PostPosted: Tue Dec 22, 2009 11:51 am   Post subject:   

That's great. I just hope that he is now the beneficiary of the life insurance or a trust is the beneficiary. It just can't be your friend if you are trying to benefit your son.


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PostPosted: Tue Dec 22, 2009 11:58 am   Post subject: insurance  

It's very funny that I'm getting responses from...WHOEVER you are, again. I don't know WHO you are and that's scary. I guess you don't mond 'preying' on people, on this Website. As I said...I was asked ALOT of questions on where my money was going and THEN then 'link' on my Yahoo mail?! You kep 'probing' and 'probing'. I think what I need to do is make some kind of complaint about this Forum, if they don't do anything about people like you. I hope you're not 'preying' on other people......God Help You if you are!! All I have to say is 'what goes around, comes around'. I didn't appriciate the 'email' ( trying to get DETAILED Insurance information from me). I think you need to stop your games now.

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PostPosted: Tue Dec 22, 2009 12:22 pm   Post subject:   

I've told you many times who I am. I am Insurance Expert. I'm not hiding my identity. For some reason, it makes me log in every time and doesn't remember me and I'm too lazy to do so.



You should be thanking me because if it wasn't for me, your money would go to your friend and not your son.



You don't like the e-mail and I don't like the accusation. I've never e-mailed you and I never would. How would I even have your e-mail address?



I'm not a game player. I simply respond to your responses. Sorry that you don't like them. The truth often hurts.


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